Banco Pichincha CA (QUI:PCD) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

QUI:PCD Banco Pichincha CA QUI:PCD
100 GF Score
Price $137.00
GF Value $107.76
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Banco Pichincha CA ROC (Joel Greenblatt) %?

Banco Pichincha CA QUI:PCD 100 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates QUI:PCD with a GF Score™ of 100/100 and a GF Value™ of $107.76 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 46 Banks companies, Banco Pichincha CA ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

QUI:PCD
100GF Score
Banco Pichincha CA QUI:PCD
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Banco Pichincha CA (QUI:PCD) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banco Pichincha CA and its competitors. According to the industry distribution chart, Banco Pichincha CA ranks #999999 out of 46 companies in the Banks industry.
Is Banco Pichincha CA's ROC (Joel Greenblatt) % too high?
Banco Pichincha CA's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Banco Pichincha CA ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Pichincha CA has a GF Score™ of 100/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Pichincha CA's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Banco Pichincha CA ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Banco Pichincha CA in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Banco Pichincha CA and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Pichincha CA's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pichincha CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Pichincha CA (QUI:PCD) is currently considered Modestly Overvalued. The stock's GF Value™ is $107.76, compared to a current price of $137.00 — trading 27.1% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Banco Pichincha CA's overall GF Score™ is 100/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Banco Pichincha CA (QUI:PCD), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Pichincha CA (QUI:PCD) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Pichincha CA stock appears to be overvalued. The current stock price of $137.00 is trading 27.1% above its estimated GF Value™ of $107.76. GuruFocus considers Banco Pichincha CA to be Modestly Overvalued.

Key valuation signals for QUI:PCD:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $107.76 vs. price of $137.00 (27.1% above fair value)
  • GF Score™: 100/100 with 3 warning signs

No single metric tells the full story. See the QUI:PCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco Pichincha CA Business Description

Other Exchanges PCD:Ecuador
Address Av Amazonas 4545, Pereira. Building Financial Center Office No. 507, Quito, ECU
Banco Pichincha CA provides banking services in Ecuador. The products and services of the bank include electronic banking, savings account, current account, debit cards, credit cards, and other related services.
100GF Score

Get the complete analysis for QUI:PCD

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$137.00
Price
$107.76
GF Value