CB Bulgarian American Credit Bank AD (XBUL:BACB) ROC %: % (As of Mar. 2026)


XBUL:BACB CB Bulgarian American Credit Bank AD XBUL:BACB
65 GF Score
Price €6.45
GF Value €10.11
Valuation Significantly Undervalued
! 2 Warning Signs
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What is CB Bulgarian American Credit Bank AD ROC %?

CB Bulgarian American Credit Bank AD XBUL:BACB 65 ROC % is % as of Mar. 2026. GuruFocus rates XBUL:BACB with a GF Score™ of 65/100 and a GF Value™ of €10.11 (Significantly Undervalued). The stock has 2 warning signs investors should review.

ROC %does not apply to banks.

XBUL:BACB
65GF Score
CB Bulgarian American Credit Bank AD XBUL:BACB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
CB Bulgarian American Credit Bank AD (XBUL:BACB) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on CB Bulgarian American Credit Bank AD and its competitors.
Is CB Bulgarian American Credit Bank AD's ROC % too high?
CB Bulgarian American Credit Bank AD's current ROC % is %. Overall, CB Bulgarian American Credit Bank AD has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB Bulgarian American Credit Bank AD's ROC % compare to PNC and USB?
CB Bulgarian American Credit Bank AD's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on CB Bulgarian American Credit Bank AD and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Bulgarian American Credit Bank AD's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Bulgarian American Credit Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD (XBUL:BACB) is currently considered Significantly Undervalued. The stock's GF Value™ is €10.11, compared to a current price of €6.45 — trading 36.2% below its estimated fair value. The current ROC % is %. CB Bulgarian American Credit Bank AD's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For CB Bulgarian American Credit Bank AD (XBUL:BACB), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Bulgarian American Credit Bank AD (XBUL:BACB) Overvalued in 2026?

Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD stock appears to be undervalued. The current stock price of €6.45 is trading 36.2% below its estimated GF Value™ of €10.11. GuruFocus considers CB Bulgarian American Credit Bank AD to be Significantly Undervalued.

Key valuation signals for XBUL:BACB:

  • ROC %: %
  • GF Value™: €10.11 vs. price of €6.45 (36.2% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the XBUL:BACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CB Bulgarian American Credit Bank AD Business Description

Address 2 Slavyanska Street, Sofia, BGR, 1000
CB Bulgarian American Credit Bank AD is engaged in providing secured finance to small and medium-sized businesses in Bulgaria. The company has three segments: Construction, Real estate investments and land development, and Electricity production.
65GF Score

Get the complete analysis for XBUL:BACB

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.45
Price
€10.11
GF Value