PEBK (Peoples Bancorp of North Carolina) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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PEBK Peoples Bancorp of North Carolina Inc PEBK
64 GF Score
Price $43.47
GF Value $31.77
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Peoples Bancorp of North Carolina ROC (Joel Greenblatt) %?

Peoples Bancorp of North Carolina PEBK +2.21% 64 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates PEBK with a GF Score™ of 64/100 and a GF Value™ of $31.77 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 46 Banks companies, Peoples Bancorp of North Carolina ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

PEBK
64GF Score
Peoples Bancorp of North Carolina Inc PEBK
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Peoples Bancorp of North Carolina (PEBK) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Peoples Bancorp of North Carolina and its competitors. According to the industry distribution chart, Peoples Bancorp of North Carolina ranks #999999 out of 46 companies in the Banks industry.
Is Peoples Bancorp of North Carolina's ROC (Joel Greenblatt) % too high?
Peoples Bancorp of North Carolina's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Peoples Bancorp of North Carolina ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Peoples Bancorp of North Carolina has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp of North Carolina's ROC (Joel Greenblatt) % compare to FFMH and OPBK?
According to the Banks industry distribution chart, Peoples Bancorp of North Carolina ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Peoples Bancorp of North Carolina in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Peoples Bancorp of North Carolina and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp of North Carolina's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp of North Carolina stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp of North Carolina (PEBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.77, compared to a current price of $43.47 — trading 36.8% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Peoples Bancorp of North Carolina's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Peoples Bancorp of North Carolina (PEBK), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp of North Carolina (PEBK) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp of North Carolina stock appears to be overvalued. The current stock price of $43.47 is trading 36.8% above its estimated GF Value™ of $31.77. GuruFocus considers Peoples Bancorp of North Carolina to be Significantly Overvalued.

Key valuation signals for PEBK:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $31.77 vs. price of $43.47 (36.8% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the PEBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Bancorp of North Carolina Business Description

Address 518 West C Street, Newton, NC, USA, 28658
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
64GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.47
Price
$31.77
GF Value