GOVB (Gouverneur Bancorp) Total Equity: $32.73 Mil (As of Mar. 2026)


GOVB Gouverneur Bancorp Inc GOVB
71 GF Score
Price $19.65
GF Value $16.20
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Gouverneur Bancorp Total Equity?

Gouverneur Bancorp GOVB +0.51% 71 Total Equity is $32.73 Mil as of Mar. 2026. GuruFocus rates GOVB with a GF Score™ of 71/100 and a GF Value™ of $16.20 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Gouverneur Bancorp's total equity for the quarter that ended in Mar. 2026 was $32.73 Mil.

This is Residual interest, including minority interest, that remains in the assets of the enterprise after deducting its liabilities. Equity is increased by owners’ investments and by comprehensive income, and it is reduced by distributions to the owners.

Gouverneur Bancorp Total Equity Historical Data

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The historical data trend for Gouverneur Bancorp's Total Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gouverneur Bancorp Total Equity Chart

Gouverneur Bancorp Annual Data
Trend Sep05 Sep06 Sep07 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Total Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.40 24.83 25.11 32.77 32.11

Gouverneur Bancorp Quarterly Data
Jun20 Sep20 Jun21 Sep21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.36 31.40 32.11 32.63 32.73
GOVB
71GF Score
Gouverneur Bancorp Inc GOVB
Total Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Gouverneur Bancorp Total Equity Calculation

Total Equity and Total Liabilities are the two components for Total Assets.

Gouverneur Bancorp's Total Equity for the fiscal year that ended in Sep. 2025 is calculated as

Total Equity=Total Assets(Q: Sep. 2025 )-Total Liabilities(Q: Sep. 2025 )
=198.528-166.42
=32.11

Gouverneur Bancorp's Total Equity for the quarter that ended in Mar. 2026 is calculated as

Total Equity=Total Assets(Q: Mar. 2026 )-Total Liabilities(Q: Mar. 2026 )
=198.325-165.593
=32.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Equity →
What does a Total Equity of $32.73 Mil mean?
Gouverneur Bancorp (GOVB) has a Total Equity of $32.73 Mil as of Mar. 2026. The total amount of equity as record on a company's balance sheet. View historical data for Gouverneur Bancorp and its competitors.
Is Gouverneur Bancorp's Total Equity too high?
Gouverneur Bancorp's current Total Equity is $32.73 Mil. Overall, Gouverneur Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gouverneur Bancorp's Total Equity compare to CIBN and MKIN?
Gouverneur Bancorp's Total Equity of $32.73 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Equity for a Banks company?
A good Total Equity depends on the Banks industry context. However, Total Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Equity mean?
A high Total Equity can signal that a stock is expensive relative to its fundamentals. The total amount of equity as record on a company's balance sheet. View historical data for Gouverneur Bancorp and its competitors. Gouverneur Bancorp's current Total Equity is $32.73 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gouverneur Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Gouverneur Bancorp (GOVB) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.20, compared to a current price of $19.65 — trading 21.3% above its estimated fair value. The current Total Equity is $32.73 Mil. Gouverneur Bancorp's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Equity calculated?
Total Equity is calculated from a company's financial statements. For Gouverneur Bancorp (GOVB), the current Total Equity is $32.73 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gouverneur Bancorp (GOVB) Overvalued in 2026?

Based on GuruFocus' analysis, Gouverneur Bancorp stock appears to be overvalued. The current stock price of $19.65 is trading 21.3% above its estimated GF Value™ of $16.20. GuruFocus considers Gouverneur Bancorp to be Modestly Overvalued.

Key valuation signals for GOVB:

  • Total Equity: $32.73 Mil
  • GF Value™: $16.20 vs. price of $19.65 (21.3% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the GOVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Gouverneur Bancorp Business Description

Address 42 Church Street, Gouverneur, NY, USA, 13642
Gouverneur Bancorp Inc principal activities are to accept deposits from the public and utilize those funds in loans, debt obligations issued by the United States government and its agencies, and mortgage-backed securities. The group serves individuals and businesses in St. Lawrence, Jefferson, and Lewis Counties in New York State. The company operates through its subsidiary, Gouverneur Savings and Loan Association. The bank offers commercial, non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion, and other business purposes.
71GF Score

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Total Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.65
Price
$16.20
GF Value