Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Trinity Bank NATYBT 70 Shiller PE Ratio is 20.93 as of Aug. 28, 2026, which is 3% above its 10-year median of 20.35. GuruFocus rates TYBT with a GF Score™ of 70/100 and a GF Value™ of $116.24 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,239 Banks companies, Trinity Bank NA ranks worse than 80.95% on this metric.
As of today (2026-08-28), Trinity Bank NA's current share price is $99.00. Trinity Bank NA's E10 for the fiscal year that ended in Dec25 was $4.73. Trinity Bank NA's Shiller PE Ratio for today is 20.93.
The historical rank and industry rank for Trinity Bank NA's Shiller PE Ratio or its related term are showing as below:
TYBT'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 19.66 Med: 20.35 Max: 20.93
Current: 20.93
During the past 10 years, Trinity Bank NA's highest Shiller PE Ratio was 20.93. The lowest was 19.66. And the median was 20.35.
TYBT's Shiller PE Ratio is ranked worse than 80.95% of 1239
companies
in the Banks industry
Industry Median: 13.73
vs TYBT: 20.93
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Trinity Bank NA's adjusted earnings per share data of for the fiscal year that ended in Dec25 was $8.040. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $4.73 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Trinity Bank NA (OTCPK:TYBT) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Trinity Bank NA Shiller PE Ratio Related Terms
Trinity Bank NA Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Trinity Bank NA's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TYBT vs PFBX, NWPP, SFBC: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Trinity Bank NA's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trinity Bank NA Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Trinity Bank NA's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Trinity Bank NA's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Trinity Bank NA's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trinity Bank NA's E10 for the fiscal year that ended in Dec25 is calculated as:
For example, Trinity Bank NA's adjusted earnings per share data for the fiscal year that ended in Dec25 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Trinity Bank NA (TYBT) has a Shiller PE Ratio of 20.93 as of Aug. 28, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Trinity Bank NA and its competitors. This is near median its historical median of 20.35. Over the past decade, Trinity Bank NA's Shiller PE Ratio has ranged from 19.66 to 20.93. According to the industry distribution chart, Trinity Bank NA ranks #1003 out of 1239 companies in the Banks industry, placing it in the top 81%.
Is Trinity Bank NA's Shiller PE Ratio too high?
Trinity Bank NA's current Shiller PE Ratio of 20.93 is near median its 10-year median of 20.35. Over the past 10 years, this metric has ranged from a low of 19.66 to a high of 20.93. The Banks industry median Shiller PE Ratio is 13.73. Trinity Bank NA's value of 20.93 is 52.4% above this industry median. Based on the distribution chart, Trinity Bank NA ranks #1003 out of 1239 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Trinity Bank NA has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trinity Bank NA's Shiller PE Ratio compare to PFBX and NWPP?
According to the Banks industry distribution chart, Trinity Bank NA ranks #1003 out of 1239 companies for Shiller PE Ratio. This places Trinity Bank NA in the lower half of its industry. The industry median Shiller PE Ratio is 13.73. Trinity Bank NA's value of 20.93 is 52.4% above this benchmark. Historically, Trinity Bank NA's own Shiller PE Ratio has ranged from 19.66 to 20.93 over the past decade. While the company's 10-year median is 20.35 vs. the industry median of 13.73, Trinity Bank NA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.73, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trinity Bank NA's current Shiller PE Ratio of 20.93 is 52.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Trinity Bank NA and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trinity Bank NA's current Shiller PE Ratio is 20.93, which is near median its own 10-year median of 20.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trinity Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Trinity Bank NA (TYBT) is currently considered Modestly Undervalued. The stock's GF Value™ is $116.24, compared to a current price of $99.00 — trading 14.8% below its estimated fair value. The current Shiller PE Ratio is 20.93, which is near median its 10-year median of 20.35 and 52.4% above the Banks industry median of 13.73. Trinity Bank NA's overall GF Score™ is 70/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Trinity Bank NA (TYBT), the current Shiller PE Ratio is 20.93 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trinity Bank NA (TYBT) Overvalued in 2026?
Based on GuruFocus' analysis, Trinity Bank NA stock appears to be undervalued.
The current stock price of $99.00 is trading 14.8% below its estimated GF Value™ of $116.24.
GuruFocus considers Trinity Bank NA to be Modestly Undervalued.
Key valuation signals for TYBT:
Shiller PE Ratio: 20.93 (near median its 10-year median of 20.35)
GF Value™: $116.24 vs. price of $99.00 (14.8% below fair value)
Industry Position: 52.4% above the Banks median (#1003 of 1239)
No single metric tells the full story. See the TYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trinity Bank NA operates as a national bank. The bank provides a full range of banking services to individual and corporate customers and is subject to competition from other local, regional, and national financial institutions.
70GF Score
Get the complete analysis for TYBT
Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TYBT has been successfully added to your 
