PEBK (Peoples Bancorp of North Carolina) Interest Expense: $-24.35 Mil (TTM As of Mar. 2026)


PEBK Peoples Bancorp of North Carolina Inc PEBK
64 GF Score
Price $43.52
GF Value $31.72
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Peoples Bancorp of North Carolina Interest Expense?

Peoples Bancorp of North Carolina PEBK -1.07% 64 Interest Expense is $-24.35 Mil as of Mar. 2026. GuruFocus rates PEBK with a GF Score™ of 64/100 and a GF Value™ of $31.72 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Peoples Bancorp of North Carolina's interest expense for the three months ended in Mar. 2026 was $ -5.77 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-24.35 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Peoples Bancorp of North Carolina's Operating Income for the three months ended in Mar. 2026 was $ Mil. Peoples Bancorp of North Carolina's Interest Expense for the three months ended in Mar. 2026 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Peoples Bancorp of North Carolina Interest Expense Historical Data

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The historical data trend for Peoples Bancorp of North Carolina's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp of North Carolina Interest Expense Chart

Peoples Bancorp of North Carolina Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.21 -3.32 -17.14 -26.65 -24.60

Peoples Bancorp of North Carolina Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.03 -6.12 -6.29 -6.17 -5.77
PEBK
64GF Score
Peoples Bancorp of North Carolina Inc PEBK
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp of North Carolina Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-24.35 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-24.35 Mil mean?
Peoples Bancorp of North Carolina (PEBK) has a Interest Expense of $-24.35 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Peoples Bancorp of North Carolina and its competitors.
Is Peoples Bancorp of North Carolina's Interest Expense too high?
Peoples Bancorp of North Carolina's current Interest Expense is $-24.35 Mil. Overall, Peoples Bancorp of North Carolina has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp of North Carolina's Interest Expense compare to FFMH and OPBK?
Peoples Bancorp of North Carolina's Interest Expense of $-24.35 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Peoples Bancorp of North Carolina and its competitors. Peoples Bancorp of North Carolina's current Interest Expense is $-24.35 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp of North Carolina stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp of North Carolina (PEBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.72, compared to a current price of $43.52 — trading 37.2% above its estimated fair value. The current Interest Expense is $-24.35 Mil. Peoples Bancorp of North Carolina's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Peoples Bancorp of North Carolina (PEBK), the current Interest Expense is $-24.35 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp of North Carolina (PEBK) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp of North Carolina stock appears to be overvalued. The current stock price of $43.52 is trading 37.2% above its estimated GF Value™ of $31.72. GuruFocus considers Peoples Bancorp of North Carolina to be Significantly Overvalued.

Key valuation signals for PEBK:

  • Interest Expense: $-24.35 Mil
  • GF Value™: $31.72 vs. price of $43.52 (37.2% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the PEBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Bancorp of North Carolina Business Description

Address 518 West C Street, Newton, NC, USA, 28658
Peoples Bancorp of North Carolina Inc is a bank holding company. It is a state-chartered commercial bank serving Lincolnton, Newton, Denver, Catawba, Conover, Maiden, Claremont, Hiddenite, Hickory, Charlotte, Cornelius, Raleigh and Cary, North Carolina. It has a diversified loan portfolio with no foreign loans and few agricultural loans. The company's main source of income is dividends declared and paid by the Bank on its capital stock.
64GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$43.52
Price
$31.72
GF Value