TYBT (Trinity Bank NA) Cyclically Adjusted PS Ratio: 8.41 (As of Jul. 05, 2026) — Near Median


TYBT Trinity Bank NA TYBT
71 GF Score
Price $96.25
GF Value $114.36
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Trinity Bank NA Cyclically Adjusted PS Ratio?

Trinity Bank NA TYBT 71 Cyclically Adjusted PS Ratio is 8.41 as of Jul. 05, 2026, which is at its 10-year median of 8.41. GuruFocus rates TYBT with a GF Score™ of 71/100 and a GF Value™ of $114.36 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,301 Banks companies, Trinity Bank NA ranks worse than 95.08% on this metric.

As of today (2026-07-05), Trinity Bank NA's current share price is $96.25. Trinity Bank NA's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $11.45. Trinity Bank NA's Cyclically Adjusted PS Ratio for today is 8.41.

The historical rank and industry rank for Trinity Bank NA's Cyclically Adjusted PS Ratio or its related term are showing as below:

TYBT' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 8.12   Med: 8.41   Max: 8.49
Current: 8.41

During the past 10 years, Trinity Bank NA's highest Cyclically Adjusted PS Ratio was 8.49. The lowest was 8.12. And the median was 8.41.

TYBT's Cyclically Adjusted PS Ratio is ranked worse than
95.08% of 1301 companies
in the Banks industry
Industry Median: 3.32 vs TYBT: 8.41

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Trinity Bank NA's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $18.815. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $11.45 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Trinity Bank NA  (OTCPK:TYBT) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Trinity Bank NA Cyclically Adjusted PS Ratio Related Terms


Trinity Bank NA Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Trinity Bank NA's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trinity Bank NA Cyclically Adjusted PS Ratio Chart

Trinity Bank NA Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 8.12

Trinity Bank NA Quarterly Data
Mar09 Jun09 Dec19 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 8.12

TYBT vs UBOH, CMHF, SFBC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Trinity Bank NA's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trinity Bank NA Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Trinity Bank NA's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Trinity Bank NA's Cyclically Adjusted PS Ratio falls into.


TYBT
71GF Score
Trinity Bank NA TYBT
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Trinity Bank NA Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Trinity Bank NA's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=96.25/11.45
=8.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trinity Bank NA's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Trinity Bank NA's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=18.815/324.0540*324.0540
=18.815

Current CPI (Dec25) = 324.0540.

Trinity Bank NA Annual Data

Revenue per Share CPI Adj_RevenuePerShare
200412 1.397 190.300 2.379
200512 2.116 196.800 3.484
200612 2.626 201.800 4.217
201912 9.132 256.974 11.516
202012 10.325 260.474 12.845
202112 12.957 278.802 15.060
202212 13.554 296.797 14.799
202312 14.042 306.746 14.834
202412 16.116 315.605 16.547
202512 18.815 324.054 18.815

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 8.41 mean?
Trinity Bank NA (TYBT) has a Cyclically Adjusted PS Ratio of 8.41 as of Jul. 05, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Trinity Bank NA and its competitors. This is near median its historical median of 8.41. Over the past decade, Trinity Bank NA's Cyclically Adjusted PS Ratio has ranged from 8.12 to 8.49. According to the industry distribution chart, Trinity Bank NA ranks #1237 out of 1301 companies in the Banks industry, placing it in the top 95.1%.
Is Trinity Bank NA's Cyclically Adjusted PS Ratio too high?
Trinity Bank NA's current Cyclically Adjusted PS Ratio of 8.41 is near median its 10-year median of 8.41. Over the past 10 years, this metric has ranged from a low of 8.12 to a high of 8.49. The Banks industry median Cyclically Adjusted PS Ratio is 3.32. Trinity Bank NA's value of 8.41 is 153.3% above this industry median. Based on the distribution chart, Trinity Bank NA ranks #1237 out of 1301 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Trinity Bank NA has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trinity Bank NA's Cyclically Adjusted PS Ratio compare to UBOH and CMHF?
According to the Banks industry distribution chart, Trinity Bank NA ranks #1237 out of 1301 companies for Cyclically Adjusted PS Ratio. This places Trinity Bank NA in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.32. Trinity Bank NA's value of 8.41 is 153.3% above this benchmark. Historically, Trinity Bank NA's own Cyclically Adjusted PS Ratio has ranged from 8.12 to 8.49 over the past decade. While the company's 10-year median is 8.41 vs. the industry median of 3.32, Trinity Bank NA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.32, based on 1,301 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trinity Bank NA's current Cyclically Adjusted PS Ratio of 8.41 is 153.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Trinity Bank NA and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trinity Bank NA's current Cyclically Adjusted PS Ratio is 8.41, which is near median its own 10-year median of 8.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trinity Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Trinity Bank NA (TYBT) is currently considered Modestly Undervalued. The stock's GF Value™ is $114.36, compared to a current price of $96.25 — trading 15.8% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 8.41, which is near median its 10-year median of 8.41 and 153.3% above the Banks industry median of 3.32. Trinity Bank NA's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Trinity Bank NA (TYBT), the current Cyclically Adjusted PS Ratio is 8.41 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trinity Bank NA (TYBT) Overvalued in 2026?

Based on GuruFocus' analysis, Trinity Bank NA stock appears to be undervalued. The current stock price of $96.25 is trading 15.8% below its estimated GF Value™ of $114.36. GuruFocus considers Trinity Bank NA to be Modestly Undervalued.

Key valuation signals for TYBT:

  • Cyclically Adjusted PS Ratio: 8.41 (near median its 10-year median of 8.41)
  • GF Value™: $114.36 vs. price of $96.25 (15.8% below fair value)
  • GF Score™: 71/100 with 1 warning sign
  • Industry Position: 153.3% above the Banks median (#1237 of 1301)

No single metric tells the full story. See the TYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trinity Bank NA Business Description

Address 3500 West Vickery Boulevard, Fort Worth, TX, USA, 76107
Trinity Bank NA operates as a national bank. The bank provides a full range of banking services to individual and corporate customers and is subject to competition from other local, regional, and national financial institutions.
71GF Score

Get the complete analysis for TYBT

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$96.25
Price
$114.36
GF Value