PEBK (Peoples Bancorp of North Carolina) Institutional Ownership: 50.58% (As of Jul. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PEBK Peoples Bancorp of North Carolina Inc PEBK
64 GF Score
Price $42.67
GF Value $31.79
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Peoples Bancorp of North Carolina Institutional Ownership?

Peoples Bancorp of North Carolina PEBK -0.72% 64 Institutional Ownership is 50.58% as of Jul. 21, 2026. GuruFocus rates PEBK with a GF Score™ of 64/100 and a GF Value™ of $31.79 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Institutional ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Peoples Bancorp of North Carolina's institutional ownership is 50.58%.

Insider Ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Peoples Bancorp of North Carolina's Insider Ownership is 12.60%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Peoples Bancorp of North Carolina's Float Percentage Of Total Shares Outstanding is 85.08%.

Peoples Bancorp of North Carolina Institutional Ownership Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp of North Carolina's Institutional Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp of North Carolina Institutional Ownership Chart

Peoples Bancorp of North Carolina Historical Data

The historical data trend for Peoples Bancorp of North Carolina can be seen below:

2025-09-30 2025-10-31 2025-11-30 2025-12-31 2026-01-31 2026-02-28 2026-03-31 2026-04-30 2026-05-31 2026-06-30
Institutional Ownership 24.36 24.20 24.26 23.53 23.26 23.43 23.49 24.06 24.54 25.55
PEBK
64GF Score
Peoples Bancorp of North Carolina Inc PEBK
Institutional Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Peoples Bancorp of North Carolina Institutional Ownership Calculation

The percentage of shares that are owned by institutions out of the total shares outstanding.

What does a Institutional Ownership of 50.58% mean?
Peoples Bancorp of North Carolina (PEBK) has a Institutional Ownership of 50.58% as of Jul. 21, 2026. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Peoples Bancorp of North Carolina and its competitors.
Is Peoples Bancorp of North Carolina's Institutional Ownership too high?
Peoples Bancorp of North Carolina's current Institutional Ownership is 50.58%. Overall, Peoples Bancorp of North Carolina has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp of North Carolina's Institutional Ownership compare to FFMH and OPBK?
Peoples Bancorp of North Carolina's Institutional Ownership of 50.58% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Institutional Ownership for a Banks company?
A good Institutional Ownership depends on the Banks industry context. However, Institutional Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Institutional Ownership mean?
A high Institutional Ownership can signal that a stock is expensive relative to its fundamentals. Institutional ownership equals the percent of shares owned by financial institutions relative to total shares. View historical data on Peoples Bancorp of North Carolina and its competitors. Peoples Bancorp of North Carolina's current Institutional Ownership is 50.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp of North Carolina stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp of North Carolina (PEBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.79, compared to a current price of $42.67 — trading 34.2% above its estimated fair value. The current Institutional Ownership is 50.58%. Peoples Bancorp of North Carolina's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Institutional Ownership calculated?
Institutional Ownership is calculated from a company's financial statements. For Peoples Bancorp of North Carolina (PEBK), the current Institutional Ownership is 50.58% as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp of North Carolina (PEBK) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp of North Carolina stock appears to be overvalued. The current stock price of $42.67 is trading 34.2% above its estimated GF Value™ of $31.79. GuruFocus considers Peoples Bancorp of North Carolina to be Significantly Overvalued.

Key valuation signals for PEBK:

  • Institutional Ownership: 50.58%
  • GF Value™: $31.79 vs. price of $42.67 (34.2% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the PEBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Bancorp of North Carolina Business Description

Address 518 West C Street, Newton, NC, USA, 28658
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
64GF Score

Get the complete analysis for PEBK

Institutional Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.67
Price
$31.79
GF Value