CB Bulgarian American Credit Bank AD (XBUL:BACB) Cyclically Adjusted Revenue per Share: €1.79 (As of Mar. 2026)

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XBUL:BACB CB Bulgarian American Credit Bank AD XBUL:BACB
63 GF Score
Price €6.10
GF Value €10.19
Valuation Significantly Undervalued
! 2 Warning Signs
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What is CB Bulgarian American Credit Bank AD Cyclically Adjusted Revenue per Share?

CB Bulgarian American Credit Bank AD XBUL:BACB 63 Cyclically Adjusted Revenue per Share is €1.79 as of Mar. 2026. GuruFocus rates XBUL:BACB with a GF Score™ of 63/100 and a GF Value™ of €10.19 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

CB Bulgarian American Credit Bank AD's adjusted revenue per share for the three months ended in Mar. 2026 was €0.696. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €1.79 for the trailing ten years ended in Mar. 2026.

During the past 12 months, CB Bulgarian American Credit Bank AD's average Cyclically Adjusted Revenue Growth Rate was 13.30% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 18.00% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 19.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of CB Bulgarian American Credit Bank AD was 22.30% per year. The lowest was 14.70% per year. And the median was 18.75% per year.

As of today (2026-08-09), CB Bulgarian American Credit Bank AD's current stock price is €6.10. CB Bulgarian American Credit Bank AD's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €1.79. CB Bulgarian American Credit Bank AD's Cyclically Adjusted PS Ratio of today is 3.41.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of CB Bulgarian American Credit Bank AD was 10.15. The lowest was 3.13. And the median was 7.24.


CB Bulgarian American Credit Bank AD  (XBUL:BACB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

CB Bulgarian American Credit Bank AD's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=6.10/1.79
=3.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of CB Bulgarian American Credit Bank AD was 10.15. The lowest was 3.13. And the median was 7.24.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


CB Bulgarian American Credit Bank AD Cyclically Adjusted Revenue per Share Related Terms


CB Bulgarian American Credit Bank AD Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for CB Bulgarian American Credit Bank AD's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Bulgarian American Credit Bank AD Cyclically Adjusted Revenue per Share Chart

CB Bulgarian American Credit Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.83 1.04 1.28 1.52 1.71

CB Bulgarian American Credit Bank AD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.58 1.63 1.68 1.71 1.79

XBUL:BACB vs PNC, USB: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, CB Bulgarian American Credit Bank AD's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Bulgarian American Credit Bank AD Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CB Bulgarian American Credit Bank AD's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where CB Bulgarian American Credit Bank AD's Cyclically Adjusted PS Ratio falls into.


XBUL:BACB
63GF Score
CB Bulgarian American Credit Bank AD XBUL:BACB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Bulgarian American Credit Bank AD Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CB Bulgarian American Credit Bank AD's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.696/330.2130*330.2130
=0.696

Current CPI (Mar. 2026) = 330.2130.

CB Bulgarian American Credit Bank AD Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.270 241.018 0.370
201609 0.170 241.428 0.233
201612 0.209 241.432 0.286
201703 0.204 243.801 0.276
201706 0.189 244.955 0.255
201709 0.754 246.819 1.009
201712 -0.339 246.524 -0.454
201803 0.217 249.554 0.287
201806 0.244 251.989 0.320
201809 0.239 252.439 0.313
201812 0.247 251.233 0.325
201903 0.257 254.202 0.334
201906 0.254 256.143 0.327
201909 0.280 256.759 0.360
201912 0.307 256.974 0.394
202003 0.279 258.115 0.357
202006 0.267 257.797 0.342
202009 0.317 260.280 0.402
202012 0.344 260.474 0.436
202103 0.300 264.877 0.374
202106 0.943 271.696 1.146
202109 -0.280 274.310 -0.337
202112 0.332 278.802 0.393
202203 0.356 287.504 0.409
202206 0.359 296.311 0.400
202209 0.411 296.808 0.457
202212 0.704 296.797 0.783
202303 0.515 301.836 0.563
202306 0.602 305.109 0.652
202309 0.607 307.789 0.651
202312 0.574 306.746 0.618
202403 0.653 312.332 0.690
202406 0.640 314.175 0.673
202409 0.611 315.301 0.640
202412 0.557 315.605 0.583
202503 0.570 319.799 0.589
202506 0.591 322.561 0.605
202509 0.563 324.800 0.572
202512 0.558 324.054 0.569
202603 0.696 330.213 0.696

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €1.79 mean?
CB Bulgarian American Credit Bank AD (XBUL:BACB) has a Cyclically Adjusted Revenue per Share of €1.79 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on CB Bulgarian American Credit Bank AD and its competitors.
Is CB Bulgarian American Credit Bank AD's Cyclically Adjusted Revenue per Share too high?
CB Bulgarian American Credit Bank AD's current Cyclically Adjusted Revenue per Share is €1.79. Overall, CB Bulgarian American Credit Bank AD has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB Bulgarian American Credit Bank AD's Cyclically Adjusted Revenue per Share compare to PNC and USB?
CB Bulgarian American Credit Bank AD's Cyclically Adjusted Revenue per Share of €1.79 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on CB Bulgarian American Credit Bank AD and its competitors. CB Bulgarian American Credit Bank AD's current Cyclically Adjusted Revenue per Share is €1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Bulgarian American Credit Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD (XBUL:BACB) is currently considered Significantly Undervalued. The stock's GF Value™ is €10.19, compared to a current price of €6.10 — trading 40.1% below its estimated fair value. The current Cyclically Adjusted Revenue per Share is €1.79. CB Bulgarian American Credit Bank AD's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For CB Bulgarian American Credit Bank AD (XBUL:BACB), the current Cyclically Adjusted Revenue per Share is €1.79 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Bulgarian American Credit Bank AD (XBUL:BACB) Overvalued in 2026?

Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD stock appears to be undervalued. The current stock price of €6.10 is trading 40.1% below its estimated GF Value™ of €10.19. GuruFocus considers CB Bulgarian American Credit Bank AD to be Significantly Undervalued.

Key valuation signals for XBUL:BACB:

  • Cyclically Adjusted Revenue per Share: €1.79
  • GF Value™: €10.19 vs. price of €6.10 (40.1% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the XBUL:BACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Bulgarian American Credit Bank AD Business Description

Address 2 Slavyanska Street, Sofia, BGR, 1000
CB Bulgarian American Credit Bank AD is engaged in providing secured finance to small and medium-sized businesses in Bulgaria. The company has three segments: Construction, Real estate investments and land development, and Electricity production.
63GF Score

Get the complete analysis for XBUL:BACB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.10
Price
€10.19
GF Value