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During the past 13 years, Woodlands Financial Services Co's highest 3-Year average EPS without NRI Growth Rate was 149.80% per year. The lowest was -53.40% per year. And the median was 3.30% per year.
Woodlands Financial Services Co (OTCPK:WDFN) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Woodlands Financial Services Co Earnings per Share (Diluted) Related Terms
Woodlands Financial Services Co Earnings per Share (Diluted) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Woodlands Financial Services Co Earnings per Share (Diluted) Chart
WDFN vs LUMB, SCYT, ESBS: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Woodlands Financial Services Co's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Woodlands Financial Services Co PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Woodlands Financial Services Co's PE Ratio distribution charts can be found below:
* The bar in red indicates where Woodlands Financial Services Co's PE Ratio falls into.
Woodlands Financial Services Co Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.65
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $4.65 mean?
Woodlands Financial Services Co (WDFN) has a Earnings per Share (Diluted) of $4.65 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Woodlands Financial Services Co and its competitors. According to the industry distribution chart, Woodlands Financial Services Co ranks #983 out of 1412 companies in the Banks industry, placing it in the top 69.6%.
Is Woodlands Financial Services Co's Earnings per Share (Diluted) too high?
Woodlands Financial Services Co's current Earnings per Share (Diluted) is $4.65. The Banks industry median Earnings per Share (Diluted) is 7.30. Woodlands Financial Services Co's value of $4.65 is 36.3% below this industry median. Based on the distribution chart, Woodlands Financial Services Co ranks #983 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, Woodlands Financial Services Co has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Woodlands Financial Services Co's Earnings per Share (Diluted) compare to LUMB and SCYT?
According to the Banks industry distribution chart, Woodlands Financial Services Co ranks #983 out of 1412 companies for Earnings per Share (Diluted). This places Woodlands Financial Services Co in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.30. Woodlands Financial Services Co's value of $4.65 is 36.3% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Woodlands Financial Services Co's current Earnings per Share (Diluted) of $4.65 is 36.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Woodlands Financial Services Co and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Woodlands Financial Services Co's current Earnings per Share (Diluted) is $4.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Woodlands Financial Services Co stock overvalued right now?
Based on GuruFocus' analysis, Woodlands Financial Services Co (WDFN) is currently considered Modestly Overvalued. The stock's GF Value™ is $26.20, compared to a current price of $33.25 — trading 26.9% above its estimated fair value. The current Earnings per Share (Diluted) is $4.65 and 36.3% below the Banks industry median of 7.30. Woodlands Financial Services Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Woodlands Financial Services Co (WDFN), the current Earnings per Share (Diluted) is $4.65 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Woodlands Financial Services Co (WDFN) Overvalued in 2026?
Based on GuruFocus' analysis, Woodlands Financial Services Co stock appears to be overvalued.
The current stock price of $33.25 is trading 26.9% above its estimated GF Value™ of $26.20.
GuruFocus considers Woodlands Financial Services Co to be Modestly Overvalued.
Key valuation signals for WDFN:
Earnings per Share (Diluted): $4.65
GF Value™: $26.20 vs. price of $33.25 (26.9% above fair value)
Industry Position: 36.3% below the Banks median (#983 of 1412)
No single metric tells the full story. See the WDFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Woodlands Financial Services Co is a Pennsylvania corporation organized as financial services holding company of Woodlands Bank. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. Its services comprise Merchant Services, Cyber Security, Online Banking & Bill Pay, Mobile Banking and Additional Bank Services. The Company has determined that its only reportable segment is community banking. It also offers other services including trust and asset management and money orders.
57GF Score
Get the complete analysis for WDFN
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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