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Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) Cyclically Adjusted PS Ratio : 2.58 (As of Apr. 28, 2024)


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What is Peoples Bancorp of North Carolina Cyclically Adjusted PS Ratio?

As of today (2024-04-28), Peoples Bancorp of North Carolina's current share price is $28.99. Peoples Bancorp of North Carolina's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $11.25. Peoples Bancorp of North Carolina's Cyclically Adjusted PS Ratio for today is 2.58.

The historical rank and industry rank for Peoples Bancorp of North Carolina's Cyclically Adjusted PS Ratio or its related term are showing as below:

PEBK' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.45   Med: 2.57   Max: 4.16
Current: 2.58

During the past years, Peoples Bancorp of North Carolina's highest Cyclically Adjusted PS Ratio was 4.16. The lowest was 1.45. And the median was 2.57.

PEBK's Cyclically Adjusted PS Ratio is ranked worse than
55.15% of 1184 companies
in the Banks industry
Industry Median: 2.38 vs PEBK: 2.58

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Peoples Bancorp of North Carolina's adjusted revenue per share data for the three months ended in Dec. 2023 was $3.103. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $11.25 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Peoples Bancorp of North Carolina Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Peoples Bancorp of North Carolina's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Bancorp of North Carolina Cyclically Adjusted PS Ratio Chart

Peoples Bancorp of North Carolina Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.77 2.57 2.85 3.08 2.75

Peoples Bancorp of North Carolina Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.94 1.65 1.97 2.75 -

Competitive Comparison of Peoples Bancorp of North Carolina's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Peoples Bancorp of North Carolina's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp of North Carolina's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp of North Carolina's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp of North Carolina's Cyclically Adjusted PS Ratio falls into.



Peoples Bancorp of North Carolina Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Peoples Bancorp of North Carolina's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=28.99/11.25
=2.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp of North Carolina's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Peoples Bancorp of North Carolina's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=3.103/129.4194*129.4194
=3.103

Current CPI (Dec. 2023) = 129.4194.

Peoples Bancorp of North Carolina Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201403 1.820 99.695 2.363
201406 1.833 100.560 2.359
201409 1.850 100.428 2.384
201412 1.846 99.070 2.412
201503 1.881 99.621 2.444
201506 1.839 100.684 2.364
201509 1.966 100.392 2.534
201512 2.018 99.792 2.617
201603 1.983 100.470 2.554
201606 1.995 101.688 2.539
201609 2.016 101.861 2.561
201612 2.097 101.863 2.664
201703 1.985 102.862 2.497
201706 2.112 103.349 2.645
201709 2.172 104.136 2.699
201712 2.174 104.011 2.705
201803 2.200 105.290 2.704
201806 2.266 106.317 2.758
201809 2.336 106.507 2.839
201812 2.403 105.998 2.934
201903 2.434 107.251 2.937
201906 2.494 108.070 2.987
201909 2.512 108.329 3.001
201912 2.535 108.420 3.026
202003 2.472 108.902 2.938
202006 2.478 108.767 2.949
202009 2.810 109.815 3.312
202012 2.678 109.897 3.154
202103 2.637 111.754 3.054
202106 2.727 114.631 3.079
202109 2.588 115.734 2.894
202112 2.602 117.630 2.863
202203 2.585 121.301 2.758
202206 2.755 125.017 2.852
202209 3.218 125.227 3.326
202212 3.349 125.222 3.461
202303 2.833 127.348 2.879
202306 3.167 128.729 3.184
202309 3.139 129.860 3.128
202312 3.103 129.419 3.103

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Peoples Bancorp of North Carolina  (NAS:PEBK) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Peoples Bancorp of North Carolina Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Peoples Bancorp of North Carolina's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Peoples Bancorp of North Carolina (Peoples Bancorp of North Carolina) Business Description

Traded in Other Exchanges
N/A
Address
518 West C Street, Newton, NC, USA, 28658
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Mooresville, Raleigh, and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
Executives
James S Abernethy director
Douglas S Howard director 518 WEST C. STREET, NEWTON NC 28658
Price Billy L Jr Dr director
Benjamin I Zachary director P O BOX 467, NEWTON NC 286580467
Lance A Sellers officer: EVP and Chief Credit Officer
William D Cable officer: EVP and COO P O BOX 467, NEWTON NC 286580467
Timothy Paul Turner officer: EVP, Chief Credit Officer PO BOX 467, NEWTON NC 28658
James Owen Perry officer: EVP Chief Retail Banking Offcr PO BOX 467, NEWTON NC 28658
Kim Boyd-leaks director, officer: Chief Banking Support Officer PO BOX 467, NEWTON NC 28658
Christine S Abernethy 10 percent owner 518 WEST C STREET, NEWTON NC 28658
Robert C Abernethy director, officer: Chairman P O BOX 467, NEWTON NC 286580467
A Joseph Lampron officer: EVP & CFO P O BOX 467, NEWTON NC 286580467
Jeffrey N. Hooper officer: EVP/Chief Financial Officer 518 WEST C ST, NEWTON NC 28658
Lineberger John W Jr director 2200 WEST LOOP STE 900, C/O IEC CO, HOUSTON TX 77027
William Gregory Terry director 218 SOUTH MAIN STREET, NEWTON NC 28658

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