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CB Bulgarian American Credit Bank AD (XBUL:BACB) PB Ratio : 0.82 (As of Apr. 16, 2025)


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What is CB Bulgarian American Credit Bank AD PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-16), CB Bulgarian American Credit Bank AD's share price is лв10.90. CB Bulgarian American Credit Bank AD's Book Value per Share for the quarter that ended in Dec. 2024 was лв13.32. Hence, CB Bulgarian American Credit Bank AD's PB Ratio of today is 0.82.

Good Sign:

CB Bulgarian American Credit Bank AD stock PB Ratio (=0.82) is close to 1-year low of 0.75.

The historical rank and industry rank for CB Bulgarian American Credit Bank AD's PB Ratio or its related term are showing as below:

XBUL:BACB' s PB Ratio Range Over the Past 10 Years
Min: 0.35   Med: 0.73   Max: 1.09
Current: 0.82

During the past 13 years, CB Bulgarian American Credit Bank AD's highest PB Ratio was 1.09. The lowest was 0.35. And the median was 0.73.

XBUL:BACB's PB Ratio is ranked better than
56.87% of 1542 companies
in the Banks industry
Industry Median: 0.875 vs XBUL:BACB: 0.82

During the past 12 months, CB Bulgarian American Credit Bank AD's average Book Value Per Share Growth Rate was 5.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 12.70% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 10.90% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 7.50% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of CB Bulgarian American Credit Bank AD was 27.40% per year. The lowest was -26.70% per year. And the median was 4.35% per year.

Back to Basics: PB Ratio


CB Bulgarian American Credit Bank AD PB Ratio Historical Data

The historical data trend for CB Bulgarian American Credit Bank AD's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

CB Bulgarian American Credit Bank AD PB Ratio Chart

CB Bulgarian American Credit Bank AD Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.68 0.67 0.61 0.45 0.83

CB Bulgarian American Credit Bank AD Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.45 0.53 0.93 0.83 0.83

Competitive Comparison of CB Bulgarian American Credit Bank AD's PB Ratio

For the Banks - Regional subindustry, CB Bulgarian American Credit Bank AD's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Bulgarian American Credit Bank AD's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CB Bulgarian American Credit Bank AD's PB Ratio distribution charts can be found below:

* The bar in red indicates where CB Bulgarian American Credit Bank AD's PB Ratio falls into.


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CB Bulgarian American Credit Bank AD PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

CB Bulgarian American Credit Bank AD's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=10.90/13.316
=0.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


CB Bulgarian American Credit Bank AD  (XBUL:BACB) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


CB Bulgarian American Credit Bank AD PB Ratio Related Terms

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CB Bulgarian American Credit Bank AD Business Description

Traded in Other Exchanges
N/A
Address
2 Slavyanska Street, Sofia, BGR, 1000
CB Bulgarian American Credit Bank AD is engaged in providing secured finance to small and medium-sized businesses in Bulgaria. The company offers a full range of banking products and services to individual and corporate clients. It also provides retail, mortgage, working capital, and investment loans, overdrafts, discount credits against claims, and letters of credit and limits for issuance of letters of credit, as well as engage in the taking over/guarantee of credit/bill of exchange liability of a juridical entity or a sole trader.

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