Ally Financial (FRA:GMZ) Cyclically Adjusted Revenue per Share: €24.48 (As of Jun. 2026)

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FRA:GMZ Ally Financial Inc FRA:GMZ
73 GF Score
Price €38.54
GF Value €36.69
Valuation Fairly Valued
! 7 Warning Signs
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What is Ally Financial Cyclically Adjusted Revenue per Share?

Ally Financial FRA:GMZ +0.57% 73 Cyclically Adjusted Revenue per Share is €24.48 as of Jun. 2026. GuruFocus rates FRA:GMZ with a GF Score™ of 73/100 and a GF Value™ of €36.69 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Ally Financial's adjusted revenue per share for the three months ended in Jun. 2026 was €7.099. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €24.48 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Ally Financial's average Cyclically Adjusted Revenue Growth Rate was 7.50% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 6.90% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 9.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Ally Financial was 11.10% per year. The lowest was 1.80% per year. And the median was 6.90% per year.

As of today (2026-08-17), Ally Financial's current stock price is €38.54. Ally Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €24.48. Ally Financial's Cyclically Adjusted PS Ratio of today is 1.57.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Ally Financial was 3.25. The lowest was 0.64. And the median was 1.59.


Ally Financial  (FRA:GMZ) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Ally Financial's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=38.54/24.48
=1.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Ally Financial was 3.25. The lowest was 0.64. And the median was 1.59.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Ally Financial Cyclically Adjusted Revenue per Share Related Terms


Ally Financial Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Ally Financial's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial Cyclically Adjusted Revenue per Share Chart

Ally Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.78 20.12 20.61 23.18 22.12

Ally Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.45 22.17 22.12 22.55 24.48

FRA:GMZ vs FCFS, OMF, KLAR: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Ally Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ally Financial Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Ally Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Ally Financial's Cyclically Adjusted PS Ratio falls into.


FRA:GMZ
73GF Score
Ally Financial Inc FRA:GMZ
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ally Financial Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Ally Financial's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=7.099/333.9520*333.9520
=7.099

Current CPI (Jun. 2026) = 333.9520.

Ally Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 3.296 241.428 4.559
201612 3.551 241.432 4.912
201703 3.533 243.801 4.839
201706 3.435 244.955 4.683
201709 3.212 246.819 4.346
201712 3.292 246.524 4.459
201803 3.086 249.554 4.130
201806 3.396 251.989 4.501
201809 3.525 252.439 4.663
201812 3.500 251.233 4.652
201903 4.011 254.202 5.269
201906 3.946 256.143 5.145
201909 4.225 256.759 5.495
201912 4.373 256.974 5.683
202003 4.001 258.115 5.177
202006 4.275 257.797 5.538
202009 4.155 260.280 5.331
202012 4.698 260.474 6.023
202103 4.644 264.877 5.855
202106 4.915 271.696 6.041
202109 5.050 274.310 6.148
202112 5.927 278.802 7.099
202203 6.268 287.504 7.281
202206 6.627 296.311 7.469
202209 7.176 296.808 8.074
202212 7.589 296.797 8.539
202303 7.215 301.836 7.983
202306 6.859 305.109 7.507
202309 6.658 307.789 7.224
202312 6.846 306.746 7.453
202403 6.556 312.332 7.010
202406 6.490 314.175 6.899
202409 6.645 315.301 7.038
202412 6.872 315.605 7.271
202503 5.254 319.799 5.487
202506 6.335 322.561 6.559
202509 6.434 324.800 6.615
202512 6.418 324.054 6.614
202603 6.498 330.213 6.572
202606 7.099 333.952 7.099

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €24.48 mean?
Ally Financial (FRA:GMZ) has a Cyclically Adjusted Revenue per Share of €24.48 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ally Financial and its competitors.
Is Ally Financial's Cyclically Adjusted Revenue per Share too high?
Ally Financial's current Cyclically Adjusted Revenue per Share is €24.48. Overall, Ally Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's Cyclically Adjusted Revenue per Share compare to FCFS and OMF?
Ally Financial's Cyclically Adjusted Revenue per Share of €24.48 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Ally Financial and its competitors. Ally Financial's current Cyclically Adjusted Revenue per Share is €24.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (FRA:GMZ) is currently considered Fairly Valued. The stock's GF Value™ is €36.69, compared to a current price of €38.54 — trading 5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €24.48. Ally Financial's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Ally Financial (FRA:GMZ), the current Cyclically Adjusted Revenue per Share is €24.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (FRA:GMZ) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of €38.54 is trading 5% above its estimated GF Value™ of €36.69. GuruFocus considers Ally Financial to be Fairly Valued.

Key valuation signals for FRA:GMZ:

  • Cyclically Adjusted Revenue per Share: €24.48
  • GF Value™: €36.69 vs. price of €38.54 (5% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the FRA:GMZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
73GF Score

Get the complete analysis for FRA:GMZ

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.54
Price
€36.69
GF Value