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High Templar TechHTT -1.13%46 Price-to-Tangible-Book is 0.25 as of Aug. 29, 2026. GuruFocus rates HTT with a GF Score™ of 46/100 and a GF Value™ of $0.53 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 514 Credit Services companies, High Templar Tech ranks better than 93.39% on this metric.
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
High Templar Tech Price-to-Tangible-Book Related Terms
High Templar Tech Price-to-Tangible-Book Historical Data
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The historical data trend for High Templar Tech's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HTT vs LPRO, RM, OPRT: Price-to-Tangible-Book Comparison
For the Credit Services subindustry, High Templar Tech's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
High Templar Tech Price-to-Tangible-Book vs Credit Services Industry
For the Credit Services industry and Financial Services sector, High Templar Tech's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where High Templar Tech's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
High Templar Tech (HTT) has a Price-to-Tangible-Book of 0.25 as of Aug. 29, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on High Templar Tech and its competitors. According to the industry distribution chart, High Templar Tech ranks #34 out of 514 companies in the Credit Services industry, placing it in the top 6.6%.
Is High Templar Tech's Price-to-Tangible-Book too high?
High Templar Tech's current Price-to-Tangible-Book is 0.25. The Credit Services industry median Price-to-Tangible-Book is 1.12. High Templar Tech's value of 0.25 is 77.7% below this industry median. Based on the distribution chart, High Templar Tech ranks #34 out of 514 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, High Templar Tech has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Templar Tech's Price-to-Tangible-Book compare to LPRO and RM?
According to the Credit Services industry distribution chart, High Templar Tech ranks #34 out of 514 companies for Price-to-Tangible-Book. This places High Templar Tech in the top 7% of its industry — outperforming the majority of peers. The industry median Price-to-Tangible-Book is 1.12. High Templar Tech's value of 0.25 is 77.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Credit Services company?
The median Price-to-Tangible-Book among Credit Services companies is 1.12, based on 514 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. High Templar Tech's current Price-to-Tangible-Book of 0.25 is 77.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on High Templar Tech and its competitors. For the Credit Services industry, the median Price-to-Tangible-Book is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. High Templar Tech's current Price-to-Tangible-Book is 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Templar Tech stock overvalued right now?
Based on GuruFocus' analysis, High Templar Tech (HTT) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.53, compared to a current price of $2.63 — trading 396.2% above its estimated fair value. The current Price-to-Tangible-Book is 0.25 and 77.7% below the Credit Services industry median of 1.12. High Templar Tech's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For High Templar Tech (HTT), the current Price-to-Tangible-Book is 0.25 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is High Templar Tech (HTT) Overvalued in 2026?
Based on GuruFocus' analysis, High Templar Tech stock appears to be overvalued.
The current stock price of $2.63 is trading 396.2% above its estimated GF Value™ of $0.53.
GuruFocus considers High Templar Tech to be Significantly Overvalued.
Key valuation signals for HTT:
Price-to-Tangible-Book: 0.25
GF Value™: $0.53 vs. price of $2.63 (396.2% above fair value)
Industry Position: 77.7% below the Credit Services median (#34 of 514)
No single metric tells the full story. See the HTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
High Templar Tech Ltd is an enabler of financial technology. High Templar is focusing on exploring business opportunities globally to satisfy clients' demand by leveraging its technology know-how and financial service capabilities. The company focus empowering financial institutions with its technological capabilities, helping them improve marketing and operational efficiency and efficiently connect their diverse financial products with online traffic.
46GF Score
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