Ally Financial (FRA:GMZ) ROCE %: % (As of Mar. 2026)


FRA:GMZ Ally Financial Inc FRA:GMZ
68 GF Score
Price €40.19
GF Value €34.31
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Ally Financial ROCE %?

Ally Financial FRA:GMZ +0.40% 68 ROCE % is % as of Mar. 2026. GuruFocus rates FRA:GMZ with a GF Score™ of 68/100 and a GF Value™ of €34.31 (Modestly Overvalued). The stock has 8 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

FRA:GMZ
68GF Score
Ally Financial Inc FRA:GMZ
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Ally Financial (FRA:GMZ) has a ROCE % of % as of Mar. 2026.
Is Ally Financial's ROCE % too high?
Ally Financial's current ROCE % is %. Overall, Ally Financial has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's ROCE % compare to FCFS and KLAR?
Ally Financial's ROCE % of % can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.47. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.47, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ally Financial's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (FRA:GMZ) is currently considered Modestly Overvalued. The stock's GF Value™ is €34.31, compared to a current price of €40.19 — trading 17.1% above its estimated fair value. The current ROCE % is %. Ally Financial's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Ally Financial (FRA:GMZ), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ally Financial (FRA:GMZ) Overvalued in 2026?

Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued. The current stock price of €40.19 is trading 17.1% above its estimated GF Value™ of €34.31. GuruFocus considers Ally Financial to be Modestly Overvalued.

Key valuation signals for FRA:GMZ:

  • ROCE %: %
  • GF Value™: €34.31 vs. price of €40.19 (17.1% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the FRA:GMZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ally Financial Business Description

Address 500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
68GF Score

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ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.19
Price
€34.31
GF Value