HTT (High Templar Tech) Tariff Resilience Score: 8/10 (As of Aug. 07, 2026)

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HTT High Templar Tech Ltd HTT
46 GF Score
Price $2.53
GF Value $0.54
Valuation Significantly Overvalued
! 6 Warning Signs
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What is High Templar Tech Tariff Resilience Score?

High Templar Tech HTT +2.02% 46 Tariff Resilience Score is 8 as of Aug. 07, 2026. GuruFocus rates HTT with a GF Score™ of 46/100 and a GF Value™ of $0.54 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 568 Credit Services companies, High Templar Tech ranks better than 95.6% on this metric.

High Templar Tech has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

High Templar Tech has Qudian, a Chinese fintech company, has limited direct exposure to tariffs. Its focus on domestic consumer finance reduces international trade risks. Historical tariff changes have had minimal impact on its operations.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes High Templar Tech might have Highly Resilient.

High Templar Tech  (NYSE:HTT) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

High Templar Tech Tariff Resilience Score Related Terms

HTT vs LPRO, RM, OPRT: Tariff Resilience Score Comparison

For the Credit Services subindustry, High Templar Tech's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

High Templar Tech Tariff Resilience Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, High Templar Tech's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where High Templar Tech's Tariff Resilience Score falls into.


HTT
46GF Score
High Templar Tech Ltd HTT
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
High Templar Tech (HTT) has a Tariff Resilience Score of 8 as of Aug. 07, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, High Templar Tech ranks #25 out of 568 companies in the Credit Services industry, placing it in the top 4.4%.
Is High Templar Tech's Tariff Resilience Score too high?
High Templar Tech's current Tariff Resilience Score is 8. Based on the distribution chart, High Templar Tech ranks #25 out of 568 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, High Templar Tech has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Templar Tech's Tariff Resilience Score compare to LPRO and RM?
According to the Credit Services industry distribution chart, High Templar Tech ranks #25 out of 568 companies for Tariff Resilience Score. This places High Templar Tech in the top 4% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Credit Services company?
A good Tariff Resilience Score depends on the Credit Services industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. High Templar Tech's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Templar Tech stock overvalued right now?
Based on GuruFocus' analysis, High Templar Tech (HTT) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.54, compared to a current price of $2.53 — trading 368.5% above its estimated fair value. The current Tariff Resilience Score is 8. High Templar Tech's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For High Templar Tech (HTT), the current Tariff Resilience Score is 8 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Templar Tech (HTT) Overvalued in 2026?

Based on GuruFocus' analysis, High Templar Tech stock appears to be overvalued. The current stock price of $2.53 is trading 368.5% above its estimated GF Value™ of $0.54. GuruFocus considers High Templar Tech to be Significantly Overvalued.

Key valuation signals for HTT:

  • Tariff Resilience Score: 8
  • GF Value™: $0.54 vs. price of $2.53 (368.5% above fair value)
  • GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the HTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

High Templar Tech Business Description

Other Exchanges 0A2T:UK
Address No. 101, Meishe Road, Meilin Street, Fujian Province, Xiamen, CHN, 361000
High Templar Tech Ltd is an enabler of financial technology. High Templar is focusing on exploring business opportunities globally to satisfy clients' demand by leveraging its technology know-how and financial service capabilities. The company focus empowering financial institutions with its technological capabilities, helping them improve marketing and operational efficiency and efficiently connect their diverse financial products with online traffic.
46GF Score

Get the complete analysis for HTT

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.53
Price
$0.54
GF Value