Paycloud Holdings (TSE:4015) Short-Term Debt: 円958 Mil (As of Feb. 2026)

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TSE:4015 Paycloud Holdings Inc TSE:4015
78 GF Score
Price 円544.00
GF Value 円891.07
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Paycloud Holdings Short-Term Debt?

Paycloud Holdings TSE:4015 +0.37% 78 Short-Term Debt is 円958 Mil as of Feb. 2026. GuruFocus rates TSE:4015 with a GF Score™ of 78/100 and a GF Value™ of 円891.07 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Paycloud Holdings's Short-Term Debt for the quarter that ended in Feb. 2026 was 円958 Mil.

Paycloud Holdings's quarterly Short-Term Debt increased from Aug. 2025 (円1,006 Mil) to Nov. 2025 (円1,010 Mil) but then declined from Nov. 2025 (円1,010 Mil) to Feb. 2026 (円958 Mil).

Paycloud Holdings's annual Short-Term Debt increased from Aug. 2023 (円312 Mil) to Aug. 2024 (円740 Mil) and increased from Aug. 2024 (円740 Mil) to Aug. 2025 (円1,006 Mil).

Paycloud Holdings Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Paycloud Holdings Short-Term Debt Related Terms

Paycloud Holdings Short-Term Debt Historical Data

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The historical data trend for Paycloud Holdings's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Paycloud Holdings Short-Term Debt Chart

Paycloud Holdings Annual Data
Trend Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Short-Term Debt
Get a 7-Day Free Trial 300.00 1,662.00 312.00 740.37 1,006.09

Paycloud Holdings Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Feb25 May25 Aug25 Nov25 Feb26 May26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 898.98 1,006.09 1,010.41 957.91 920.41
TSE:4015
78GF Score
Paycloud Holdings Inc TSE:4015
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of 円958 Mil mean?
Paycloud Holdings (TSE:4015) has a Short-Term Debt of 円958 Mil as of Feb. 2026.
Is Paycloud Holdings' Short-Term Debt too high?
Paycloud Holdings' current Short-Term Debt is 円958 Mil. Overall, Paycloud Holdings has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paycloud Holdings' Short-Term Debt compare to QH and SHOP?
Paycloud Holdings' Short-Term Debt of 円958 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Software company?
A good Short-Term Debt depends on the Software industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Paycloud Holdings's current Short-Term Debt is 円958 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paycloud Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paycloud Holdings (TSE:4015) is currently considered Significantly Undervalued. The stock's GF Value™ is 円891.07, compared to a current price of 円544.00 — trading 38.9% below its estimated fair value. The current Short-Term Debt is 円958 Mil. Paycloud Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Paycloud Holdings (TSE:4015), the current Short-Term Debt is 円958 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paycloud Holdings (TSE:4015) Overvalued in 2026?

Based on GuruFocus' analysis, Paycloud Holdings stock appears to be undervalued. The current stock price of 円544.00 is trading 38.9% below its estimated GF Value™ of 円891.07. GuruFocus considers Paycloud Holdings to be Significantly Undervalued.

Key valuation signals for TSE:4015:

  • Short-Term Debt: 円958 Mil
  • GF Value™: 円891.07 vs. price of 円544.00 (38.9% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the TSE:4015 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paycloud Holdings Business Description

Address 2-24-15 Minamiaoyama, Aoyama Tower Building, Minato-ku, Tokyo, JPN, 107-0062
Paycloud Holdings Inc is engaged in cashless services, digital signage and solutions businesses.
78GF Score

Get the complete analysis for TSE:4015

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円544.00
Price
円891.07
GF Value