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What is CB Bulgarian American Credit Bank AD PEG Ratio?
CB Bulgarian American Credit Bank ADXBUL:BACB 65 PEG Ratio is 0.75 as of Jul. 17, 2026, which is 78% below its 10-year median of 3.42. GuruFocus rates XBUL:BACB with a GF Score™ of 65/100 and a GF Value™ of €10.14 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,228 Banks companies, CB Bulgarian American Credit Bank AD ranks better than 78.42% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
XBUL:BACB's PEG Ratio is ranked better than 78.42% of 1228
companies
in the Banks industry
Industry Median: 1.555
vs XBUL:BACB: 0.75
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
CB Bulgarian American Credit Bank AD (XBUL:BACB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
CB Bulgarian American Credit Bank AD PEG Ratio Related Terms
CB Bulgarian American Credit Bank AD PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Bulgarian American Credit Bank AD PEG Ratio Chart
For the Banks - Regional subindustry, CB Bulgarian American Credit Bank AD's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CB Bulgarian American Credit Bank AD PEG Ratio vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
CB Bulgarian American Credit Bank AD (XBUL:BACB) has a PEG Ratio of 0.75 as of Jul. 17, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on CB Bulgarian American Credit Bank AD and its competitors. This is 78% below median its historical median of 3.42. Over the past decade, CB Bulgarian American Credit Bank AD's PEG Ratio has ranged from 0.66 to 64.38. According to the industry distribution chart, CB Bulgarian American Credit Bank AD ranks #265 out of 1228 companies in the Banks industry, placing it in the top 21.6%.
Is CB Bulgarian American Credit Bank AD's PEG Ratio too high?
CB Bulgarian American Credit Bank AD's current PEG Ratio of 0.75 is 78% below median its 10-year median of 3.42. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 64.38. The Banks industry median PEG Ratio is 1.56. CB Bulgarian American Credit Bank AD's value of 0.75 is 51.8% below this industry median. Based on the distribution chart, CB Bulgarian American Credit Bank AD ranks #265 out of 1228 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CB Bulgarian American Credit Bank AD has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB Bulgarian American Credit Bank AD's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, CB Bulgarian American Credit Bank AD ranks #265 out of 1228 companies for PEG Ratio. This places CB Bulgarian American Credit Bank AD in the top 22% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.56. CB Bulgarian American Credit Bank AD's value of 0.75 is 51.8% below this benchmark. Historically, CB Bulgarian American Credit Bank AD's own PEG Ratio has ranged from 0.66 to 64.38 over the past decade. While the company's 10-year median is 3.42 vs. the industry median of 1.56, CB Bulgarian American Credit Bank AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.56, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Bulgarian American Credit Bank AD's current PEG Ratio of 0.75 is 51.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on CB Bulgarian American Credit Bank AD and its competitors. For the Banks industry, the median PEG Ratio is 1.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Bulgarian American Credit Bank AD's current PEG Ratio is 0.75, which is 78% below median its own 10-year median of 3.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Bulgarian American Credit Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD (XBUL:BACB) is currently considered Significantly Undervalued. The stock's GF Value™ is €10.14, compared to a current price of €6.45 — trading 36.4% below its estimated fair value. The current PEG Ratio is 0.75, which is 78% below median its 10-year median of 3.42 and 51.8% below the Banks industry median of 1.56. CB Bulgarian American Credit Bank AD's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For CB Bulgarian American Credit Bank AD (XBUL:BACB), the current PEG Ratio is 0.75 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CB Bulgarian American Credit Bank AD (XBUL:BACB) Overvalued in 2026?
Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD stock appears to be undervalued.
The current stock price of €6.45 is trading 36.4% below its estimated GF Value™ of €10.14.
GuruFocus considers CB Bulgarian American Credit Bank AD to be Significantly Undervalued.
Key valuation signals for XBUL:BACB:
PEG Ratio: 0.75 (78% below median its 10-year median of 3.42)
GF Value™: €10.14 vs. price of €6.45 (36.4% below fair value)
Industry Position: 51.8% below the Banks median (#265 of 1228)
No single metric tells the full story. See the XBUL:BACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CB Bulgarian American Credit Bank AD Business Description
CB Bulgarian American Credit Bank AD is engaged in providing secured finance to small and medium-sized businesses in Bulgaria. The company has three segments: Construction, Real estate investments and land development, and Electricity production.
65GF Score
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