Ally Financial (FRA:GMZ) Long-Term Debt: €14,802 Mil (As of Jun. 2026)

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FRA:GMZ Ally Financial Inc FRA:GMZ
73 GF Score
Price €38.32
GF Value €36.71
Valuation Fairly Valued
! 7 Warning Signs
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What is Ally Financial Long-Term Debt?

Ally Financial FRA:GMZ +1.22% 73 Long-Term Debt is €14,802 Mil as of Jun. 2026. GuruFocus rates FRA:GMZ with a GF Score™ of 73/100 and a GF Value™ of €36.71 (Fairly Valued). The stock has 7 warning signs investors should review.

Ally Financial's Long-Term Debt for the quarter that ended in Jun. 2026 was €14,802 Mil.

Ally Financial's quarterly Long-Term Debt increased from Dec. 2025 (€14,578 Mil) to Mar. 2026 (€15,007 Mil) but then declined from Mar. 2026 (€15,007 Mil) to Jun. 2026 (€14,802 Mil).

Ally Financial's annual Long-Term Debt increased from Dec. 2023 (€16,112 Mil) to Dec. 2024 (€16,708 Mil) but then declined from Dec. 2024 (€16,708 Mil) to Dec. 2025 (€14,578 Mil).

Ally Financial  (FRA:GMZ) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Ally Financial Long-Term Debt Related Terms

Ally Financial Long-Term Debt Historical Data

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The historical data trend for Ally Financial's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ally Financial Long-Term Debt Chart

Ally Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15,070.67 16,767.33 16,111.69 16,707.73 14,577.78

Ally Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13,764.49 14,270.15 14,577.78 15,006.89 14,802.00
FRA:GMZ
73GF Score
Ally Financial Inc FRA:GMZ
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €14,802 Mil mean?
Ally Financial (FRA:GMZ) has a Long-Term Debt of €14,802 Mil as of Jun. 2026.
Is Ally Financial's Long-Term Debt too high?
Ally Financial's current Long-Term Debt is €14,802 Mil. Overall, Ally Financial has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's Long-Term Debt compare to FCFS and OMF?
Ally Financial's Long-Term Debt of €14,802 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Credit Services company?
A good Long-Term Debt depends on the Credit Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Ally Financial's current Long-Term Debt is €14,802 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (FRA:GMZ) is currently considered Fairly Valued. The stock's GF Value™ is €36.71, compared to a current price of €38.32 — trading 4.4% above its estimated fair value. The current Long-Term Debt is €14,802 Mil. Ally Financial's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Ally Financial (FRA:GMZ), the current Long-Term Debt is €14,802 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (FRA:GMZ) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of €38.32 is trading 4.4% above its estimated GF Value™ of €36.71. GuruFocus considers Ally Financial to be Fairly Valued.

Key valuation signals for FRA:GMZ:

  • Long-Term Debt: €14,802 Mil
  • GF Value™: €36.71 vs. price of €38.32 (4.4% above fair value)
  • GF Score™: 73/100 with 7 warning signs

No single metric tells the full story. See the FRA:GMZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
73GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€38.32
Price
€36.71
GF Value