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WDFN (Woodlands Financial Services Co) Retained Earnings : $35.56 Mil (As of Dec. 2024)


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What is Woodlands Financial Services Co Retained Earnings?

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Woodlands Financial Services Co's retained earnings for the quarter that ended in Dec. 2024 was $35.56 Mil.

Woodlands Financial Services Co's quarterly retained earnings increased from Jun. 2024 ($34.40 Mil) to Sep. 2024 ($34.92 Mil) and increased from Sep. 2024 ($34.92 Mil) to Dec. 2024 ($35.56 Mil).

Woodlands Financial Services Co's annual retained earnings declined from Dec. 2022 ($39.64 Mil) to Dec. 2023 ($34.07 Mil) but then increased from Dec. 2023 ($34.07 Mil) to Dec. 2024 ($35.56 Mil).


Woodlands Financial Services Co Retained Earnings Historical Data

The historical data trend for Woodlands Financial Services Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Woodlands Financial Services Co Retained Earnings Chart

Woodlands Financial Services Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.36 36.11 39.64 34.07 35.56

Woodlands Financial Services Co Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.07 34.16 34.40 34.92 35.56

Woodlands Financial Services Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.


Woodlands Financial Services Co  (OTCPK:WDFN) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Woodlands Financial Services Co Business Description

Traded in Other Exchanges
N/A
Address
2450 E. Third Street, Williamsport, PA, USA, 17701
Woodlands Financial Services Co is a Pennsylvania corporation organized as financial services holding company of Woodlands Bank. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. Its services comprise Merchant Services, Cyber Security, Online Banking & Bill Pay, Mobile Banking and Additional Bank Services. The Company has determined that its only reportable segment is community banking. It also offers other services including trust and asset management and money orders.