Paycloud Holdings (TSE:4015) Receivables Turnover: 4.16 (As of Feb. 2026)

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TSE:4015 Paycloud Holdings Inc TSE:4015
73 GF Score
Price 円541.00
GF Value 円801.01
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Paycloud Holdings Receivables Turnover?

Paycloud Holdings TSE:4015 +0.19% 73 Receivables Turnover is 4.16 as of Feb. 2026. GuruFocus rates TSE:4015 with a GF Score™ of 73/100 and a GF Value™ of 円801.01 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,784 Software companies, Paycloud Holdings ranks better than 72.88% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Paycloud Holdings's Revenue for the six months ended in Feb. 2026 was 円4,724 Mil. Paycloud Holdings's average Accounts Receivable for the six months ended in Feb. 2026 was 円1,135 Mil. Hence, Paycloud Holdings's Receivables Turnover for the six months ended in Feb. 2026 was 4.16.


Paycloud Holdings  (TSE:4015) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Paycloud Holdings Receivables Turnover Related Terms


Paycloud Holdings Receivables Turnover Historical Data

* Premium members only.

The historical data trend for Paycloud Holdings's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paycloud Holdings Receivables Turnover Chart

Paycloud Holdings Annual Data
Trend Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Receivables Turnover
Get a 7-Day Free Trial 10.91 4.05 7.85 7.66 9.23

Paycloud Holdings Semi-Annual Data
Aug18 Aug19 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.59 6.48 4.23 4.65 4.16

TSE:4015 vs QH, SHOP, UBER: Receivables Turnover Comparison

For the Software - Application subindustry, Paycloud Holdings's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Paycloud Holdings Receivables Turnover vs Software Industry

For the Software industry and Technology sector, Paycloud Holdings's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Paycloud Holdings's Receivables Turnover falls into.


TSE:4015
73GF Score
Paycloud Holdings Inc TSE:4015
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Paycloud Holdings Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Paycloud Holdings's Receivables Turnover for the fiscal year that ended in Aug. 2025 is calculated as

Receivables Turnover (A: Aug. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Aug. 2025 ) / ((Accounts Receivable (A: Aug. 2024 ) + Accounts Receivable (A: Aug. 2025 )) / count )
=10234.033 / ((1090.445 + 1127.384) / 2 )
=10234.033 / 1108.9145
=9.23

Paycloud Holdings's Receivables Turnover for the quarter that ended in Feb. 2026 is calculated as

Receivables Turnover (Q: Feb. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Feb. 2026 ) / ((Accounts Receivable (Q: Aug. 2025 ) + Accounts Receivable (Q: Feb. 2026 )) / count )
=4723.81 / ((1127.384 + 1142.596) / 2 )
=4723.81 / 1134.99
=4.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 4.16 mean?
Paycloud Holdings (TSE:4015) has a Receivables Turnover of 4.16 as of Feb. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Paycloud Holdings and its competitors. According to the industry distribution chart, Paycloud Holdings ranks #755 out of 2784 companies in the Software industry, placing it in the top 27.1%.
Is Paycloud Holdings' Receivables Turnover too high?
Paycloud Holdings' current Receivables Turnover is 4.16. The Software industry median Receivables Turnover is 5.78. Paycloud Holdings' value of 4.16 is 28% below this industry median. Based on the distribution chart, Paycloud Holdings ranks #755 out of 2784 companies in the Software industry, which is above the industry midpoint. Overall, Paycloud Holdings has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paycloud Holdings' Receivables Turnover compare to QH and SHOP?
According to the Software industry distribution chart, Paycloud Holdings ranks #755 out of 2784 companies for Receivables Turnover. This puts Paycloud Holdings in the upper half of its industry. The industry median Receivables Turnover is 5.78. Paycloud Holdings' value of 4.16 is 28% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.78, based on 2,784 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paycloud Holdings's current Receivables Turnover of 4.16 is 28% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Paycloud Holdings and its competitors. For the Software industry, the median Receivables Turnover is 5.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paycloud Holdings's current Receivables Turnover is 4.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paycloud Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paycloud Holdings (TSE:4015) is currently considered Significantly Undervalued. The stock's GF Value™ is 円801.01, compared to a current price of 円541.00 — trading 32.5% below its estimated fair value. The current Receivables Turnover is 4.16 and 28% below the Software industry median of 5.78. Paycloud Holdings' overall GF Score™ is 73/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Paycloud Holdings (TSE:4015), the current Receivables Turnover is 4.16 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paycloud Holdings (TSE:4015) Overvalued in 2026?

Based on GuruFocus' analysis, Paycloud Holdings stock appears to be undervalued. The current stock price of 円541.00 is trading 32.5% below its estimated GF Value™ of 円801.01. GuruFocus considers Paycloud Holdings to be Significantly Undervalued.

Key valuation signals for TSE:4015:

  • Receivables Turnover: 4.16
  • GF Value™: 円801.01 vs. price of 円541.00 (32.5% below fair value)
  • GF Score™: 73/100 with 4 warning signs
  • Industry Position: 28% below the Software median (#755 of 2784)

No single metric tells the full story. See the TSE:4015 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Paycloud Holdings Business Description

Address 2-24-15 Minamiaoyama, Aoyama Tower Building, Minato-ku, Tokyo, JPN, 107-0062
Paycloud Holdings Inc is engaged in cashless services, digital signage and solutions businesses.
73GF Score

Get the complete analysis for TSE:4015

Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円541.00
Price
円801.01
GF Value