OneMain Holdings (STU:0S1) Cyclically Adjusted Revenue per Share: €32.34 (As of Jun. 2026)

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STU:0S1 OneMain Holdings Inc STU:0S1
56 GF Score
Price €56.10
GF Value €51.80
! 6 Warning Signs
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What is OneMain Holdings Cyclically Adjusted Revenue per Share?

OneMain Holdings STU:0S1 -0.53% 56 Cyclically Adjusted Revenue per Share is €32.34 as of Jun. 2026. GuruFocus rates STU:0S1 with a GF Score™ of 56/100 and a GF Value™ of €51.80. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

OneMain Holdings's adjusted revenue per share for the three months ended in Jun. 2026 was €9.741. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €32.34 for the trailing ten years ended in Jun. 2026.

During the past 12 months, OneMain Holdings's average Cyclically Adjusted Revenue Growth Rate was 9.50% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 9.60% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 11.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of OneMain Holdings was 14.20% per year. The lowest was 9.60% per year. And the median was 11.10% per year.

As of today (2026-08-10), OneMain Holdings's current stock price is €56.10. OneMain Holdings's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was €32.34. OneMain Holdings's Cyclically Adjusted PS Ratio of today is 1.73.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of OneMain Holdings was 2.99. The lowest was 1.13. And the median was 1.64.


OneMain Holdings  (STU:0S1) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

OneMain Holdings's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=56.10/32.34
=1.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of OneMain Holdings was 2.99. The lowest was 1.13. And the median was 1.64.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


OneMain Holdings Cyclically Adjusted Revenue per Share Related Terms


OneMain Holdings Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for OneMain Holdings's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OneMain Holdings Cyclically Adjusted Revenue per Share Chart

OneMain Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.41 24.80 26.79 30.46 30.08

OneMain Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.80 30.00 30.08 31.28 32.34

STU:0S1 vs KLAR, CACC, ENVA: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, OneMain Holdings's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OneMain Holdings Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, OneMain Holdings's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where OneMain Holdings's Cyclically Adjusted PS Ratio falls into.


STU:0S1
56GF Score
OneMain Holdings Inc STU:0S1
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OneMain Holdings Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, OneMain Holdings's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=9.741/333.9520*333.9520
=9.741

Current CPI (Jun. 2026) = 333.9520.

OneMain Holdings Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 4.706 241.428 6.510
201612 5.002 241.432 6.919
201703 4.814 243.801 6.594
201706 4.709 244.955 6.420
201709 4.661 246.819 6.306
201712 4.967 246.524 6.729
201803 4.774 249.554 6.389
201806 5.238 251.989 6.942
201809 5.352 252.439 7.080
201812 5.700 251.233 7.577
201903 5.777 254.202 7.589
201906 6.041 256.143 7.876
201909 6.518 256.759 8.478
201912 6.027 256.974 7.832
202003 6.594 258.115 8.531
202006 6.304 257.797 8.166
202009 6.141 260.280 7.879
202012 6.018 260.474 7.716
202103 6.001 264.877 7.566
202106 6.109 271.696 7.509
202109 6.599 274.310 8.034
202112 7.152 278.802 8.567
202203 7.352 287.504 8.540
202206 7.913 296.311 8.918
202209 8.689 296.808 9.776
202212 8.214 296.797 9.242
202303 7.968 301.836 8.816
202306 8.094 305.109 8.859
202309 8.419 307.789 9.135
202312 8.434 306.746 9.182
202403 8.248 312.332 8.819
202406 8.565 314.175 9.104
202409 8.731 315.301 9.247
202412 9.452 315.605 10.001
202503 9.168 319.799 9.574
202506 8.852 322.561 9.165
202509 9.089 324.800 9.345
202512 9.306 324.054 9.590
202603 9.331 330.213 9.437
202606 9.741 333.952 9.741

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €32.34 mean?
OneMain Holdings (STU:0S1) has a Cyclically Adjusted Revenue per Share of €32.34 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on OneMain Holdings and its competitors.
Is OneMain Holdings' Cyclically Adjusted Revenue per Share too high?
OneMain Holdings' current Cyclically Adjusted Revenue per Share is €32.34. Overall, OneMain Holdings has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does OneMain Holdings' Cyclically Adjusted Revenue per Share compare to KLAR and CACC?
OneMain Holdings' Cyclically Adjusted Revenue per Share of €32.34 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on OneMain Holdings and its competitors. OneMain Holdings's current Cyclically Adjusted Revenue per Share is €32.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneMain Holdings stock overvalued right now?
OneMain Holdings (STU:0S1) has a current Cyclically Adjusted Revenue per Share of €32.34. The stock's GF Value™ is €51.80, compared to a current price of €56.10 — trading 8.3% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €32.34. OneMain Holdings' overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For OneMain Holdings (STU:0S1), the current Cyclically Adjusted Revenue per Share is €32.34 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OneMain Holdings (STU:0S1) Overvalued in 2026?

Based on GuruFocus' analysis, OneMain Holdings stock appears to be overvalued. The current stock price of €56.10 is trading 8.3% above its estimated GF Value™ of €51.80.

Key valuation signals for STU:0S1:

  • Cyclically Adjusted Revenue per Share: €32.34
  • GF Value™: €51.80 vs. price of €56.10 (8.3% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the STU:0S1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OneMain Holdings Business Description

Other Exchanges OMF:USA
Address 601 N.W. Second Street, Evansville, IN, USA, 47708
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
56GF Score

Get the complete analysis for STU:0S1

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€56.10
Price
€51.80
GF Value