OneMain Holdings (STU:0S1) ROC (Joel Greenblatt) %: % (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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STU:0S1 OneMain Holdings Inc STU:0S1
56 GF Score
Price €55.32
GF Value €49.90
! 3 Warning Signs
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What is OneMain Holdings ROC (Joel Greenblatt) %?

OneMain Holdings STU:0S1 +1.43% 56 ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus rates STU:0S1 with a GF Score™ of 56/100 and a GF Value™ of €49.90. The stock has 3 warning signs investors should review. Among 417 Credit Services companies, OneMain Holdings ranks worse than 239807.91% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

STU:0S1
56GF Score
OneMain Holdings Inc STU:0S1
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
OneMain Holdings (STU:0S1) has a ROC (Joel Greenblatt) % of % as of Jun. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on OneMain Holdings and its competitors. According to the industry distribution chart, OneMain Holdings ranks #999999 out of 417 companies in the Credit Services industry.
Is OneMain Holdings' ROC (Joel Greenblatt) % too high?
OneMain Holdings' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, OneMain Holdings ranks #999999 out of 417 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, OneMain Holdings has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does OneMain Holdings' ROC (Joel Greenblatt) % compare to KLAR and CACC?
According to the Credit Services industry distribution chart, OneMain Holdings ranks #999999 out of 417 companies for ROC (Joel Greenblatt) %. This places OneMain Holdings in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 39.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 39.25, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on OneMain Holdings and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 39.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OneMain Holdings's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OneMain Holdings stock overvalued right now?
OneMain Holdings (STU:0S1) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €49.90, compared to a current price of €55.32 — trading 10.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. OneMain Holdings' overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For OneMain Holdings (STU:0S1), the current ROC (Joel Greenblatt) % is % as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OneMain Holdings (STU:0S1) Overvalued in 2026?

Based on GuruFocus' analysis, OneMain Holdings stock appears to be overvalued. The current stock price of €55.32 is trading 10.9% above its estimated GF Value™ of €49.90.

Key valuation signals for STU:0S1:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €49.90 vs. price of €55.32 (10.9% above fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the STU:0S1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OneMain Holdings Business Description

Other Exchanges OMF:USA
Address 601 N.W. Second Street, Evansville, IN, USA, 47708
OneMain Holdings Inc is a consumer finance company providing loan products to customers through its branch network and the internet. The company provides personal loan products; offers credit cards; offers optional credit insurance and others; offers a customer-focused financial wellness program, and acquisitions and dispositions of assets and businesses. It provides origination, underwriting, and servicing of personal loans to non-prime customers. The company operates in single reportable segment Consumer and Insurance which originates and services personal loans and auto finance loans, offer credit cards, and provide optional credit and non-credit insurance and other optional products through its branch and central operations, as well as digital platform.
56GF Score

Get the complete analysis for STU:0S1

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€55.32
Price
€49.90
GF Value