GOVB (Gouverneur Bancorp) Tariff Resilience Score: 9/10 (As of Jul. 07, 2026)


GOVB Gouverneur Bancorp Inc GOVB
71 GF Score
Price $19.65
GF Value $16.25
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Gouverneur Bancorp Tariff Resilience Score?

Gouverneur Bancorp GOVB +0.51% 71 Tariff Resilience Score is 9 as of Jul. 07, 2026. GuruFocus rates GOVB with a GF Score™ of 71/100 and a GF Value™ of $16.25 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,607 Banks companies, Gouverneur Bancorp ranks better than 99.25% on this metric.

Gouverneur Bancorp has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Gouverneur Bancorp has As a regional bank, it has negligible exposure to international trade tariffs. Its operations are domestically focused, with no significant import/export activities.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Gouverneur Bancorp might have Highly Resilient.

Gouverneur Bancorp  (OTCPK:GOVB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Gouverneur Bancorp Tariff Resilience Score Related Terms

GOVB vs CIBN, MKIN, TDCB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Gouverneur Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Gouverneur Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Gouverneur Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Gouverneur Bancorp's Tariff Resilience Score falls into.


GOVB
71GF Score
Gouverneur Bancorp Inc GOVB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Gouverneur Bancorp (GOVB) has a Tariff Resilience Score of 9 as of Jul. 07, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Gouverneur Bancorp ranks #12 out of 1607 companies in the Banks industry, placing it in the top 0.7%.
Is Gouverneur Bancorp's Tariff Resilience Score too high?
Gouverneur Bancorp's current Tariff Resilience Score is 9. Based on the distribution chart, Gouverneur Bancorp ranks #12 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Gouverneur Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gouverneur Bancorp's Tariff Resilience Score compare to CIBN and MKIN?
According to the Banks industry distribution chart, Gouverneur Bancorp ranks #12 out of 1607 companies for Tariff Resilience Score. This places Gouverneur Bancorp in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Gouverneur Bancorp's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gouverneur Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Gouverneur Bancorp (GOVB) is currently considered Modestly Overvalued. The stock's GF Value™ is $16.25, compared to a current price of $19.65 — trading 20.9% above its estimated fair value. The current Tariff Resilience Score is 9. Gouverneur Bancorp's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Gouverneur Bancorp (GOVB), the current Tariff Resilience Score is 9 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gouverneur Bancorp (GOVB) Overvalued in 2026?

Based on GuruFocus' analysis, Gouverneur Bancorp stock appears to be overvalued. The current stock price of $19.65 is trading 20.9% above its estimated GF Value™ of $16.25. GuruFocus considers Gouverneur Bancorp to be Modestly Overvalued.

Key valuation signals for GOVB:

  • Tariff Resilience Score: 9
  • GF Value™: $16.25 vs. price of $19.65 (20.9% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the GOVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Gouverneur Bancorp Business Description

Address 42 Church Street, Gouverneur, NY, USA, 13642
Gouverneur Bancorp Inc principal activities are to accept deposits from the public and utilize those funds in loans, debt obligations issued by the United States government and its agencies, and mortgage-backed securities. The group serves individuals and businesses in St. Lawrence, Jefferson, and Lewis Counties in New York State. The company operates through its subsidiary, Gouverneur Savings and Loan Association. The bank offers commercial, non-mortgage loans to local businesses for working capital, machinery and equipment purchases, expansion, and other business purposes.
71GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.65
Price
$16.25
GF Value