Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
High Templar TechHTT +2.02%46 EV-to-EBITDA is 11.62 as of Aug. 07, 2026, which is 28% above its 10-year median of 9.05. GuruFocus rates HTT with a GF Score™ of 46/100 and a GF Value™ of $0.54 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 328 Credit Services companies, High Templar Tech ranks better than 68.9% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, High Templar Tech's enterprise value is $-560.68 Mil.
High Templar Tech's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $-48.24 Mil. Therefore, High Templar Tech's EV-to-EBITDA for today is 11.62.
The historical rank and industry rank for High Templar Tech's EV-to-EBITDA or its related term are showing as below:
HTT'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -29.89 Med: 9.05 Max: 36.57
Current: 11.62
During the past 11 years, the highest EV-to-EBITDA of High Templar Tech was 36.57. The lowest was -29.89. And the median was 9.05.
HTT's EV-to-EBITDA is ranked better than 68.9% of 328
companies
in the Credit Services industry
Industry Median: 21.27
vs HTT: 11.62
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
High Templar Tech (NYSE:HTT) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
High Templar Tech's PE Ratio (TTM) for today is calculated as:
High Templar Tech's share price for today is $2.53.
High Templar Tech's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.580.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for High Templar Tech's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, High Templar Tech's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
High Templar Tech EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, High Templar Tech's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where High Templar Tech's EV-to-EBITDA falls into.
High Templar Tech's current Enterprise Value is $-560.68 Mil.
High Templar Tech's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-48.24 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
High Templar Tech (HTT) has a EV-to-EBITDA of 11.62 as of Aug. 07, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on High Templar Tech. This is 28% above median its historical median of 9.05. According to the industry distribution chart, High Templar Tech ranks #102 out of 328 companies in the Credit Services industry, placing it in the top 31.1%.
Is High Templar Tech's EV-to-EBITDA too high?
High Templar Tech's current EV-to-EBITDA of 11.62 is 28% above median its 10-year median of 9.05. The Credit Services industry median EV-to-EBITDA is 21.27. High Templar Tech's value of 11.62 is 45.4% below this industry median. Based on the distribution chart, High Templar Tech ranks #102 out of 328 companies in the Credit Services industry, which is above the industry midpoint. Overall, High Templar Tech has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does High Templar Tech's EV-to-EBITDA compare to LPRO and RM?
According to the Credit Services industry distribution chart, High Templar Tech ranks #102 out of 328 companies for EV-to-EBITDA. This puts High Templar Tech in the upper half of its industry. The industry median EV-to-EBITDA is 21.27. High Templar Tech's value of 11.62 is 45.4% below this benchmark. While the company's 10-year median is 9.05 vs. the industry median of 21.27, High Templar Tech has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.27, based on 328 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. High Templar Tech's current EV-to-EBITDA of 11.62 is 45.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on High Templar Tech. For the Credit Services industry, the median EV-to-EBITDA is 21.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. High Templar Tech's current EV-to-EBITDA is 11.62, which is 28% above median its own 10-year median of 9.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is High Templar Tech stock overvalued right now?
Based on GuruFocus' analysis, High Templar Tech (HTT) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.54, compared to a current price of $2.53 — trading 368.5% above its estimated fair value. The current EV-to-EBITDA is 11.62, which is 28% above median its 10-year median of 9.05 and 45.4% below the Credit Services industry median of 21.27. High Templar Tech's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For High Templar Tech (HTT), the current EV-to-EBITDA is 11.62 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is High Templar Tech (HTT) Overvalued in 2026?
Based on GuruFocus' analysis, High Templar Tech stock appears to be overvalued.
The current stock price of $2.53 is trading 368.5% above its estimated GF Value™ of $0.54.
GuruFocus considers High Templar Tech to be Significantly Overvalued.
Key valuation signals for HTT:
EV-to-EBITDA: 11.62 (28% above median its 10-year median of 9.05)
GF Value™: $0.54 vs. price of $2.53 (368.5% above fair value)
Industry Position: 45.4% below the Credit Services median (#102 of 328)
No single metric tells the full story. See the HTT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
High Templar Tech Ltd is an enabler of financial technology. High Templar is focusing on exploring business opportunities globally to satisfy clients' demand by leveraging its technology know-how and financial service capabilities. The company focus empowering financial institutions with its technological capabilities, helping them improve marketing and operational efficiency and efficiently connect their diverse financial products with online traffic.
46GF Score
Get the complete analysis for HTT
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HTT has been successfully added to your 
