TYBT (Trinity Bank NA) 5-Year Yield-on-Cost %: 3.14 (As of Jul. 05, 2026) — 10% Above Median


TYBT Trinity Bank NA TYBT
71 GF Score
Price $96.25
GF Value $114.36
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Trinity Bank NA 5-Year Yield-on-Cost %?

Trinity Bank NA TYBT 71 5-Year Yield-on-Cost % is 3.14 as of Jul. 05, 2026, which is 10% above its 10-year median of 2.86. GuruFocus rates TYBT with a GF Score™ of 71/100 and a GF Value™ of $114.36 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,256 Banks companies, Trinity Bank NA ranks worse than 63.69% on this metric.

Trinity Bank NA's yield on cost for the quarter that ended in Dec. 2025 was 3.14.


The historical rank and industry rank for Trinity Bank NA's 5-Year Yield-on-Cost % or its related term are showing as below:

TYBT' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.24   Med: 2.86   Max: 3.22
Current: 3.14


During the past 10 years, Trinity Bank NA's highest Yield on Cost was 3.22. The lowest was 1.24. And the median was 2.86.


TYBT's 5-Year Yield-on-Cost % is ranked worse than
63.69% of 1256 companies
in the Banks industry
Industry Median: 3.905 vs TYBT: 3.14

Trinity Bank NA  (OTCPK:TYBT) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Trinity Bank NA 5-Year Yield-on-Cost % Related Terms


TYBT vs UBOH, CMHF, SFBC: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Trinity Bank NA's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Trinity Bank NA 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Trinity Bank NA's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Trinity Bank NA's 5-Year Yield-on-Cost % falls into.


TYBT
71GF Score
Trinity Bank NA TYBT
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Trinity Bank NA 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Trinity Bank NA is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 3.14 mean?
Trinity Bank NA (TYBT) has a 5-Year Yield-on-Cost % of 3.14 as of Jul. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Trinity Bank NA and its competitors. This is 10% above median its historical median of 2.86. Over the past decade, Trinity Bank NA's 5-Year Yield-on-Cost % has ranged from 1.24 to 3.22. According to the industry distribution chart, Trinity Bank NA ranks #800 out of 1256 companies in the Banks industry, placing it in the top 63.7%.
Is Trinity Bank NA's 5-Year Yield-on-Cost % too high?
Trinity Bank NA's current 5-Year Yield-on-Cost % of 3.14 is 10% above median its 10-year median of 2.86. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 3.22. The Banks industry median 5-Year Yield-on-Cost % is 3.91. Trinity Bank NA's value of 3.14 is 19.6% below this industry median. Based on the distribution chart, Trinity Bank NA ranks #800 out of 1256 companies in the Banks industry, which is below the industry midpoint. Overall, Trinity Bank NA has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trinity Bank NA's 5-Year Yield-on-Cost % compare to UBOH and CMHF?
According to the Banks industry distribution chart, Trinity Bank NA ranks #800 out of 1256 companies for 5-Year Yield-on-Cost %. This places Trinity Bank NA in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.91. Trinity Bank NA's value of 3.14 is 19.6% below this benchmark. Historically, Trinity Bank NA's own 5-Year Yield-on-Cost % has ranged from 1.24 to 3.22 over the past decade. While the company's 10-year median is 2.86 vs. the industry median of 3.91, Trinity Bank NA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trinity Bank NA's current 5-Year Yield-on-Cost % of 3.14 is 19.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Trinity Bank NA and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trinity Bank NA's current 5-Year Yield-on-Cost % is 3.14, which is 10% above median its own 10-year median of 2.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trinity Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Trinity Bank NA (TYBT) is currently considered Modestly Undervalued. The stock's GF Value™ is $114.36, compared to a current price of $96.25 — trading 15.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.14, which is 10% above median its 10-year median of 2.86 and 19.6% below the Banks industry median of 3.91. Trinity Bank NA's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Trinity Bank NA (TYBT), the current 5-Year Yield-on-Cost % is 3.14 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trinity Bank NA (TYBT) Overvalued in 2026?

Based on GuruFocus' analysis, Trinity Bank NA stock appears to be undervalued. The current stock price of $96.25 is trading 15.8% below its estimated GF Value™ of $114.36. GuruFocus considers Trinity Bank NA to be Modestly Undervalued.

Key valuation signals for TYBT:

  • 5-Year Yield-on-Cost %: 3.14 (10% above median its 10-year median of 2.86)
  • GF Value™: $114.36 vs. price of $96.25 (15.8% below fair value)
  • GF Score™: 71/100 with 1 warning sign
  • Industry Position: 19.6% below the Banks median (#800 of 1256)

No single metric tells the full story. See the TYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Trinity Bank NA Business Description

Address 3500 West Vickery Boulevard, Fort Worth, TX, USA, 76107
Trinity Bank NA operates as a national bank. The bank provides a full range of banking services to individual and corporate customers and is subject to competition from other local, regional, and national financial institutions.
71GF Score

Get the complete analysis for TYBT

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$96.25
Price
$114.36
GF Value