Paycloud Holdings (TSE:4015) EBITDA Margin %: 12.26% (As of Feb. 2026) — 15% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4015 Paycloud Holdings Inc TSE:4015
78 GF Score
Price 円541.00
GF Value 円800.23
Valuation Significantly Undervalued
! 4 Warning Signs
View Full Analysis

What is Paycloud Holdings EBITDA Margin %?

Paycloud Holdings TSE:4015 +0.19% 78 EBITDA Margin % is 12.26% as of Feb. 2026, which is 15% above its 10-year median of 10.65. GuruFocus rates TSE:4015 with a GF Score™ of 78/100 and a GF Value™ of 円800.23 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,826 Software companies, Paycloud Holdings ranks worse than 50.21% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Paycloud Holdings's EBITDA for the six months ended in Feb. 2026 was 円579 Mil. Paycloud Holdings's Revenue for the six months ended in Feb. 2026 was 円4,724 Mil. Therefore, Paycloud Holdings's EBITDA margin for the quarter that ended in Feb. 2026 was 12.26%.


Paycloud Holdings  (TSE:4015) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Paycloud Holdings EBITDA Margin % Related Terms


Paycloud Holdings EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Paycloud Holdings's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paycloud Holdings EBITDA Margin % Chart

Paycloud Holdings Annual Data
Trend Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
EBITDA Margin %
Get a 7-Day Free Trial 21.49 -149.68 11.02 10.27 8.59

Paycloud Holdings Semi-Annual Data
Aug18 Aug19 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.37 9.82 13.30 4.37 12.26

TSE:4015 vs QH, SHOP, UBER: EBITDA Margin % Comparison

For the Software - Application subindustry, Paycloud Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paycloud Holdings EBITDA Margin % vs Software Industry

For the Software industry and Technology sector, Paycloud Holdings's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Paycloud Holdings's EBITDA Margin % falls into.


TSE:4015
78GF Score
Paycloud Holdings Inc TSE:4015
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Paycloud Holdings EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Paycloud Holdings's EBITDA Margin % for the fiscal year that ended in Aug. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Aug. 2025 )/Revenue (A: Aug. 2025 )
=879.37/10234.033
=8.59 %

Paycloud Holdings's EBITDA Margin % for the quarter that ended in Feb. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Feb. 2026 )/Revenue (Q: Feb. 2026 )
=579.338/4723.81
=12.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 12.26% mean?
Paycloud Holdings (TSE:4015) has a EBITDA Margin % of 12.26% as of Feb. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Paycloud Holdings and its competitors. This is 15% above median its historical median of 10.65. According to the industry distribution chart, Paycloud Holdings ranks #1419 out of 2826 companies in the Software industry, placing it in the top 50.2%.
Is Paycloud Holdings' EBITDA Margin % too high?
Paycloud Holdings' current EBITDA Margin % of 12.26% is 15% above median its 10-year median of 10.65. The Software industry median EBITDA Margin % is 8.13. Paycloud Holdings' value of 12.26% is 50.8% above this industry median. Based on the distribution chart, Paycloud Holdings ranks #1419 out of 2826 companies in the Software industry, which is below the industry midpoint. Overall, Paycloud Holdings has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paycloud Holdings' EBITDA Margin % compare to QH and SHOP?
According to the Software industry distribution chart, Paycloud Holdings ranks #1419 out of 2826 companies for EBITDA Margin %. This places Paycloud Holdings in the lower half of its industry. The industry median EBITDA Margin % is 8.13. Paycloud Holdings' value of 12.26% is 50.8% above this benchmark. While the company's 10-year median is 10.65 vs. the industry median of 8.13, Paycloud Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Software company?
The median EBITDA Margin % among Software companies is 8.13, based on 2,826 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paycloud Holdings's current EBITDA Margin % of 12.26% is 50.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Paycloud Holdings and its competitors. For the Software industry, the median EBITDA Margin % is 8.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paycloud Holdings's current EBITDA Margin % is 12.26%, which is 15% above median its own 10-year median of 10.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paycloud Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paycloud Holdings (TSE:4015) is currently considered Significantly Undervalued. The stock's GF Value™ is 円800.23, compared to a current price of 円541.00 — trading 32.4% below its estimated fair value. The current EBITDA Margin % is 12.26%, which is 15% above median its 10-year median of 10.65 and 50.8% above the Software industry median of 8.13. Paycloud Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Paycloud Holdings (TSE:4015), the current EBITDA Margin % is 12.26% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paycloud Holdings (TSE:4015) Overvalued in 2026?

Based on GuruFocus' analysis, Paycloud Holdings stock appears to be undervalued. The current stock price of 円541.00 is trading 32.4% below its estimated GF Value™ of 円800.23. GuruFocus considers Paycloud Holdings to be Significantly Undervalued.

Key valuation signals for TSE:4015:

  • EBITDA Margin %: 12.26% (15% above median its 10-year median of 10.65)
  • GF Value™: 円800.23 vs. price of 円541.00 (32.4% below fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 50.8% above the Software median (#1419 of 2826)

No single metric tells the full story. See the TSE:4015 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paycloud Holdings Business Description

Address 2-24-15 Minamiaoyama, Aoyama Tower Building, Minato-ku, Tokyo, JPN, 107-0062
Paycloud Holdings Inc is engaged in cashless services, digital signage and solutions businesses.
78GF Score

Get the complete analysis for TSE:4015

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円541.00
Price
円800.23
GF Value