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High Templar TechHTT +2.02%46 Days Inventory is 2,166.56 as of Dec. 2025, which is 4623% above its 10-year median of 45.87. GuruFocus rates HTT with a GF Score™ of 46/100 and a GF Value™ of $0.54 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 102 Credit Services companies, High Templar Tech ranks worse than 81.37% on this metric.
The historical rank and industry rank for High Templar Tech's Days Inventory or its related term are showing as below:
HTT'
s Days Inventory Range Over the Past 10 Years
Min: 17.08 Med: 45.87 Max: 319.21
Current: 319.21
During the past 11 years, High Templar Tech's highest Days Inventory was 319.21. The lowest was 17.08. And the median was 45.87.
HTT's Days Inventory is ranked worse than 81.37% of 102
companies
in the Credit Services industry
Industry Median: 54.435
vs HTT: 319.21
High Templar Tech's Days Inventory
increased
from Dec. 2024 (20.36) to Dec. 2025 (2,166.56).
It might indicate that High Templar Tech's sales slowed down.
Warning Sign:
If a company builds up inventory, it may mean it is having difficulties selling its goods.
Inventory Turnover measures how fast the company turns over its inventory within a year.
High Templar Tech's Inventory Turnover for the
three
months ended in Dec. 2025 was 0.04.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
High Templar Tech's Inventory-to-Revenue for the
three
months ended in Dec. 2025 was 17.29.
High Templar Tech (NYSE:HTT) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
High Templar Tech's Inventory Turnover for the
three
months ended in Dec. 2025 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
High Templar Tech's Inventory to Revenue for the
three
months ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
High Templar Tech Days Inventory Related Terms
High Templar Tech Days Inventory Historical Data
* Premium members only.
The historical data trend for High Templar Tech's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, High Templar Tech's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
High Templar Tech Days Inventory vs Credit Services Industry
For the Credit Services industry and Financial Services sector, High Templar Tech's Days Inventory distribution charts can be found below:
* The bar in red indicates where High Templar Tech's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
High Templar Tech (HTT) has a Days Inventory of 2,166.56 as of Dec. 2025. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on High Templar Tech and its competitors. This is 4623% above median its historical median of 45.87. Over the past decade, High Templar Tech's Days Inventory has ranged from 17.08 to 319.21. According to the industry distribution chart, High Templar Tech ranks #83 out of 102 companies in the Credit Services industry, placing it in the top 81.4%.
Is High Templar Tech's Days Inventory too high?
High Templar Tech's current Days Inventory of 2,166.56 is 4623% above median its 10-year median of 45.87. Over the past 10 years, this metric has ranged from a low of 17.08 to a high of 319.21. The Credit Services industry median Days Inventory is 54.44. High Templar Tech's value of 2,166.56 is 3880.1% above this industry median. Based on the distribution chart, High Templar Tech ranks #83 out of 102 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, High Templar Tech has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Templar Tech's Days Inventory compare to LPRO and RM?
According to the Credit Services industry distribution chart, High Templar Tech ranks #83 out of 102 companies for Days Inventory. This places High Templar Tech in the lower half of its industry. The industry median Days Inventory is 54.44. High Templar Tech's value of 2,166.56 is 3880.1% above this benchmark. Historically, High Templar Tech's own Days Inventory has ranged from 17.08 to 319.21 over the past decade. While the company's 10-year median is 45.87 vs. the industry median of 54.44, High Templar Tech has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Credit Services company?
The median Days Inventory among Credit Services companies is 54.44, based on 102 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. High Templar Tech's current Days Inventory of 2,166.56 is 3880.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on High Templar Tech and its competitors. For the Credit Services industry, the median Days Inventory is 54.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. High Templar Tech's current Days Inventory is 2,166.56, which is 4623% above median its own 10-year median of 45.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Templar Tech stock overvalued right now?
Based on GuruFocus' analysis, High Templar Tech (HTT) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.54, compared to a current price of $2.53 — trading 368.5% above its estimated fair value. The current Days Inventory is 2,166.56, which is 4623% above median its 10-year median of 45.87 and 3880.1% above the Credit Services industry median of 54.44. High Templar Tech's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For High Templar Tech (HTT), the current Days Inventory is 2,166.56 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is High Templar Tech (HTT) Overvalued in 2026?
Based on GuruFocus' analysis, High Templar Tech stock appears to be overvalued.
The current stock price of $2.53 is trading 368.5% above its estimated GF Value™ of $0.54.
GuruFocus considers High Templar Tech to be Significantly Overvalued.
Key valuation signals for HTT:
Days Inventory: 2,166.56 (4623% above median its 10-year median of 45.87)
GF Value™: $0.54 vs. price of $2.53 (368.5% above fair value)
Industry Position: 3880.1% above the Credit Services median (#83 of 102)
No single metric tells the full story. See the HTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
High Templar Tech Ltd is an enabler of financial technology. High Templar is focusing on exploring business opportunities globally to satisfy clients' demand by leveraging its technology know-how and financial service capabilities. The company focus empowering financial institutions with its technological capabilities, helping them improve marketing and operational efficiency and efficiently connect their diverse financial products with online traffic.
46GF Score
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