TYBT (Trinity Bank NA) Pre-Tax Income: $10.95 Mil (TTM As of Dec. 2025)

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TYBT Trinity Bank NA TYBT
70 GF Score
Price $99.00
GF Value $116.21
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Trinity Bank NA Pre-Tax Income?

Trinity Bank NA TYBT 70 Pre-Tax Income is $10.95 Mil as of Dec. 2025. GuruFocus rates TYBT with a GF Score™ of 70/100 and a GF Value™ of $116.21 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Pretax income is the income that a company earns before paying income taxes. Trinity Bank NA's pretax income for the three months ended in Dec. 2025 was $2.74 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $10.95 Mil. Trinity Bank NA's pretax margin was 48.48%.

During the past 10 years, Trinity Bank NA's highest Pretax Margin was 57.18%. The lowest was 33.49%. And the median was 48.97%.


Trinity Bank NA  (OTCPK:TYBT) Pre-Tax Income Explanation

Trinity Bank NA's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=2.736/5.643
=48.48%

During the past 10 years, Trinity Bank NA's highest Pretax Margin was 57.18%. The lowest was 33.49%. And the median was 48.97%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Trinity Bank NA Pre-Tax Income Related Terms


Trinity Bank NA Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Trinity Bank NA's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trinity Bank NA Pre-Tax Income Chart

Trinity Bank NA Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.85 8.55 9.15 9.82 10.95

Trinity Bank NA Quarterly Data
Mar09 Jun09 Dec19 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.54 2.56 2.78 2.87 2.74

TYBT vs PFBX, NWPP, SFBC: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Trinity Bank NA's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trinity Bank NA Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Trinity Bank NA's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Trinity Bank NA's Pre-Tax Income falls into.


TYBT
70GF Score
Trinity Bank NA TYBT
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Trinity Bank NA Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Trinity Bank NA's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+10.954
=10.95

Trinity Bank NA's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+2.736
=2.74

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.95 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $10.95 Mil mean?
Trinity Bank NA (TYBT) has a Pre-Tax Income of $10.95 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Trinity Bank NA and its competitors.
Is Trinity Bank NA's Pre-Tax Income too high?
Trinity Bank NA's current Pre-Tax Income is $10.95 Mil. Overall, Trinity Bank NA has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trinity Bank NA's Pre-Tax Income compare to PFBX and NWPP?
Trinity Bank NA's Pre-Tax Income of $10.95 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Trinity Bank NA and its competitors. Trinity Bank NA's current Pre-Tax Income is $10.95 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trinity Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Trinity Bank NA (TYBT) is currently considered Modestly Undervalued. The stock's GF Value™ is $116.21, compared to a current price of $99.00 — trading 14.8% below its estimated fair value. The current Pre-Tax Income is $10.95 Mil. Trinity Bank NA's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Trinity Bank NA (TYBT), the current Pre-Tax Income is $10.95 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trinity Bank NA (TYBT) Overvalued in 2026?

Based on GuruFocus' analysis, Trinity Bank NA stock appears to be undervalued. The current stock price of $99.00 is trading 14.8% below its estimated GF Value™ of $116.21. GuruFocus considers Trinity Bank NA to be Modestly Undervalued.

Key valuation signals for TYBT:

  • Pre-Tax Income: $10.95 Mil
  • GF Value™: $116.21 vs. price of $99.00 (14.8% below fair value)
  • GF Score™: 70/100 with 1 warning sign

No single metric tells the full story. See the TYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trinity Bank NA Business Description

Address 3500 West Vickery Boulevard, Fort Worth, TX, USA, 76107
Trinity Bank NA operates as a national bank. The bank provides a full range of banking services to individual and corporate customers and is subject to competition from other local, regional, and national financial institutions.
70GF Score

Get the complete analysis for TYBT

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$99.00
Price
$116.21
GF Value