CB Bulgarian American Credit Bank AD (XBUL:BACB) Dividend Payout Ratio: 0.00 (As of Mar. 2026)


XBUL:BACB CB Bulgarian American Credit Bank AD XBUL:BACB
65 GF Score
Price €6.45
GF Value €10.14
Valuation Significantly Undervalued
! 2 Warning Signs
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What is CB Bulgarian American Credit Bank AD Dividend Payout Ratio?

CB Bulgarian American Credit Bank AD XBUL:BACB 65 Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus rates XBUL:BACB with a GF Score™ of 65/100 and a GF Value™ of €10.14 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,175 Banks companies, CB Bulgarian American Credit Bank AD ranks worse than 85106.3% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. CB Bulgarian American Credit Bank AD's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.00.

The historical rank and industry rank for CB Bulgarian American Credit Bank AD's Dividend Payout Ratio or its related term are showing as below:


During the past 13 years, the highest Dividend Payout Ratio of CB Bulgarian American Credit Bank AD was 0.39. The lowest was 0.04. And the median was 0.22.

XBUL:BACB's Dividend Payout Ratio is not ranked *
in the Banks industry.
Industry Median: 0.32
* Ranked among companies with meaningful Dividend Payout Ratio only.

As of today (2026-07-13), the Dividend Yield % of CB Bulgarian American Credit Bank AD is 0.00%.

During the past 13 years, the highest Trailing Annual Dividend Yield of CB Bulgarian American Credit Bank AD was 5.04%. The lowest was 0.37%. And the median was 1.06%.

CB Bulgarian American Credit Bank AD's Dividends per Share for the months ended in Mar. 2026 was €0.00.

During the past 12 months, CB Bulgarian American Credit Bank AD's average Dividends Per Share Growth Rate was -100.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


CB Bulgarian American Credit Bank AD (XBUL:BACB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


CB Bulgarian American Credit Bank AD Dividend Payout Ratio Related Terms


CB Bulgarian American Credit Bank AD Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for CB Bulgarian American Credit Bank AD's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Bulgarian American Credit Bank AD Dividend Payout Ratio Chart

CB Bulgarian American Credit Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.04 0.39 0.00

CB Bulgarian American Credit Bank AD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

XBUL:BACB vs PNC, USB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, CB Bulgarian American Credit Bank AD's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Bulgarian American Credit Bank AD Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CB Bulgarian American Credit Bank AD's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where CB Bulgarian American Credit Bank AD's Dividend Payout Ratio falls into.


XBUL:BACB
65GF Score
CB Bulgarian American Credit Bank AD XBUL:BACB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Bulgarian American Credit Bank AD Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

CB Bulgarian American Credit Bank AD's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0/ 0.774
=0.00

CB Bulgarian American Credit Bank AD's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0/ 0.141
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
CB Bulgarian American Credit Bank AD (XBUL:BACB) has a Dividend Payout Ratio of 0.00 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CB Bulgarian American Credit Bank AD and its competitors. Over the past decade, CB Bulgarian American Credit Bank AD's Dividend Payout Ratio has ranged from 0.04 to 0.39. According to the industry distribution chart, CB Bulgarian American Credit Bank AD ranks #999999 out of 1175 companies in the Banks industry.
Is CB Bulgarian American Credit Bank AD's Dividend Payout Ratio too high?
CB Bulgarian American Credit Bank AD's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.39. Based on the distribution chart, CB Bulgarian American Credit Bank AD ranks #999999 out of 1175 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CB Bulgarian American Credit Bank AD has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB Bulgarian American Credit Bank AD's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, CB Bulgarian American Credit Bank AD ranks #999999 out of 1175 companies for Dividend Payout Ratio. This places CB Bulgarian American Credit Bank AD in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, CB Bulgarian American Credit Bank AD's own Dividend Payout Ratio has ranged from 0.04 to 0.39 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on CB Bulgarian American Credit Bank AD and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Bulgarian American Credit Bank AD's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Bulgarian American Credit Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD (XBUL:BACB) is currently considered Significantly Undervalued. The stock's GF Value™ is €10.14, compared to a current price of €6.45 — trading 36.4% below its estimated fair value. The current Dividend Payout Ratio is 0.00. CB Bulgarian American Credit Bank AD's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For CB Bulgarian American Credit Bank AD (XBUL:BACB), the current Dividend Payout Ratio is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Bulgarian American Credit Bank AD (XBUL:BACB) Overvalued in 2026?

Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD stock appears to be undervalued. The current stock price of €6.45 is trading 36.4% below its estimated GF Value™ of €10.14. GuruFocus considers CB Bulgarian American Credit Bank AD to be Significantly Undervalued.

Key valuation signals for XBUL:BACB:

  • Dividend Payout Ratio: 0.00
  • GF Value™: €10.14 vs. price of €6.45 (36.4% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the XBUL:BACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Bulgarian American Credit Bank AD Business Description

Address 2 Slavyanska Street, Sofia, BGR, 1000
CB Bulgarian American Credit Bank AD is engaged in providing secured finance to small and medium-sized businesses in Bulgaria. The company has three segments: Construction, Real estate investments and land development, and Electricity production.
65GF Score

Get the complete analysis for XBUL:BACB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.45
Price
€10.14
GF Value