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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Paycloud HoldingsTSE:4015 -0.58%70 Days Inventory is 35.46 as of Feb. 2026, which is 78% above its 10-year median of 19.96. GuruFocus rates TSE:4015 with a GF Score™ of 70/100 and a GF Value™ of 円907.54 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 1,670 Software companies, Paycloud Holdings ranks worse than 57.25% on this metric.
The historical rank and industry rank for Paycloud Holdings's Days Inventory or its related term are showing as below:
TSE:4015'
s Days Inventory Range Over the Past 10 Years
Min: 0.58 Med: 19.96 Max: 131.01
Current: 29.64
During the past 8 years, Paycloud Holdings's highest Days Inventory was 131.01. The lowest was 0.58. And the median was 19.96.
TSE:4015's Days Inventory is ranked worse than 57.25% of 1670
companies
in the Software industry
Industry Median: 19.645
vs TSE:4015: 29.64
Paycloud Holdings's Days Inventory
increased
from Feb. 2025 (30.28) to Feb. 2026 (35.46).
It might indicate that Paycloud Holdings's sales slowed down.
Warning Sign:
If a company builds up inventory, it may mean it is having difficulties selling its goods.
Inventory Turnover measures how fast the company turns over its inventory within a year.
Paycloud Holdings's Inventory Turnover for the
three
months ended in Feb. 2026 was 2.57.
Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Paycloud Holdings's Inventory-to-Revenue for the
three
months ended in Feb. 2026 was 0.23.
Paycloud Holdings (TSE:4015) Days Inventory Explanation
Days Inventory indicates the liquidity of the inventory. Generally, a lower Days Inventory is preferred as it indicates a shorter duration to clear off the inventory. An increase of the ratio may indicate the company's sales slowed. Similar ratios related to Days Inventory are:
1. Inventory Turnover measures how fast the company turns over its inventory within a year.
Paycloud Holdings's Inventory Turnover for the
three
months ended in Feb. 2026 is calculated as
2. Inventory-to-Revenue determines the ability of a company to manage their inventory levels. It measures the percentage of Inventories the company currently has on hand to support the current amount of Revenue.
Paycloud Holdings's Inventory to Revenue for the
three
months ended in Feb. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
A lot of business are seasonable. It makes more sense to compare Days Inventory from the same period in the previous year instead of from the previous quarter.
Paycloud Holdings Days Inventory Related Terms
Paycloud Holdings Days Inventory Historical Data
* Premium members only.
The historical data trend for Paycloud Holdings's Days Inventory can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:4015 vs CRM, SHOP, UBER: Days Inventory Comparison
For the Software - Application subindustry, Paycloud Holdings's Days Inventory, along with its competitors' market caps and Days Inventory data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paycloud Holdings Days Inventory vs Software Industry
For the Software industry and Technology sector, Paycloud Holdings's Days Inventory distribution charts can be found below:
* The bar in red indicates where Paycloud Holdings's Days Inventory falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paycloud Holdings (TSE:4015) has a Days Inventory of 35.46 as of Feb. 2026. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Paycloud Holdings and its competitors. This is 78% above median its historical median of 19.96. Over the past decade, Paycloud Holdings' Days Inventory has ranged from 0.58 to 131.01. According to the industry distribution chart, Paycloud Holdings ranks #956 out of 1670 companies in the Software industry, placing it in the top 57.2%.
Is Paycloud Holdings' Days Inventory too high?
Paycloud Holdings' current Days Inventory of 35.46 is 78% above median its 10-year median of 19.96. Over the past 10 years, this metric has ranged from a low of 0.58 to a high of 131.01. The Software industry median Days Inventory is 19.65. Paycloud Holdings' value of 35.46 is 80.5% above this industry median. Based on the distribution chart, Paycloud Holdings ranks #956 out of 1670 companies in the Software industry, which is below the industry midpoint. Overall, Paycloud Holdings has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paycloud Holdings' Days Inventory compare to CRM and SHOP?
According to the Software industry distribution chart, Paycloud Holdings ranks #956 out of 1670 companies for Days Inventory. This places Paycloud Holdings in the lower half of its industry. The industry median Days Inventory is 19.65. Paycloud Holdings' value of 35.46 is 80.5% above this benchmark. Historically, Paycloud Holdings' own Days Inventory has ranged from 0.58 to 131.01 over the past decade. While the company's 10-year median is 19.96 vs. the industry median of 19.65, Paycloud Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Inventory for a Software company?
The median Days Inventory among Software companies is 19.65, based on 1,670 companies in the industry. Companies in the top quartile (top 25%) have a Days Inventory significantly above this median, while those in the bottom quartile fall well below. However, Days Inventory should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paycloud Holdings's current Days Inventory of 35.46 is 80.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Inventory mean?
A high Days Inventory can signal that a stock is expensive relative to its fundamentals. Days inventory represents the average amount of days a company holds inventory before selling it. View historical data on Paycloud Holdings and its competitors. For the Software industry, the median Days Inventory is 19.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paycloud Holdings's current Days Inventory is 35.46, which is 78% above median its own 10-year median of 19.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paycloud Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paycloud Holdings (TSE:4015) is currently considered Significantly Undervalued. The stock's GF Value™ is 円907.54, compared to a current price of 円515.00 — trading 43.3% below its estimated fair value. The current Days Inventory is 35.46, which is 78% above median its 10-year median of 19.96 and 80.5% above the Software industry median of 19.65. Paycloud Holdings' overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Inventory calculated?
Days Inventory is calculated from a company's financial statements. For Paycloud Holdings (TSE:4015), the current Days Inventory is 35.46 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paycloud Holdings (TSE:4015) Overvalued in 2026?
Based on GuruFocus' analysis, Paycloud Holdings stock appears to be undervalued.
The current stock price of 円515.00 is trading 43.3% below its estimated GF Value™ of 円907.54.
GuruFocus considers Paycloud Holdings to be Significantly Undervalued.
Key valuation signals for TSE:4015:
Days Inventory: 35.46 (78% above median its 10-year median of 19.96)
GF Value™: 円907.54 vs. price of 円515.00 (43.3% below fair value)
Industry Position: 80.5% above the Software median (#956 of 1670)
No single metric tells the full story. See the TSE:4015 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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