CB Bulgarian American Credit Bank AD (XBUL:BACB) OCF Margin %: -893.48% (As of Jun. 2026)

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XBUL:BACB CB Bulgarian American Credit Bank AD XBUL:BACB
62 GF Score
Price €6.05
GF Value €10.89
Valuation Significantly Undervalued
! 1 Warning Sign
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What is CB Bulgarian American Credit Bank AD OCF Margin %?

CB Bulgarian American Credit Bank AD XBUL:BACB +8.04% 62 OCF Margin % is -893.48% as of Jun. 2026. GuruFocus rates XBUL:BACB with a GF Score™ of 62/100 and a GF Value™ of €10.89 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,496 Banks companies, CB Bulgarian American Credit Bank AD ranks worse than 87.77% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. CB Bulgarian American Credit Bank AD's Cash Flow from Operations for the three months ended in Jun. 2026 was €-176.61 Mil. CB Bulgarian American Credit Bank AD's Revenue for the three months ended in Jun. 2026 was €19.77 Mil. Therefore, CB Bulgarian American Credit Bank AD's OCF Margin % for the quarter that ended in Jun. 2026 was -893.48%.

As of today, CB Bulgarian American Credit Bank AD's current OCF Yield % is -24.39%.

The historical rank and industry rank for CB Bulgarian American Credit Bank AD's OCF Margin % or its related term are showing as below:

XBUL:BACB' s OCF Margin % Range Over the Past 10 Years
Min: -203.99   Med: 95.72   Max: 357.25
Current: -56.37


During the past 13 years, the highest OCF Margin % of CB Bulgarian American Credit Bank AD was 357.25%. The lowest was -203.99%. And the median was 95.72%.

XBUL:BACB's OCF Margin % is ranked worse than
87.77% of 1496 companies
in the Banks industry
Industry Median: 30.1 vs XBUL:BACB: -56.37


CB Bulgarian American Credit Bank AD OCF Margin % Related Terms


CB Bulgarian American Credit Bank AD OCF Margin % Historical Data

* Premium members only.

The historical data trend for CB Bulgarian American Credit Bank AD's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Bulgarian American Credit Bank AD OCF Margin % Chart

CB Bulgarian American Credit Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 357.25 317.19 67.55 -203.99 -64.03

CB Bulgarian American Credit Bank AD Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -937.45 -202.83 38.02 948.88 -893.48

XBUL:BACB vs PNC, USB: OCF Margin % Comparison

For the Banks - Regional subindustry, CB Bulgarian American Credit Bank AD's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Bulgarian American Credit Bank AD OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, CB Bulgarian American Credit Bank AD's OCF Margin % distribution charts can be found below:

* The bar in red indicates where CB Bulgarian American Credit Bank AD's OCF Margin % falls into.


XBUL:BACB
62GF Score
CB Bulgarian American Credit Bank AD XBUL:BACB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Bulgarian American Credit Bank AD OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

CB Bulgarian American Credit Bank AD's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-36.081/56.349
=-64.03 %

CB Bulgarian American Credit Bank AD's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=-176.614/19.767
=-893.48 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -893.48% mean?
CB Bulgarian American Credit Bank AD (XBUL:BACB) has a OCF Margin % of -893.48% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on CB Bulgarian American Credit Bank AD and its competitors. According to the industry distribution chart, CB Bulgarian American Credit Bank AD ranks #1313 out of 1496 companies in the Banks industry, placing it in the top 87.8%.
Is CB Bulgarian American Credit Bank AD's OCF Margin % too high?
CB Bulgarian American Credit Bank AD's current OCF Margin % is -893.48%. Based on the distribution chart, CB Bulgarian American Credit Bank AD ranks #1313 out of 1496 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CB Bulgarian American Credit Bank AD has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does CB Bulgarian American Credit Bank AD's OCF Margin % compare to PNC and USB?
According to the Banks industry distribution chart, CB Bulgarian American Credit Bank AD ranks #1313 out of 1496 companies for OCF Margin %. This places CB Bulgarian American Credit Bank AD in the lower half of its industry. The industry median OCF Margin % is 30.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.10, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on CB Bulgarian American Credit Bank AD and its competitors. For the Banks industry, the median OCF Margin % is 30.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Bulgarian American Credit Bank AD's current OCF Margin % is -893.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Bulgarian American Credit Bank AD stock overvalued right now?
Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD (XBUL:BACB) is currently considered Significantly Undervalued. The stock's GF Value™ is €10.89, compared to a current price of €6.05 — trading 44.4% below its estimated fair value. The current OCF Margin % is -893.48%. CB Bulgarian American Credit Bank AD's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For CB Bulgarian American Credit Bank AD (XBUL:BACB), the current OCF Margin % is -893.48% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Bulgarian American Credit Bank AD (XBUL:BACB) Overvalued in 2026?

Based on GuruFocus' analysis, CB Bulgarian American Credit Bank AD stock appears to be undervalued. The current stock price of €6.05 is trading 44.4% below its estimated GF Value™ of €10.89. GuruFocus considers CB Bulgarian American Credit Bank AD to be Significantly Undervalued.

Key valuation signals for XBUL:BACB:

  • OCF Margin %: -893.48%
  • GF Value™: €10.89 vs. price of €6.05 (44.4% below fair value)
  • GF Score™: 62/100 with 1 warning sign

No single metric tells the full story. See the XBUL:BACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Bulgarian American Credit Bank AD Business Description

Address 2 Slavyanska Street, Sofia, BGR, 1000
CB Bulgarian American Credit Bank AD is engaged in providing secured finance to small and medium-sized businesses in Bulgaria. The company has three segments: Construction, Real estate investments and land development, and Electricity production.
62GF Score

Get the complete analysis for XBUL:BACB

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.05
Price
€10.89
GF Value