GOVB (Gouverneur Bancorp) Total Deposits: $155.68 Mil (As of Jun. 2026)

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GOVB Gouverneur Bancorp Inc GOVB
68 GF Score
Price $20.40
GF Value $15.93
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Gouverneur Bancorp Total Deposits?

Gouverneur Bancorp GOVB 68 Total Deposits is $155.68 Mil as of Jun. 2026. GuruFocus rates GOVB with a GF Score™ of 68/100 and a GF Value™ of $15.93 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Gouverneur Bancorp's annual total deposits increased from Sep. 2023 ($158.78 Mil) to Sep. 2024 ($159.90 Mil) but then declined from Sep. 2024 ($159.90 Mil) to Sep. 2025 ($154.78 Mil).

Gouverneur Bancorp Total Deposits Historical Data

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The historical data trend for Gouverneur Bancorp's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gouverneur Bancorp Total Deposits Chart

Gouverneur Bancorp Annual Data
Trend Sep05 Sep06 Sep07 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 100.75 183.95 158.78 159.90 154.78

Gouverneur Bancorp Quarterly Data
Sep20 Jun21 Sep21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 159.41 154.78 158.52 159.99 155.68
GOVB
68GF Score
Gouverneur Bancorp Inc GOVB
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Gouverneur Bancorp Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $155.68 Mil mean?
Gouverneur Bancorp (GOVB) has a Total Deposits of $155.68 Mil as of Jun. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Gouverneur Bancorp and its competitors.
Is Gouverneur Bancorp's Total Deposits too high?
Gouverneur Bancorp's current Total Deposits is $155.68 Mil. Overall, Gouverneur Bancorp has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gouverneur Bancorp's Total Deposits compare to LOGN and MSBB?
Gouverneur Bancorp's Total Deposits of $155.68 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Gouverneur Bancorp and its competitors. Gouverneur Bancorp's current Total Deposits is $155.68 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gouverneur Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Gouverneur Bancorp (GOVB) is currently considered Modestly Overvalued. The stock's GF Value™ is $15.93, compared to a current price of $20.40 — trading 28.1% above its estimated fair value. The current Total Deposits is $155.68 Mil. Gouverneur Bancorp's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Gouverneur Bancorp (GOVB), the current Total Deposits is $155.68 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gouverneur Bancorp (GOVB) Overvalued in 2026?

Based on GuruFocus' analysis, Gouverneur Bancorp stock appears to be overvalued. The current stock price of $20.40 is trading 28.1% above its estimated GF Value™ of $15.93. GuruFocus considers Gouverneur Bancorp to be Modestly Overvalued.

Key valuation signals for GOVB:

  • Total Deposits: $155.68 Mil
  • GF Value™: $15.93 vs. price of $20.40 (28.1% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the GOVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Gouverneur Bancorp Business Description

Address 42 Church Street, Gouverneur, NY, USA, 13642
Gouverneur Bancorp Inc principal activities are to accept deposits from the public and utilize those funds in loans, debt obligations issued by the United States government and its agencies, and mortgage-backed securities. The group serves individuals and businesses in St. Lawrence, Jefferson, and Lewis Counties in New York State. The company operates through its subsidiary, Gouverneur Savings and Loan Association. The bank offers commercial, non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion, and other business purposes.
68GF Score

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Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.40
Price
$15.93
GF Value