MAA Group Bhd (XKLS:1198) EV-to-FCF: -0.44 (As of Jul. 13, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XKLS:1198 MAA Group Bhd XKLS:1198
24 GF Score
Price RM0.17
GF Value RM0.23
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is MAA Group Bhd EV-to-FCF?

MAA Group Bhd XKLS:1198 +6.25% 24 EV-to-FCF is -0.44 as of Jul. 13, 2026. GuruFocus rates XKLS:1198 with a GF Score™ of 24/100 and a GF Value™ of RM0.23 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 395 Insurance companies, MAA Group Bhd ranks worse than 253164.3% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, MAA Group Bhd's Enterprise Value is RM14.37 Mil. MAA Group Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was RM-32.90 Mil. Therefore, MAA Group Bhd's EV-to-FCF for today is -0.44.

The historical rank and industry rank for MAA Group Bhd's EV-to-FCF or its related term are showing as below:

XKLS:1198' s EV-to-FCF Range Over the Past 10 Years
Min: -27.46   Med: 0.18   Max: 52.51
Current: -0.36

During the past 13 years, the highest EV-to-FCF of MAA Group Bhd was 52.51. The lowest was -27.46. And the median was 0.18.

XKLS:1198's EV-to-FCF is ranked worse than
100% of 395 companies
in the Insurance industry
Industry Median: 9.94 vs XKLS:1198: -0.36

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-13), MAA Group Bhd's stock price is RM0.17. MAA Group Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was RM-0.216. Therefore, MAA Group Bhd's PE Ratio (TTM) for today is At Loss.


MAA Group Bhd  (XKLS:1198) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

MAA Group Bhd's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=0.17/-0.216
=At Loss

MAA Group Bhd's share price for today is RM0.17.
MAA Group Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM-0.216.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


MAA Group Bhd EV-to-FCF Related Terms


MAA Group Bhd EV-to-FCF Historical Data

* Premium members only.

The historical data trend for MAA Group Bhd's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MAA Group Bhd EV-to-FCF Chart

MAA Group Bhd Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Jun22 Jun23 Jun24 Jun25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.75 0.00 4.42 0.20 -0.13

MAA Group Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 -0.13 -0.33 -0.17 -0.32

XKLS:1198 vs BRK.A, AIG, HIG: EV-to-FCF Comparison

For the Insurance - Diversified subindustry, MAA Group Bhd's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MAA Group Bhd EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, MAA Group Bhd's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where MAA Group Bhd's EV-to-FCF falls into.


XKLS:1198
24GF Score
MAA Group Bhd XKLS:1198
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MAA Group Bhd EV-to-FCF Calculation

MAA Group Bhd's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=14.366/-32.903
=-0.44

MAA Group Bhd's current Enterprise Value is RM14.37 Mil.
MAA Group Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM-32.90 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -0.44 mean?
MAA Group Bhd (XKLS:1198) has a EV-to-FCF of -0.44 as of Jul. 13, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on MAA Group Bhd and its competitors. According to the industry distribution chart, MAA Group Bhd ranks #999999 out of 395 companies in the Insurance industry.
Is MAA Group Bhd's EV-to-FCF too high?
MAA Group Bhd's current EV-to-FCF is -0.44. Based on the distribution chart, MAA Group Bhd ranks #999999 out of 395 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, MAA Group Bhd has a GF Score™ of 24/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does MAA Group Bhd's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, MAA Group Bhd ranks #999999 out of 395 companies for EV-to-FCF. This places MAA Group Bhd in the lower half of its industry. The industry median EV-to-FCF is 9.94. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.94, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on MAA Group Bhd and its competitors. For the Insurance industry, the median EV-to-FCF is 9.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MAA Group Bhd's current EV-to-FCF is -0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MAA Group Bhd stock overvalued right now?
Based on GuruFocus' analysis, MAA Group Bhd (XKLS:1198) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.23, compared to a current price of RM0.17 — trading 26.1% below its estimated fair value. The current EV-to-FCF is -0.44. MAA Group Bhd's overall GF Score™ is 24/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For MAA Group Bhd (XKLS:1198), the current EV-to-FCF is -0.44 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MAA Group Bhd (XKLS:1198) Overvalued in 2026?

Based on GuruFocus' analysis, MAA Group Bhd stock appears to be undervalued. The current stock price of RM0.17 is trading 26.1% below its estimated GF Value™ of RM0.23. GuruFocus considers MAA Group Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:1198:

  • EV-to-FCF: -0.44
  • GF Value™: RM0.23 vs. price of RM0.17 (26.1% below fair value)
  • GF Score™: 24/100 with 3 warning signs

No single metric tells the full story. See the XKLS:1198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MAA Group Bhd Business Description

Address No. 566 Jalan Ipoh, 13th Floor, Kuala Lumpur, MYS, 51200
MAA Group Bhd is an investment holding company. The company along with its subsidiaries operates in given segments Investment holdings segment is engaged in investment holdings. General Insurance involves the underwriting of all classes of general insurance business. Education Services segment provides private tuition to students, tertiary education for certificates, diplomas, professional and post-graduate degrees; Credit Services involves provision of money lending, debt factoring and other credit activities and Hospitality Services involves provision of hospitality services, Cinema Services food and beverage, retailer of Cigars, and other services including logistics, renovation, facilities management service. It generates maximum revenue from the General insurance segment.
24GF Score

Get the complete analysis for XKLS:1198

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.17
Price
RM0.23
GF Value