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Gouverneur BancorpGOVB -2.06%70 Buyback Yield % is 1.50 as of Jul. 20, 2026, which is 12% below its 10-year median of 1.70. GuruFocus rates GOVB with a GF Score™ of 70/100 and a GF Value™ of $16.36 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 620 Banks companies, Gouverneur Bancorp ranks better than 72.58% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
Gouverneur Bancorp Buyback Yield % Historical Data
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The historical data trend for Gouverneur Bancorp's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
GOVB vs CIBN, MKIN, TDCB: Buyback Yield % Comparison
For the Banks - Regional subindustry, Gouverneur Bancorp's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gouverneur Bancorp Buyback Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Gouverneur Bancorp's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Gouverneur Bancorp's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gouverneur Bancorp (GOVB) has a Buyback Yield % of 1.50 as of Jul. 20, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Gouverneur Bancorp and its competitors. This is 12% below median its historical median of 1.70. According to the industry distribution chart, Gouverneur Bancorp ranks #170 out of 620 companies in the Banks industry, placing it in the top 27.4%.
Is Gouverneur Bancorp's Buyback Yield % too high?
Gouverneur Bancorp's current Buyback Yield % of 1.50 is 12% below median its 10-year median of 1.70. The Banks industry median Buyback Yield % is 0.42. Gouverneur Bancorp's value of 1.50 is 257.1% above this industry median. Based on the distribution chart, Gouverneur Bancorp ranks #170 out of 620 companies in the Banks industry, which is above the industry midpoint. Overall, Gouverneur Bancorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gouverneur Bancorp's Buyback Yield % compare to CIBN and MKIN?
According to the Banks industry distribution chart, Gouverneur Bancorp ranks #170 out of 620 companies for Buyback Yield %. This puts Gouverneur Bancorp in the upper half of its industry. The industry median Buyback Yield % is 0.42. Gouverneur Bancorp's value of 1.50 is 257.1% above this benchmark. While the company's 10-year median is 1.70 vs. the industry median of 0.42, Gouverneur Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.42, based on 620 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gouverneur Bancorp's current Buyback Yield % of 1.50 is 257.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Gouverneur Bancorp and its competitors. For the Banks industry, the median Buyback Yield % is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gouverneur Bancorp's current Buyback Yield % is 1.50, which is 12% below median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gouverneur Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Gouverneur Bancorp (GOVB) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.36, compared to a current price of $19.44 — trading 18.8% above its estimated fair value. The current Buyback Yield % is 1.50, which is 12% below median its 10-year median of 1.70 and 257.1% above the Banks industry median of 0.42. Gouverneur Bancorp's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Gouverneur Bancorp (GOVB), the current Buyback Yield % is 1.50 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gouverneur Bancorp (GOVB) Overvalued in 2026?
Based on GuruFocus' analysis, Gouverneur Bancorp stock appears to be overvalued.
The current stock price of $19.44 is trading 18.8% above its estimated GF Value™ of $16.36.
GuruFocus considers Gouverneur Bancorp to be Modestly Overvalued.
Key valuation signals for GOVB:
Buyback Yield %: 1.50 (12% below median its 10-year median of 1.70)
GF Value™: $16.36 vs. price of $19.44 (18.8% above fair value)
Industry Position: 257.1% above the Banks median (#170 of 620)
No single metric tells the full story. See the GOVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gouverneur Bancorp Inc principal activities are to accept deposits from the public and utilize those funds in loans, debt obligations issued by the United States government and its agencies, and mortgage-backed securities. The group serves individuals and businesses in St. Lawrence, Jefferson, and Lewis Counties in New York State. The company operates through its subsidiary, Gouverneur Savings and Loan Association. The bank offers commercial, non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion, and other business purposes.
70GF Score
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