PEBK (Peoples Bancorp of North Carolina) Cash per Share: $11.44 (As of Jun. 2026)

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PEBK Peoples Bancorp of North Carolina Inc PEBK
64 GF Score
Price $43.85
GF Value $32.41
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Peoples Bancorp of North Carolina Cash per Share?

Peoples Bancorp of North Carolina PEBK +0.78% 64 Cash per Share is $11.44 as of Jun. 2026. GuruFocus rates PEBK with a GF Score™ of 64/100 and a GF Value™ of $32.41 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). Peoples Bancorp of North Carolina's Cash per Share for the quarter that ended in Jun. 2026 was $11.44.

Peoples Bancorp of North Carolina  (NAS:PEBK) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

Peoples Bancorp of North Carolina Cash per Share Related Terms

Peoples Bancorp of North Carolina Cash per Share Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp of North Carolina's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp of North Carolina Cash per Share Chart

Peoples Bancorp of North Carolina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.01 12.70 15.34 11.18 10.95

Peoples Bancorp of North Carolina Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.21 22.04 10.95 11.54 11.44
PEBK
64GF Score
Peoples Bancorp of North Carolina Inc PEBK
Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp of North Carolina Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

Peoples Bancorp of North Carolina's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=58.105/5.31
=10.94

Peoples Bancorp of North Carolina's Cash per Share for the quarter that ended in Jun. 2026 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=60.877/5.32
=11.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash per Share →
What does a Cash per Share of $11.44 mean?
Peoples Bancorp of North Carolina (PEBK) has a Cash per Share of $11.44 as of Jun. 2026. Cash per share is the per-share value of a company's available cash. View historical data for Peoples Bancorp of North Carolina and its competitors.
Is Peoples Bancorp of North Carolina's Cash per Share too high?
Peoples Bancorp of North Carolina's current Cash per Share is $11.44. Overall, Peoples Bancorp of North Carolina has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp of North Carolina's Cash per Share compare to CZWI and INBK?
Peoples Bancorp of North Carolina's Cash per Share of $11.44 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash per Share for a Banks company?
A good Cash per Share depends on the Banks industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash per Share mean?
A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for Peoples Bancorp of North Carolina and its competitors. Peoples Bancorp of North Carolina's current Cash per Share is $11.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp of North Carolina stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp of North Carolina (PEBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $32.41, compared to a current price of $43.85 — trading 35.3% above its estimated fair value. The current Cash per Share is $11.44. Peoples Bancorp of North Carolina's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash per Share calculated?
Cash per Share is calculated from a company's financial statements. For Peoples Bancorp of North Carolina (PEBK), the current Cash per Share is $11.44 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp of North Carolina (PEBK) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp of North Carolina stock appears to be overvalued. The current stock price of $43.85 is trading 35.3% above its estimated GF Value™ of $32.41. GuruFocus considers Peoples Bancorp of North Carolina to be Significantly Overvalued.

Key valuation signals for PEBK:

  • Cash per Share: $11.44
  • GF Value™: $32.41 vs. price of $43.85 (35.3% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the PEBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Bancorp of North Carolina Business Description

Address 518 West C Street, Newton, NC, USA, 28658
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
64GF Score

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Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.85
Price
$32.41
GF Value