Banco Pichincha CA (QUI:PCD) Intangible Assets: $457 Mil (As of Dec. 2025)

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QUI:PCD Banco Pichincha CA QUI:PCD
100 GF Score
Price $145.00
GF Value $108.20
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Banco Pichincha CA Intangible Assets?

Banco Pichincha CA QUI:PCD 100 Intangible Assets is $457 Mil as of Dec. 2025. GuruFocus rates QUI:PCD with a GF Score™ of 100/100 and a GF Value™ of $108.20 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Intangible assets are defined as identifiable non-monetary assets that cannot be seen, touched or physically measured. Banco Pichincha CA's intangible assets for the quarter that ended in Dec. 2025 was $457 Mil.


Banco Pichincha CA  (QUI:PCD) Intangible Assets Explanation

If a company (company A) received a patent through their own work, though it has value, it does not show up on its balance sheet as an intangible asset. However, if company A sells this patent to company B, it will show up on company B's balance sheet as an intangible asset.

The same applies to brand names, trade secrets etc. For instance, Coca-Cola's brand is extremely valuable, but the brand does not appear on its balance sheet, because the brand was never acquired.

Some intangibles are amortized. Amortization is the depreciation of intangible assets.

Many intangibles are not amortized. They may still be written down when the company decides the asset is impaired.

Whenever you see an increase in goodwill over a number of years, you can assume it's because the company is out buying other businesses above book value. GOOD if buying businesses with durable competitive advantage.

If goodwill stays the same, the company when acquiring other companies is either paying less than book value or not acquiring. Businesses with moats never sell for less than book value.

Intangibles acquired are on balance sheet at fair value.

Internally developed brand names (Coke, Wrigleys, Band-Aid) however are not reflected on the balance sheet.

One of the reasons competitive advantage power can remain hidden for so long.


Be Aware

Companies may change the way intangible assets are amortized, and this will affect their reported earnings.


Banco Pichincha CA Intangible Assets Related Terms


Banco Pichincha CA Intangible Assets Historical Data

* Premium members only.

The historical data trend for Banco Pichincha CA's Intangible Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Pichincha CA Intangible Assets Chart

Banco Pichincha CA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intangible Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 295.43 334.88 369.01 412.12 457.28

Banco Pichincha CA Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intangible Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only 295.43 334.88 369.01 412.12 457.28
QUI:PCD
100GF Score
Banco Pichincha CA QUI:PCD
Intangible Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Pichincha CA Intangible Assets Calculation

Intangible assets are defined as identifiable non-monetary assets that cannot be seen, touched or physically measured. Examples of intangible assets include trade secrets, copyrights, patents, trademarks. If a company acquires assets at the prices above the book value, it may carry goodwill on its balance sheet. Goodwill reflects the difference between the price the company paid and the book value of the assets.

Frequently Asked Questions Learn more about Intangible Assets →
What does a Intangible Assets of $457 Mil mean?
Banco Pichincha CA (QUI:PCD) has a Intangible Assets of $457 Mil as of Dec. 2025. Intangible assets include patents, goodwill and trade secrets. View historical data on Banco Pichincha CA and its competitors.
Is Banco Pichincha CA's Intangible Assets too high?
Banco Pichincha CA's current Intangible Assets is $457 Mil. Overall, Banco Pichincha CA has a GF Score™ of 100/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Pichincha CA's Intangible Assets compare to PNC and USB?
Banco Pichincha CA's Intangible Assets of $457 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intangible Assets for a Banks company?
A good Intangible Assets depends on the Banks industry context. However, Intangible Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intangible Assets mean?
A high Intangible Assets can signal that a stock is expensive relative to its fundamentals. Intangible assets include patents, goodwill and trade secrets. View historical data on Banco Pichincha CA and its competitors. Banco Pichincha CA's current Intangible Assets is $457 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Pichincha CA stock overvalued right now?
Based on GuruFocus' analysis, Banco Pichincha CA (QUI:PCD) is currently considered Significantly Overvalued. The stock's GF Value™ is $108.20, compared to a current price of $145.00 — trading 34% above its estimated fair value. The current Intangible Assets is $457 Mil. Banco Pichincha CA's overall GF Score™ is 100/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intangible Assets calculated?
Intangible Assets is calculated from a company's financial statements. For Banco Pichincha CA (QUI:PCD), the current Intangible Assets is $457 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco Pichincha CA (QUI:PCD) Overvalued in 2026?

Based on GuruFocus' analysis, Banco Pichincha CA stock appears to be overvalued. The current stock price of $145.00 is trading 34% above its estimated GF Value™ of $108.20. GuruFocus considers Banco Pichincha CA to be Significantly Overvalued.

Key valuation signals for QUI:PCD:

  • Intangible Assets: $457 Mil
  • GF Value™: $108.20 vs. price of $145.00 (34% above fair value)
  • GF Score™: 100/100 with 3 warning signs

No single metric tells the full story. See the QUI:PCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco Pichincha CA Business Description

Other Exchanges PCD:Ecuador
Address Av Amazonas 4545, Pereira. Building Financial Center Office No. 507, Quito, ECU
Banco Pichincha CA provides banking services in Ecuador. The products and services of the bank include electronic banking, savings account, current account, debit cards, credit cards, and other related services.
100GF Score

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Intangible Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$145.00
Price
$108.20
GF Value