Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
High Templar TechHTT +1.61%46 5-Year Yield-on-Cost % is 0.00 as of Aug. 07, 2026. GuruFocus rates HTT with a GF Score™ of 46/100 and a GF Value™ of $0.54 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 211 Credit Services companies, High Templar Tech ranks worse than 473933.18% on this metric.
High Templar Tech's yield on cost for the quarter that ended in Dec. 2025 was 0.00.
The historical rank and industry rank for High Templar Tech's 5-Year Yield-on-Cost % or its related term are showing as below:
HTT's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.55 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
High Templar Tech (NYSE:HTT) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
High Templar Tech 5-Year Yield-on-Cost % Related Terms
HTT vs LPRO, RM, OPRT: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, High Templar Tech's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
High Templar Tech 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, High Templar Tech's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where High Templar Tech's 5-Year Yield-on-Cost % falls into.
High Templar Tech 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
High Templar Tech (HTT) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on High Templar Tech and its competitors. According to the industry distribution chart, High Templar Tech ranks #999999 out of 211 companies in the Credit Services industry.
Is High Templar Tech's 5-Year Yield-on-Cost % too high?
High Templar Tech's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, High Templar Tech ranks #999999 out of 211 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, High Templar Tech has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Templar Tech's 5-Year Yield-on-Cost % compare to LPRO and RM?
According to the Credit Services industry distribution chart, High Templar Tech ranks #999999 out of 211 companies for 5-Year Yield-on-Cost %. This places High Templar Tech in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.55, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on High Templar Tech and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. High Templar Tech's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Templar Tech stock overvalued right now?
Based on GuruFocus' analysis, High Templar Tech (HTT) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.54, compared to a current price of $2.52 — trading 366.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. High Templar Tech's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For High Templar Tech (HTT), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is High Templar Tech (HTT) Overvalued in 2026?
Based on GuruFocus' analysis, High Templar Tech stock appears to be overvalued.
The current stock price of $2.52 is trading 366.7% above its estimated GF Value™ of $0.54.
GuruFocus considers High Templar Tech to be Significantly Overvalued.
Key valuation signals for HTT:
5-Year Yield-on-Cost %: 0.00
GF Value™: $0.54 vs. price of $2.52 (366.7% above fair value)
No single metric tells the full story. See the HTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
High Templar Tech Ltd is an enabler of financial technology. High Templar is focusing on exploring business opportunities globally to satisfy clients' demand by leveraging its technology know-how and financial service capabilities. The company focus empowering financial institutions with its technological capabilities, helping them improve marketing and operational efficiency and efficiently connect their diverse financial products with online traffic.
46GF Score
Get the complete analysis for HTT
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HTT has been successfully added to your 
