Paycloud Holdings (TSE:4015) FCF Margin %: -13.56% (As of Feb. 2026)

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TSE:4015 Paycloud Holdings Inc TSE:4015
73 GF Score
Price 円541.00
GF Value 円800.23
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Paycloud Holdings FCF Margin %?

Paycloud Holdings TSE:4015 +0.19% 73 FCF Margin % is -13.56% as of Feb. 2026. GuruFocus rates TSE:4015 with a GF Score™ of 73/100 and a GF Value™ of 円800.23 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,824 Software companies, Paycloud Holdings ranks better than 57.33% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Paycloud Holdings's Free Cash Flow for the six months ended in Feb. 2026 was 円-640 Mil. Paycloud Holdings's Revenue for the six months ended in Feb. 2026 was 円4,724 Mil. Therefore, Paycloud Holdings's FCF Margin % for the quarter that ended in Feb. 2026 was -13.56%.

As of today, Paycloud Holdings's current FCF Yield % is 6.09%.

The historical rank and industry rank for Paycloud Holdings's FCF Margin % or its related term are showing as below:

TSE:4015' s FCF Margin % Range Over the Past 10 Years
Min: -34.97   Med: 9.16   Max: 30.66
Current: 5.07


During the past 8 years, the highest FCF Margin % of Paycloud Holdings was 30.66%. The lowest was -34.97%. And the median was 9.16%.

TSE:4015's FCF Margin % is ranked better than
57.33% of 2824 companies
in the Software industry
Industry Median: 2.315 vs TSE:4015: 5.07


Paycloud Holdings FCF Margin % Related Terms


Paycloud Holdings FCF Margin % Historical Data

* Premium members only.

The historical data trend for Paycloud Holdings's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paycloud Holdings FCF Margin % Chart

Paycloud Holdings Annual Data
Trend Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
FCF Margin %
Get a 7-Day Free Trial -9.08 -34.97 9.63 14.44 10.90

Paycloud Holdings Semi-Annual Data
Aug18 Aug19 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.59 16.02 -0.79 21.38 -13.56

TSE:4015 vs QH, SHOP, UBER: FCF Margin % Comparison

For the Software - Application subindustry, Paycloud Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paycloud Holdings FCF Margin % vs Software Industry

For the Software industry and Technology sector, Paycloud Holdings's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Paycloud Holdings's FCF Margin % falls into.


TSE:4015
73GF Score
Paycloud Holdings Inc TSE:4015
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Paycloud Holdings FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Paycloud Holdings's FCF Margin for the fiscal year that ended in Aug. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Aug. 2025 )/Revenue (A: Aug. 2025 )
=1115.284/10234.033
=10.90 %

Paycloud Holdings's FCF Margin for the quarter that ended in Feb. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Feb. 2026 )/Revenue (Q: Feb. 2026 )
=-640.457/4723.81
=-13.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -13.56% mean?
Paycloud Holdings (TSE:4015) has a FCF Margin % of -13.56% as of Feb. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Paycloud Holdings and its competitors. According to the industry distribution chart, Paycloud Holdings ranks #1205 out of 2824 companies in the Software industry, placing it in the top 42.7%.
Is Paycloud Holdings' FCF Margin % too high?
Paycloud Holdings' current FCF Margin % is -13.56%. Based on the distribution chart, Paycloud Holdings ranks #1205 out of 2824 companies in the Software industry, which is above the industry midpoint. Overall, Paycloud Holdings has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paycloud Holdings' FCF Margin % compare to QH and SHOP?
According to the Software industry distribution chart, Paycloud Holdings ranks #1205 out of 2824 companies for FCF Margin %. This puts Paycloud Holdings in the upper half of its industry. The industry median FCF Margin % is 2.32. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.32, based on 2,824 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Paycloud Holdings and its competitors. For the Software industry, the median FCF Margin % is 2.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paycloud Holdings's current FCF Margin % is -13.56%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paycloud Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paycloud Holdings (TSE:4015) is currently considered Significantly Undervalued. The stock's GF Value™ is 円800.23, compared to a current price of 円541.00 — trading 32.4% below its estimated fair value. The current FCF Margin % is -13.56%. Paycloud Holdings' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Paycloud Holdings (TSE:4015), the current FCF Margin % is -13.56% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paycloud Holdings (TSE:4015) Overvalued in 2026?

Based on GuruFocus' analysis, Paycloud Holdings stock appears to be undervalued. The current stock price of 円541.00 is trading 32.4% below its estimated GF Value™ of 円800.23. GuruFocus considers Paycloud Holdings to be Significantly Undervalued.

Key valuation signals for TSE:4015:

  • FCF Margin %: -13.56%
  • GF Value™: 円800.23 vs. price of 円541.00 (32.4% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the TSE:4015 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paycloud Holdings Business Description

Address 2-24-15 Minamiaoyama, Aoyama Tower Building, Minato-ku, Tokyo, JPN, 107-0062
Paycloud Holdings Inc is engaged in cashless services, digital signage and solutions businesses.
73GF Score

Get the complete analysis for TSE:4015

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円541.00
Price
円800.23
GF Value