GOVB (Gouverneur Bancorp) Insider Ownership: 8.19 % (As of Sep. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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GOVB Gouverneur Bancorp Inc GOVB
65 GF Score
Price $22.62
GF Value $16.14
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Gouverneur Bancorp Insider Ownership?

Gouverneur Bancorp GOVB +2.82% 65 Insider Ownership is 8.19 % as of Sep. 21, 2026. GuruFocus rates GOVB with a GF Score™ of 65/100 and a GF Value™ of $16.14 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Gouverneur Bancorp's insider ownership is 8.19%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Gouverneur Bancorp's Institutional Ownership is 0.03%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Gouverneur Bancorp's Float Percentage Of Total Shares Outstanding is 84.10%.

Gouverneur Bancorp Insider Ownership Historical Data

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The historical data trend for Gouverneur Bancorp's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gouverneur Bancorp Insider Ownership Chart

Gouverneur Bancorp Historical Data

The historical data trend for Gouverneur Bancorp can be seen below:

2018-02-28 2018-03-31 2018-04-30 2018-05-31 2018-06-30 2018-07-31 2018-08-31 2018-09-30 2018-10-31 2018-11-30
Insider Ownership 8.19 8.19 8.19 8.19 8.19 8.19 8.19 8.19 8.19 8.19
GOVB
65GF Score
Gouverneur Bancorp Inc GOVB
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Gouverneur Bancorp Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 8.19 % mean?
Gouverneur Bancorp (GOVB) has a Insider Ownership of 8.19 % as of Sep. 21, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Gouverneur Bancorp and its competitors.
Is Gouverneur Bancorp's Insider Ownership too high?
Gouverneur Bancorp's current Insider Ownership is 8.19 %. Overall, Gouverneur Bancorp has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gouverneur Bancorp's Insider Ownership compare to UNTN and TVLF?
Gouverneur Bancorp's Insider Ownership of 8.19 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Gouverneur Bancorp and its competitors. Gouverneur Bancorp's current Insider Ownership is 8.19 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gouverneur Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Gouverneur Bancorp (GOVB) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.14, compared to a current price of $22.62 — trading 40.1% above its estimated fair value. The current Insider Ownership is 8.19 %. Gouverneur Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Gouverneur Bancorp (GOVB), the current Insider Ownership is 8.19 % as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gouverneur Bancorp (GOVB) Overvalued in 2026?

Based on GuruFocus' analysis, Gouverneur Bancorp stock appears to be overvalued. The current stock price of $22.62 is trading 40.1% above its estimated GF Value™ of $16.14. GuruFocus considers Gouverneur Bancorp to be Significantly Overvalued.

Key valuation signals for GOVB:

  • Insider Ownership: 8.19 %
  • GF Value™: $16.14 vs. price of $22.62 (40.1% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the GOVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Gouverneur Bancorp Business Description

Address 42 Church Street, Gouverneur, NY, USA, 13642
Gouverneur Bancorp Inc principal activities are to accept deposits from the public and utilize those funds in loans, debt obligations issued by the United States government and its agencies, and mortgage-backed securities. The group serves individuals and businesses in St. Lawrence, Jefferson, and Lewis Counties in New York State. The company operates through its subsidiary, Gouverneur Savings and Loan Association. The bank offers commercial, non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion, and other business purposes.
65GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.62
Price
$16.14
GF Value