What is CB Bulgarian American Credit Bank AD FCF Margin %?
CB Bulgarian American Credit Bank ADXBUL:BACB 65 FCF Margin % is 947.32% as of Mar. 2026, which is 930% above its 10-year median of 91.94. GuruFocus rates XBUL:BACB with a GF Score™ of 65/100 and a GF Value™ of €10.11 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,506 Banks companies, CB Bulgarian American Credit Bank AD ranks worse than 71.85% on this metric.
XBUL:BACB'
s FCF Margin % Range Over the Past 10 Years
Min: -206.33 Med: 91.94 Max: 356.43
Current: 4.18
During the past 13 years, the highest FCF Margin % of CB Bulgarian American Credit Bank AD was 356.43%. The lowest was -206.33%. And the median was 91.94%.
XBUL:BACB's FCF Margin % is ranked worse than 71.85% of 1506
companies
in the Banks industry
Industry Median: 26.355
vs XBUL:BACB: 4.18
CB Bulgarian American Credit Bank AD FCF Margin % Related Terms
CB Bulgarian American Credit Bank AD FCF Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Bulgarian American Credit Bank AD FCF Margin % Chart
For the Banks - Regional subindustry, CB Bulgarian American Credit Bank AD's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CB Bulgarian American Credit Bank AD FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CB Bulgarian American Credit Bank AD's FCF Margin % distribution charts can be found below:
* The bar in red indicates where CB Bulgarian American Credit Bank AD's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Bulgarian American Credit Bank AD (XBUL:BACB) has a FCF Margin % of 947.32% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CB Bulgarian American Credit Bank AD and its competitors. This is 930% above median its historical median of 91.94. According to the industry distribution chart, CB Bulgarian American Credit Bank AD ranks #1082 out of 1506 companies in the Banks industry, placing it in the top 71.8%.
Is CB Bulgarian American Credit Bank AD's FCF Margin % too high?
CB Bulgarian American Credit Bank AD's current FCF Margin % of 947.32% is 930% above median its 10-year median of 91.94. The Banks industry median FCF Margin % is 26.36. CB Bulgarian American Credit Bank AD's value of 947.32% is 3494.5% above this industry median. Based on the distribution chart, CB Bulgarian American Credit Bank AD ranks #1082 out of 1506 companies in the Banks industry, which is below the industry midpoint. Overall, CB Bulgarian American Credit Bank AD has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB Bulgarian American Credit Bank AD's FCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, CB Bulgarian American Credit Bank AD ranks #1082 out of 1506 companies for FCF Margin %. This places CB Bulgarian American Credit Bank AD in the lower half of its industry. The industry median FCF Margin % is 26.36. CB Bulgarian American Credit Bank AD's value of 947.32% is 3494.5% above this benchmark. While the company's 10-year median is 91.94 vs. the industry median of 26.36, CB Bulgarian American Credit Bank AD has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Bulgarian American Credit Bank AD's current FCF Margin % of 947.32% is 3494.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CB Bulgarian American Credit Bank AD and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Bulgarian American Credit Bank AD's current FCF Margin % is 947.32%, which is 930% above median its own 10-year median of 91.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Bulgarian American Credit Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD (XBUL:BACB) is currently considered Significantly Undervalued. The stock's GF Value™ is €10.11, compared to a current price of €6.45 — trading 36.2% below its estimated fair value. The current FCF Margin % is 947.32%, which is 930% above median its 10-year median of 91.94 and 3494.5% above the Banks industry median of 26.36. CB Bulgarian American Credit Bank AD's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For CB Bulgarian American Credit Bank AD (XBUL:BACB), the current FCF Margin % is 947.32% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CB Bulgarian American Credit Bank AD (XBUL:BACB) Overvalued in 2026?
Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD stock appears to be undervalued.
The current stock price of €6.45 is trading 36.2% below its estimated GF Value™ of €10.11.
GuruFocus considers CB Bulgarian American Credit Bank AD to be Significantly Undervalued.
Key valuation signals for XBUL:BACB:
FCF Margin %: 947.32% (930% above median its 10-year median of 91.94)
GF Value™: €10.11 vs. price of €6.45 (36.2% below fair value)
Industry Position: 3494.5% above the Banks median (#1082 of 1506)
No single metric tells the full story. See the XBUL:BACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CB Bulgarian American Credit Bank AD Business Description
CB Bulgarian American Credit Bank AD is engaged in providing secured finance to small and medium-sized businesses in Bulgaria. The company has three segments: Construction, Real estate investments and land development, and Electricity production.
65GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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