WDFN (Woodlands Financial Services Co) Cyclically Adjusted Revenue per Share: $15.70 (As of Mar. 2026)


WDFN Woodlands Financial Services Co WDFN
57 GF Score
Price $32.00
GF Value $24.92
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Woodlands Financial Services Co Cyclically Adjusted Revenue per Share?

Woodlands Financial Services Co WDFN 57 Cyclically Adjusted Revenue per Share is $15.70 as of Mar. 2026. GuruFocus rates WDFN with a GF Score™ of 57/100 and a GF Value™ of $24.92 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Woodlands Financial Services Co's adjusted revenue per share for the three months ended in Mar. 2026 was $4.482. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $15.70 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Woodlands Financial Services Co's average Cyclically Adjusted Revenue Growth Rate was 6.50% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 5.60% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 7.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Woodlands Financial Services Co was 10.10% per year. The lowest was 5.60% per year. And the median was 7.30% per year.

As of today (2026-07-06), Woodlands Financial Services Co's current stock price is $32.00. Woodlands Financial Services Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $15.70. Woodlands Financial Services Co's Cyclically Adjusted PS Ratio of today is 2.04.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Woodlands Financial Services Co was 3.73. The lowest was 1.18. And the median was 2.62.


Woodlands Financial Services Co  (OTCPK:WDFN) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Woodlands Financial Services Co's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=32.00/15.70
=2.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Woodlands Financial Services Co was 3.73. The lowest was 1.18. And the median was 2.62.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Woodlands Financial Services Co Cyclically Adjusted Revenue per Share Related Terms


Woodlands Financial Services Co Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Woodlands Financial Services Co's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Woodlands Financial Services Co Cyclically Adjusted Revenue per Share Chart

Woodlands Financial Services Co Annual Data
Trend Dec15 Dec16 Dec17 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.69 13.00 13.83 14.45 15.30

Woodlands Financial Services Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.74 14.96 15.18 15.30 15.70

WDFN vs LUMB, UNBK, MBBC: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Woodlands Financial Services Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Woodlands Financial Services Co Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Woodlands Financial Services Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Woodlands Financial Services Co's Cyclically Adjusted PS Ratio falls into.


WDFN
57GF Score
Woodlands Financial Services Co WDFN
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Woodlands Financial Services Co Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Woodlands Financial Services Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.482/330.2130*330.2130
=4.482

Current CPI (Mar. 2026) = 330.2130.

Woodlands Financial Services Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201412 2.298 234.812 3.232
201503 2.365 236.119 3.307
201506 2.432 238.638 3.365
201509 2.443 237.945 3.390
201512 2.528 236.525 3.529
201603 2.551 238.132 3.537
201606 2.588 241.018 3.546
201609 2.578 241.428 3.526
201612 2.672 241.432 3.655
201703 2.617 243.801 3.545
201706 2.781 244.955 3.749
201709 2.833 246.819 3.790
201712 2.671 246.524 3.578
201806 3.541 251.989 4.640
201912 0.000 256.974 0.000
202003 2.941 258.115 3.762
202006 3.039 257.797 3.893
202009 3.316 260.280 4.207
202012 3.301 260.474 4.185
202103 3.291 264.877 4.103
202106 3.411 271.696 4.146
202109 3.640 274.310 4.382
202112 3.715 278.802 4.400
202203 3.613 287.504 4.150
202206 3.831 296.311 4.269
202209 3.886 296.808 4.323
202212 4.036 296.797 4.490
202303 3.898 301.836 4.264
202306 3.828 305.109 4.143
202309 3.476 307.789 3.729
202312 3.473 306.746 3.739
202403 3.362 312.332 3.554
202406 3.483 314.175 3.661
202409 3.691 315.301 3.866
202412 3.807 315.605 3.983
202503 3.917 319.799 4.045
202506 3.993 322.561 4.088
202509 4.255 324.800 4.326
202512 4.458 324.054 4.543
202603 4.482 330.213 4.482

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $15.70 mean?
Woodlands Financial Services Co (WDFN) has a Cyclically Adjusted Revenue per Share of $15.70 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Woodlands Financial Services Co and its competitors.
Is Woodlands Financial Services Co's Cyclically Adjusted Revenue per Share too high?
Woodlands Financial Services Co's current Cyclically Adjusted Revenue per Share is $15.70. Overall, Woodlands Financial Services Co has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodlands Financial Services Co's Cyclically Adjusted Revenue per Share compare to LUMB and UNBK?
Woodlands Financial Services Co's Cyclically Adjusted Revenue per Share of $15.70 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Woodlands Financial Services Co and its competitors. Woodlands Financial Services Co's current Cyclically Adjusted Revenue per Share is $15.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodlands Financial Services Co stock overvalued right now?
Based on GuruFocus' analysis, Woodlands Financial Services Co (WDFN) is currently considered Modestly Overvalued. The stock's GF Value™ is $24.92, compared to a current price of $32.00 — trading 28.4% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $15.70. Woodlands Financial Services Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Woodlands Financial Services Co (WDFN), the current Cyclically Adjusted Revenue per Share is $15.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Woodlands Financial Services Co (WDFN) Overvalued in 2026?

Based on GuruFocus' analysis, Woodlands Financial Services Co stock appears to be overvalued. The current stock price of $32.00 is trading 28.4% above its estimated GF Value™ of $24.92. GuruFocus considers Woodlands Financial Services Co to be Modestly Overvalued.

Key valuation signals for WDFN:

  • Cyclically Adjusted Revenue per Share: $15.70
  • GF Value™: $24.92 vs. price of $32.00 (28.4% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the WDFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Woodlands Financial Services Co Business Description

Address 213 West Fourth Street, Williamsport, PA, USA, 17701
Woodlands Financial Services Co is a Pennsylvania corporation organized as financial services holding company of Woodlands Bank. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. Its services comprise Merchant Services, Cyber Security, Online Banking & Bill Pay, Mobile Banking and Additional Bank Services. The Company has determined that its only reportable segment is community banking. It also offers other services including trust and asset management and money orders.
57GF Score

Get the complete analysis for WDFN

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.00
Price
$24.92
GF Value