TYBT (Trinity Bank NA) Scaled Net Operating Assets: 0.02 (As of Dec. 2025)


TYBT Trinity Bank NA TYBT
71 GF Score
Price $96.25
GF Value $114.08
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Trinity Bank NA Scaled Net Operating Assets?

Trinity Bank NA TYBT 71 Scaled Net Operating Assets is 0.02 as of Dec. 2025. GuruFocus rates TYBT with a GF Score™ of 71/100 and a GF Value™ of $114.08 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Trinity Bank NA's operating assets for the quarter that ended in Dec. 2025 was $498.71 Mil. Trinity Bank NA's operating liabilities for the quarter that ended in Dec. 2025 was $486.75 Mil. Trinity Bank NA's Total Assets for the quarter that ended in Sep. 2025 was $561.28 Mil. Therefore, Trinity Bank NA's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2025 was 0.02.

TYBT
71GF Score
Trinity Bank NA TYBT
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Trinity Bank NA Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Trinity Bank NA's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(498.71-486.746)/522.507
=0.02

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=553.357 - 54.647
=498.71

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=486.746 - 0 - 0
=486.746

Trinity Bank NA's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2025 )
=(Operating Assets (Q: Dec. 2025 )-Operating Liabilities (Q: Dec. 2025 ))/Total Assets (Q: Sep. 2025 )
=(498.71-486.746)/561.28
=0.02

where

Operating Assets(Q: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=553.357 - 54.647
=498.71

Operating Liabilities(Q: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=486.746 - 0 - 0
=486.746

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.02 mean?
Trinity Bank NA (TYBT) has a Scaled Net Operating Assets of 0.02 as of Dec. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Trinity Bank NA and its competitors.
Is Trinity Bank NA's Scaled Net Operating Assets too high?
Trinity Bank NA's current Scaled Net Operating Assets is 0.02. Overall, Trinity Bank NA has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Trinity Bank NA's Scaled Net Operating Assets compare to KTHN and GSBX?
Trinity Bank NA's Scaled Net Operating Assets of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Trinity Bank NA and its competitors. Trinity Bank NA's current Scaled Net Operating Assets is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trinity Bank NA stock overvalued right now?
Based on GuruFocus' analysis, Trinity Bank NA (TYBT) is currently considered Modestly Undervalued. The stock's GF Value™ is $114.08, compared to a current price of $96.25 — trading 15.6% below its estimated fair value. The current Scaled Net Operating Assets is 0.02. Trinity Bank NA's overall GF Score™ is 71/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Trinity Bank NA (TYBT), the current Scaled Net Operating Assets is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trinity Bank NA (TYBT) Overvalued in 2026?

Based on GuruFocus' analysis, Trinity Bank NA stock appears to be undervalued. The current stock price of $96.25 is trading 15.6% below its estimated GF Value™ of $114.08. GuruFocus considers Trinity Bank NA to be Modestly Undervalued.

Key valuation signals for TYBT:

  • Scaled Net Operating Assets: 0.02
  • GF Value™: $114.08 vs. price of $96.25 (15.6% below fair value)
  • GF Score™: 71/100 with 1 warning sign

No single metric tells the full story. See the TYBT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trinity Bank NA Business Description

Address 3500 West Vickery Boulevard, Fort Worth, TX, USA, 76107
Trinity Bank NA operates as a national bank. The bank provides a full range of banking services to individual and corporate customers and is subject to competition from other local, regional, and national financial institutions.
71GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$96.25
Price
$114.08
GF Value