CB Bulgarian American Credit Bank AD (XBUL:BACB) FCF Yield %: 1.56 (As of Jul. 06, 2026) — 88% Below Median


XBUL:BACB CB Bulgarian American Credit Bank AD XBUL:BACB
65 GF Score
Price €6.45
GF Value €10.12
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is CB Bulgarian American Credit Bank AD FCF Yield %?

CB Bulgarian American Credit Bank AD XBUL:BACB 65 FCF Yield % is 1.56 as of Jul. 06, 2026, which is 88% below its 10-year median of 13.37. GuruFocus rates XBUL:BACB with a GF Score™ of 65/100 and a GF Value™ of €10.12 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,504 Banks companies, CB Bulgarian American Credit Bank AD ranks worse than 71.01% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, CB Bulgarian American Credit Bank AD's Trailing 12-Month Free Cash Flow is €2.48 Mil, and Market Cap is €159.26 Mil. Therefore, CB Bulgarian American Credit Bank AD's FCF Yield % for today is 1.56%.

The historical rank and industry rank for CB Bulgarian American Credit Bank AD's FCF Yield % or its related term are showing as below:

XBUL:BACB' s FCF Yield % Range Over the Past 10 Years
Min: -116.08   Med: 13.37   Max: 179.47
Current: 1.56


During the past 13 years, the highest FCF Yield % of CB Bulgarian American Credit Bank AD was 179.47%. The lowest was -116.08%. And the median was 13.37%.

XBUL:BACB's FCF Yield % is ranked worse than
71.01% of 1504 companies
in the Banks industry
Industry Median: 8.1 vs XBUL:BACB: 1.56

CB Bulgarian American Credit Bank AD's FCF Margin % for the quarter that ended in Mar. 2026 was 947.32%.


CB Bulgarian American Credit Bank AD FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


CB Bulgarian American Credit Bank AD FCF Yield % Related Terms


CB Bulgarian American Credit Bank AD FCF Yield % Historical Data

* Premium members only.

The historical data trend for CB Bulgarian American Credit Bank AD's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Bulgarian American Credit Bank AD FCF Yield % Chart

CB Bulgarian American Credit Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 73.87 92.47 26.85 -46.15 -12.70

CB Bulgarian American Credit Bank AD Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 156.54 -231.46 -43.34 7.13 376.88

XBUL:BACB vs PNC, USB: FCF Yield % Comparison

For the Banks - Regional subindustry, CB Bulgarian American Credit Bank AD's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Bulgarian American Credit Bank AD FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, CB Bulgarian American Credit Bank AD's FCF Yield % distribution charts can be found below:

* The bar in red indicates where CB Bulgarian American Credit Bank AD's FCF Yield % falls into.


XBUL:BACB
65GF Score
CB Bulgarian American Credit Bank AD XBUL:BACB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Bulgarian American Credit Bank AD FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

CB Bulgarian American Credit Bank AD's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-36.677 / 288.8847
=-12.70%

CB Bulgarian American Credit Bank AD's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=162.845 * 4 / 172.837
=376.88%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 1.56 mean?
CB Bulgarian American Credit Bank AD (XBUL:BACB) has a FCF Yield % of 1.56 as of Jul. 06, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CB Bulgarian American Credit Bank AD and its competitors. This is 88% below median its historical median of 13.37. According to the industry distribution chart, CB Bulgarian American Credit Bank AD ranks #1068 out of 1504 companies in the Banks industry, placing it in the top 71%.
Is CB Bulgarian American Credit Bank AD's FCF Yield % too high?
CB Bulgarian American Credit Bank AD's current FCF Yield % of 1.56 is 88% below median its 10-year median of 13.37. The Banks industry median FCF Yield % is 8.10. CB Bulgarian American Credit Bank AD's value of 1.56 is 80.7% below this industry median. Based on the distribution chart, CB Bulgarian American Credit Bank AD ranks #1068 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, CB Bulgarian American Credit Bank AD has a GF Score™ of 65/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB Bulgarian American Credit Bank AD's FCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, CB Bulgarian American Credit Bank AD ranks #1068 out of 1504 companies for FCF Yield %. This places CB Bulgarian American Credit Bank AD in the lower half of its industry. The industry median FCF Yield % is 8.10. CB Bulgarian American Credit Bank AD's value of 1.56 is 80.7% below this benchmark. While the company's 10-year median is 13.37 vs. the industry median of 8.10, CB Bulgarian American Credit Bank AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.10, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Bulgarian American Credit Bank AD's current FCF Yield % of 1.56 is 80.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on CB Bulgarian American Credit Bank AD and its competitors. For the Banks industry, the median FCF Yield % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Bulgarian American Credit Bank AD's current FCF Yield % is 1.56, which is 88% below median its own 10-year median of 13.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Bulgarian American Credit Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD (XBUL:BACB) is currently considered Significantly Undervalued. The stock's GF Value™ is €10.12, compared to a current price of €6.45 — trading 36.3% below its estimated fair value. The current FCF Yield % is 1.56, which is 88% below median its 10-year median of 13.37 and 80.7% below the Banks industry median of 8.10. CB Bulgarian American Credit Bank AD's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For CB Bulgarian American Credit Bank AD (XBUL:BACB), the current FCF Yield % is 1.56 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Bulgarian American Credit Bank AD (XBUL:BACB) Overvalued in 2026?

Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD stock appears to be undervalued. The current stock price of €6.45 is trading 36.3% below its estimated GF Value™ of €10.12. GuruFocus considers CB Bulgarian American Credit Bank AD to be Significantly Undervalued.

Key valuation signals for XBUL:BACB:

  • FCF Yield %: 1.56 (88% below median its 10-year median of 13.37)
  • GF Value™: €10.12 vs. price of €6.45 (36.3% below fair value)
  • GF Score™: 65/100 with 2 warning signs
  • Industry Position: 80.7% below the Banks median (#1068 of 1504)

No single metric tells the full story. See the XBUL:BACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Bulgarian American Credit Bank AD Business Description

Address 2 Slavyanska Street, Sofia, BGR, 1000
CB Bulgarian American Credit Bank AD is engaged in providing secured finance to small and medium-sized businesses in Bulgaria. The company has three segments: Construction, Real estate investments and land development, and Electricity production.
65GF Score

Get the complete analysis for XBUL:BACB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.45
Price
€10.12
GF Value