TYBT (Trinity Bank NA) Debt-to-Equity: 0.00 (As of Dec. 2025)

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TYBT Trinity Bank NA TYBT
71 GF Score
Price $96.00
GF Value $114.84
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Trinity Bank NA Debt-to-Equity?

Trinity Bank NA TYBT -0.52% 71 Debt-to-Equity is 0.00 as of Dec. 2025. GuruFocus rates TYBT with a GF Score™ of 71/100 and a GF Value™ of $114.84 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,423 Banks companies, Trinity Bank NA ranks worse than 70274% on this metric.

Trinity Bank NA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.00 Mil. Trinity Bank NA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.00 Mil. Trinity Bank NA's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $66.61 Mil. Trinity Bank NA's debt to equity for the quarter that ended in Dec. 2025 was 0.00.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Trinity Bank NA's Debt-to-Equity or its related term are showing as below:

TYBT's Debt-to-Equity is not ranked *
in the Banks industry.
Industry Median: 0.56
* Ranked among companies with meaningful Debt-to-Equity only.

Trinity Bank NA  (OTCPK:TYBT) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Trinity Bank NA Debt-to-Equity Related Terms

Trinity Bank NA Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Trinity Bank NA's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Trinity Bank NA Debt-to-Equity Chart

Trinity Bank NA Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Trinity Bank NA Quarterly Data
Mar09 Jun09 Dec19 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

TYBT vs UBOH, CMHF, SFBC: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Trinity Bank NA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Trinity Bank NA Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Trinity Bank NA's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Trinity Bank NA's Debt-to-Equity falls into.


TYBT
71GF Score
Trinity Bank NA TYBT
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Trinity Bank NA Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Trinity Bank NA's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 0) / 66.611
=0.00

Trinity Bank NA's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(0 + 0) / 66.611
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.00 mean?
Trinity Bank NA (TYBT) has a Debt-to-Equity of 0.00 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Trinity Bank NA and its competitors. According to the industry distribution chart, Trinity Bank NA ranks #999999 out of 1423 companies in the Banks industry.
Is Trinity Bank NA's Debt-to-Equity too high?
Trinity Bank NA's current Debt-to-Equity is 0.00. Based on the distribution chart, Trinity Bank NA ranks #999999 out of 1423 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Trinity Bank NA has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trinity Bank NA's Debt-to-Equity compare to UBOH and CMHF?
According to the Banks industry distribution chart, Trinity Bank NA ranks #999999 out of 1423 companies for Debt-to-Equity. This places Trinity Bank NA in the lower half of its industry. The industry median Debt-to-Equity is 0.56. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,423 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Trinity Bank NA and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trinity Bank NA's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trinity Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Trinity Bank NA (TYBT) is currently considered Modestly Undervalued. The stock's GF Value™ is $114.84, compared to a current price of $96.00 — trading 16.4% below its estimated fair value. The current Debt-to-Equity is 0.00. Trinity Bank NA's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Trinity Bank NA (TYBT), the current Debt-to-Equity is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trinity Bank NA (TYBT) Overvalued in 2026?

Based on GuruFocus' analysis, Trinity Bank NA stock appears to be undervalued. The current stock price of $96.00 is trading 16.4% below its estimated GF Value™ of $114.84. GuruFocus considers Trinity Bank NA to be Modestly Undervalued.

Key valuation signals for TYBT:

  • Debt-to-Equity: 0.00
  • GF Value™: $114.84 vs. price of $96.00 (16.4% below fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the TYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trinity Bank NA Business Description

Address 3500 West Vickery Boulevard, Fort Worth, TX, USA, 76107
Trinity Bank NA operates as a national bank. The bank provides a full range of banking services to individual and corporate customers and is subject to competition from other local, regional, and national financial institutions.
71GF Score

Get the complete analysis for TYBT

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$96.00
Price
$114.84
GF Value