GOVB (Gouverneur Bancorp) Cyclically Adjusted Revenue per Share: $4.74 (As of Mar. 2026)

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GOVB Gouverneur Bancorp Inc GOVB
70 GF Score
Price $19.85
GF Value $16.34
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Gouverneur Bancorp Cyclically Adjusted Revenue per Share?

Gouverneur Bancorp GOVB +1.00% 70 Cyclically Adjusted Revenue per Share is $4.74 as of Mar. 2026. GuruFocus rates GOVB with a GF Score™ of 70/100 and a GF Value™ of $16.34 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Gouverneur Bancorp's adjusted revenue per share for the three months ended in Mar. 2026 was $2.010. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $4.74 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Gouverneur Bancorp's average Cyclically Adjusted Revenue Growth Rate was 17.30% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 14.40% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 11.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Gouverneur Bancorp was 14.40% per year. The lowest was 8.20% per year. And the median was 11.90% per year.

As of today (2026-07-18), Gouverneur Bancorp's current stock price is $19.846. Gouverneur Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $4.74. Gouverneur Bancorp's Cyclically Adjusted PS Ratio of today is 4.19.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Gouverneur Bancorp was 4.76. The lowest was 1.64. And the median was 3.34.


Gouverneur Bancorp  (OTCPK:GOVB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Gouverneur Bancorp's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=19.846/4.74
=4.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Gouverneur Bancorp was 4.76. The lowest was 1.64. And the median was 3.34.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Gouverneur Bancorp Cyclically Adjusted Revenue per Share Related Terms


Gouverneur Bancorp Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Gouverneur Bancorp's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gouverneur Bancorp Cyclically Adjusted Revenue per Share Chart

Gouverneur Bancorp Annual Data
Trend Sep05 Sep06 Sep07 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.67 2.93 3.17 3.74 4.39

Gouverneur Bancorp Quarterly Data
Jun20 Sep20 Jun21 Sep21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.04 4.22 4.39 4.52 4.74

GOVB vs CIBN, MKIN, TDCB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Gouverneur Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gouverneur Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Gouverneur Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Gouverneur Bancorp's Cyclically Adjusted PS Ratio falls into.


GOVB
70GF Score
Gouverneur Bancorp Inc GOVB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Gouverneur Bancorp Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Gouverneur Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.01/330.2130*330.2130
=2.010

Current CPI (Mar. 2026) = 330.2130.

Gouverneur Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
200312 0.431 184.300 0.772
200403 0.502 187.400 0.885
200406 0.476 189.700 0.829
200409 0.454 189.900 0.789
200412 0.521 190.300 0.904
200503 0.547 193.300 0.934
200506 0.534 194.500 0.907
200509 0.551 198.800 0.915
200512 0.561 196.800 0.941
200603 0.612 199.800 1.011
200606 0.504 202.900 0.820
200609 0.623 202.900 1.014
200612 0.498 201.800 0.815
200703 0.533 205.352 0.857
200706 0.583 208.352 0.924
200709 0.542 208.490 0.858
200712 0.502 210.036 0.789
200803 0.518 213.528 0.801
200806 0.534 218.815 0.806
201909 0.000 256.759 0.000
202006 0.597 257.797 0.765
202009 0.683 260.280 0.867
202106 0.640 271.696 0.778
202109 0.640 274.310 0.770
202206 0.787 296.311 0.877
202209 1.002 296.808 1.115
202212 0.883 296.797 0.982
202303 0.871 301.836 0.953
202306 1.044 305.109 1.130
202309 0.975 307.789 1.046
202312 1.858 306.746 2.000
202403 1.903 312.332 2.012
202406 1.850 314.175 1.944
202409 1.928 315.301 2.019
202412 1.906 315.605 1.994
202503 1.893 319.799 1.955
202506 2.054 322.561 2.103
202509 2.167 324.800 2.203
202512 2.107 324.054 2.147
202603 2.010 330.213 2.010

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $4.74 mean?
Gouverneur Bancorp (GOVB) has a Cyclically Adjusted Revenue per Share of $4.74 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gouverneur Bancorp and its competitors.
Is Gouverneur Bancorp's Cyclically Adjusted Revenue per Share too high?
Gouverneur Bancorp's current Cyclically Adjusted Revenue per Share is $4.74. Overall, Gouverneur Bancorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gouverneur Bancorp's Cyclically Adjusted Revenue per Share compare to CIBN and MKIN?
Gouverneur Bancorp's Cyclically Adjusted Revenue per Share of $4.74 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gouverneur Bancorp and its competitors. Gouverneur Bancorp's current Cyclically Adjusted Revenue per Share is $4.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gouverneur Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Gouverneur Bancorp (GOVB) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.34, compared to a current price of $19.85 — trading 21.5% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $4.74. Gouverneur Bancorp's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Gouverneur Bancorp (GOVB), the current Cyclically Adjusted Revenue per Share is $4.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gouverneur Bancorp (GOVB) Overvalued in 2026?

Based on GuruFocus' analysis, Gouverneur Bancorp stock appears to be overvalued. The current stock price of $19.85 is trading 21.5% above its estimated GF Value™ of $16.34. GuruFocus considers Gouverneur Bancorp to be Modestly Overvalued.

Key valuation signals for GOVB:

  • Cyclically Adjusted Revenue per Share: $4.74
  • GF Value™: $16.34 vs. price of $19.85 (21.5% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the GOVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gouverneur Bancorp Business Description

Address 42 Church Street, Gouverneur, NY, USA, 13642
Gouverneur Bancorp Inc principal activities are to accept deposits from the public and utilize those funds in loans, debt obligations issued by the United States government and its agencies, and mortgage-backed securities. The group serves individuals and businesses in St. Lawrence, Jefferson, and Lewis Counties in New York State. The company operates through its subsidiary, Gouverneur Savings and Loan Association. The bank offers commercial, non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion, and other business purposes.
70GF Score

Get the complete analysis for GOVB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.85
Price
$16.34
GF Value