TYBT (Trinity Bank NA) Dividend Payout Ratio: 0.51 (As of Dec. 2025) — 113% Above Median

What is Trinity Bank NA Dividend Payout Ratio?

Trinity Bank NA TYBT 71 Dividend Payout Ratio is 0.51 as of Dec. 2025, which is 113% above its 10-year median of 0.24. GuruFocus rates TYBT with a GF Score™ of 71/100 and a GF Value™ of $114.08 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,168 Banks companies, Trinity Bank NA ranks better than 70.46% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Trinity Bank NA's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.51.

The historical rank and industry rank for Trinity Bank NA's Dividend Payout Ratio or its related term are showing as below:

TYBT' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.24 Med: 0.24 Max: 0.35
Current: 0.24

During the past 10 years, the highest Dividend Payout Ratio of Trinity Bank NA was 0.35. The lowest was 0.24. And the median was 0.24.

TYBT's Dividend Payout Ratio is ranked better than
70.46% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs TYBT: 0.24

As of today (2026-06-26), the Dividend Yield % of Trinity Bank NA is 2.11%.

During the past 10 years, the highest Trailing Annual Dividend Yield of Trinity Bank NA was 2.16%. The lowest was 0.83%. And the median was 1.91%.

Trinity Bank NA's Dividends per Share for the months ended in Dec. 2025 was $1.00.

During the past 12 months, Trinity Bank NA's average Dividends Per Share Growth Rate was 7.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 8.40% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 8.30% per year.

During the past 10 years, the highest 3-Year average Dividends Per Share Growth Rate of Trinity Bank NA was 8.40% per year. The lowest was 7.80% per year. And the median was 8.30% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Trinity Bank NA (OTCPK:TYBT) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Trinity Bank NA Dividend Payout Ratio Related Terms

Trinity Bank NA Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Trinity Bank NA's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trinity Bank NA Dividend Payout Ratio Chart

Trinity Bank NA Annual Data

Trend

Dec04

Dec05

Dec06

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.28

0.24

Trinity Bank NA Quarterly Data
	Mar09	Jun09	Dec19	Dec20	Dec21	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25
Dividend Payout Ratio	Get a 7-Day Free Trial															0.48	0.00	0.46	0.00	0.51

TYBT vs KTHN, GSBX, OXBC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Trinity Bank NA's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Trinity Bank NA Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Trinity Bank NA's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Trinity Bank NA's Dividend Payout Ratio falls into.

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71GF Score

Trinity Bank NA TYBT

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Trinity Bank NA Dividend Payout Ratio Calculation

Trinity Bank NA's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	1.95	/	8.04
	=	0.24

Trinity Bank NA's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Dec. 2025 )	/	EPS without NRI (Q: Dec. 2025 )
	=	1	/	1.96
	=	0.51

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.51 mean?

Trinity Bank NA (TYBT) has a Dividend Payout Ratio of 0.51 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Trinity Bank NA and its competitors. This is 113% above median its historical median of 0.24. Over the past decade, Trinity Bank NA's Dividend Payout Ratio has ranged from 0.24 to 0.35. According to the industry distribution chart, Trinity Bank NA ranks #345 out of 1168 companies in the Banks industry, placing it in the top 29.5%.

Is Trinity Bank NA's Dividend Payout Ratio too high?

Trinity Bank NA's current Dividend Payout Ratio of 0.51 is 113% above median its 10-year median of 0.24. Over the past 10 years, this metric has ranged from a low of 0.24 to a high of 0.35. The Banks industry median Dividend Payout Ratio is 0.32. Trinity Bank NA's value of 0.51 is 59.4% above this industry median. Based on the distribution chart, Trinity Bank NA ranks #345 out of 1168 companies in the Banks industry, which is above the industry midpoint. Overall, Trinity Bank NA has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Trinity Bank NA's Dividend Payout Ratio compare to KTHN and GSBX?

According to the Banks industry distribution chart, Trinity Bank NA ranks #345 out of 1168 companies for Dividend Payout Ratio. This puts Trinity Bank NA in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Trinity Bank NA's value of 0.51 is 59.4% above this benchmark. Historically, Trinity Bank NA's own Dividend Payout Ratio has ranged from 0.24 to 0.35 over the past decade. While the company's 10-year median is 0.24 vs. the industry median of 0.32, Trinity Bank NA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trinity Bank NA's current Dividend Payout Ratio of 0.51 is 59.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Trinity Bank NA and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trinity Bank NA's current Dividend Payout Ratio is 0.51, which is 113% above median its own 10-year median of 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Trinity Bank NA stock overvalued right now?

Based on GuruFocus' analysis, Trinity Bank NA (TYBT) is currently considered Modestly Undervalued. The stock's GF Value™ is $114.08, compared to a current price of $96.25 — trading 15.6% below its estimated fair value. The current Dividend Payout Ratio is 0.51, which is 113% above median its 10-year median of 0.24 and 59.4% above the Banks industry median of 0.32. Trinity Bank NA's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Trinity Bank NA (TYBT), the current Dividend Payout Ratio is 0.51 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trinity Bank NA (TYBT) Overvalued in 2026?

Based on GuruFocus' analysis, Trinity Bank NA stock appears to be undervalued. The current stock price of $96.25 is trading 15.6% below its estimated GF Value™ of $114.08. GuruFocus considers Trinity Bank NA to be Modestly Undervalued.

Key valuation signals for TYBT:

Dividend Payout Ratio: 0.51 (113% above median its 10-year median of 0.24)
GF Value™: $114.08 vs. price of $96.25 (15.6% below fair value)
GF Score™: 71/100 with 1 warning sign
Industry Position: 59.4% above the Banks median (#345 of 1168)

No single metric tells the full story. See the TYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trinity Bank NA Business Description

Industry Financial Services Banks

Comparable Companies KTHN GSBX OXBC PROV BOTJ UNB HARL MPCB BORT BSBK SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 3500 West Vickery Boulevard, Fort Worth, TX, USA, 76107

Website https://www.trinitybk.com

Trinity Bank NA operates as a national bank. The bank provides a full range of banking services to individual and corporate customers and is subject to competition from other local, regional, and national financial institutions.

71GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$96.25

Price

$114.08

GF Value

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