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High Templar TechHTT +2.82%46 3-Year Share Buyback Ratio is 12.30 as of Dec. 2025, which is 59% above its 10-year median of 7.75. GuruFocus rates HTT with a GF Score™ of 46/100 and a GF Value™ of $0.54 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 282 Credit Services companies, High Templar Tech ranks better than 98.94% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. High Templar Tech's current 3-Year Share Buyback Ratio was 12.30%.
The historical rank and industry rank for High Templar Tech's 3-Year Share Buyback Ratio or its related term are showing as below:
HTT'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: 2.9 Med: 7.75 Max: 12.7
Current: 12.3
During the past 11 years, High Templar Tech's highest 3-Year Share Buyback Ratio was 12.70%. The lowest was 2.90%. And the median was 7.75%.
HTT's 3-Year Share Buyback Ratio is ranked better than 98.94% of 282
companies
in the Credit Services industry
Industry Median: -3.15
vs HTT: 12.30
High Templar Tech (NYSE:HTT) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
High Templar Tech 3-Year Share Buyback Ratio Related Terms
HTT vs LPRO, RM, OPRT: 3-Year Share Buyback Ratio Comparison
For the Credit Services subindustry, High Templar Tech's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
High Templar Tech 3-Year Share Buyback Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, High Templar Tech's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where High Templar Tech's 3-Year Share Buyback Ratio falls into.
High Templar Tech 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 12.30 mean?
High Templar Tech (HTT) has a 3-Year Share Buyback Ratio of 12.30 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for High Templar Tech and its competitors. This is 59% above median its historical median of 7.75. Over the past decade, High Templar Tech's 3-Year Share Buyback Ratio has ranged from 2.90 to 12.70. According to the industry distribution chart, High Templar Tech ranks #3 out of 282 companies in the Credit Services industry, placing it in the top 1.1%.
Is High Templar Tech's 3-Year Share Buyback Ratio too high?
High Templar Tech's current 3-Year Share Buyback Ratio of 12.30 is 59% above median its 10-year median of 7.75. Over the past 10 years, this metric has ranged from a low of 2.90 to a high of 12.70. Based on the distribution chart, High Templar Tech ranks #3 out of 282 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, High Templar Tech has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Templar Tech's 3-Year Share Buyback Ratio compare to LPRO and RM?
According to the Credit Services industry distribution chart, High Templar Tech ranks #3 out of 282 companies for 3-Year Share Buyback Ratio. This places High Templar Tech in the top 1% of its industry — outperforming the majority of peers. Historically, High Templar Tech's own 3-Year Share Buyback Ratio has ranged from 2.90 to 12.70 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Credit Services company?
A good 3-Year Share Buyback Ratio depends on the Credit Services industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for High Templar Tech and its competitors. High Templar Tech's current 3-Year Share Buyback Ratio is 12.30, which is 59% above median its own 10-year median of 7.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Templar Tech stock overvalued right now?
Based on GuruFocus' analysis, High Templar Tech (HTT) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.54, compared to a current price of $2.55 — trading 372.2% above its estimated fair value. The current 3-Year Share Buyback Ratio is 12.30, which is 59% above median its 10-year median of 7.75. High Templar Tech's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For High Templar Tech (HTT), the current 3-Year Share Buyback Ratio is 12.30 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is High Templar Tech (HTT) Overvalued in 2026?
Based on GuruFocus' analysis, High Templar Tech stock appears to be overvalued.
The current stock price of $2.55 is trading 372.2% above its estimated GF Value™ of $0.54.
GuruFocus considers High Templar Tech to be Significantly Overvalued.
Key valuation signals for HTT:
3-Year Share Buyback Ratio: 12.30 (59% above median its 10-year median of 7.75)
GF Value™: $0.54 vs. price of $2.55 (372.2% above fair value)
No single metric tells the full story. See the HTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
High Templar Tech Ltd is an enabler of financial technology. High Templar is focusing on exploring business opportunities globally to satisfy clients' demand by leveraging its technology know-how and financial service capabilities. The company focus empowering financial institutions with its technological capabilities, helping them improve marketing and operational efficiency and efficiently connect their diverse financial products with online traffic.
46GF Score
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