HTT (High Templar Tech) Pre-Tax Income: $102.79 Mil (TTM As of Dec. 2025)

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HTT High Templar Tech Ltd HTT
46 GF Score
Price $2.55
GF Value $0.54
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is High Templar Tech Pre-Tax Income?

High Templar Tech HTT +2.82% 46 Pre-Tax Income is $102.79 Mil as of Dec. 2025. GuruFocus rates HTT with a GF Score™ of 46/100 and a GF Value™ of $0.54 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. High Templar Tech's pretax income for the three months ended in Dec. 2025 was $-21.91 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $102.79 Mil. High Templar Tech's pretax margin was -4,879.96%.

During the past 11 years, High Templar Tech's highest Pretax Margin was 1807.09%. The lowest was -46.69%. And the median was 49.72%.


High Templar Tech  (NYSE:HTT) Pre-Tax Income Explanation

High Templar Tech's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=-21.911/0.449
=-4,879.96%

During the past 11 years, High Templar Tech's highest Pretax Margin was 1807.09%. The lowest was -46.69%. And the median was 49.72%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


High Templar Tech Pre-Tax Income Related Terms


High Templar Tech Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for High Templar Tech's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

High Templar Tech Pre-Tax Income Chart

High Templar Tech Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 132.89 -38.67 14.21 21.64 104.97

High Templar Tech Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.52 20.71 48.09 55.90 -21.91

HTT vs LPRO, RM, OPRT: Pre-Tax Income Comparison

For the Credit Services subindustry, High Templar Tech's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


High Templar Tech Pre-Tax Income vs Credit Services Industry

For the Credit Services industry and Financial Services sector, High Templar Tech's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where High Templar Tech's Pre-Tax Income falls into.


HTT
46GF Score
High Templar Tech Ltd HTT
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

High Templar Tech Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

High Templar Tech's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=-48.859+137.996+0+15.831+-0.0010000000000048
=104.97

High Templar Tech's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=-15.252+123.365+0+-130.024+0
=-21.91

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $102.79 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $102.79 Mil mean?
High Templar Tech (HTT) has a Pre-Tax Income of $102.79 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on High Templar Tech and its competitors.
Is High Templar Tech's Pre-Tax Income too high?
High Templar Tech's current Pre-Tax Income is $102.79 Mil. Overall, High Templar Tech has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Templar Tech's Pre-Tax Income compare to LPRO and RM?
High Templar Tech's Pre-Tax Income of $102.79 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Credit Services company?
A good Pre-Tax Income depends on the Credit Services industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on High Templar Tech and its competitors. High Templar Tech's current Pre-Tax Income is $102.79 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Templar Tech stock overvalued right now?
Based on GuruFocus' analysis, High Templar Tech (HTT) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.54, compared to a current price of $2.55 — trading 372.2% above its estimated fair value. The current Pre-Tax Income is $102.79 Mil. High Templar Tech's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For High Templar Tech (HTT), the current Pre-Tax Income is $102.79 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is High Templar Tech (HTT) Overvalued in 2026?

Based on GuruFocus' analysis, High Templar Tech stock appears to be overvalued. The current stock price of $2.55 is trading 372.2% above its estimated GF Value™ of $0.54. GuruFocus considers High Templar Tech to be Significantly Overvalued.

Key valuation signals for HTT:

  • Pre-Tax Income: $102.79 Mil
  • GF Value™: $0.54 vs. price of $2.55 (372.2% above fair value)
  • GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the HTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


High Templar Tech Business Description

Other Exchanges 0A2T:UK
Address No. 101, Meishe Road, Meilin Street, Fujian Province, Xiamen, CHN, 361000
High Templar Tech Ltd is an enabler of financial technology. High Templar is focusing on exploring business opportunities globally to satisfy clients' demand by leveraging its technology know-how and financial service capabilities. The company focus empowering financial institutions with its technological capabilities, helping them improve marketing and operational efficiency and efficiently connect their diverse financial products with online traffic.
46GF Score

Get the complete analysis for HTT

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.55
Price
$0.54
GF Value