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Paycloud HoldingsTSE:4015 +0.19%78 Pretax Margin % is 6.98% as of Feb. 2026, which is 63% above its 10-year median of 4.27. GuruFocus rates TSE:4015 with a GF Score™ of 78/100 and a GF Value™ of 円800.23 (Significantly Undervalued). The stock has 4 warning signs investors should review. Among 2,832 Software companies, Paycloud Holdings ranks worse than 51.2% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Paycloud Holdings Pretax Margin % Related Terms
Paycloud Holdings Pretax Margin % Historical Data
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The historical data trend for Paycloud Holdings's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:4015 vs QH, SHOP, UBER: Pretax Margin % Comparison
For the Software - Application subindustry, Paycloud Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paycloud Holdings Pretax Margin % vs Software Industry
For the Software industry and Technology sector, Paycloud Holdings's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Paycloud Holdings's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paycloud Holdings (TSE:4015) has a Pretax Margin % of 6.98% as of Feb. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Paycloud Holdings and its competitors. This is 63% above median its historical median of 4.27. According to the industry distribution chart, Paycloud Holdings ranks #1450 out of 2832 companies in the Software industry, placing it in the top 51.2%.
Is Paycloud Holdings' Pretax Margin % too high?
Paycloud Holdings' current Pretax Margin % of 6.98% is 63% above median its 10-year median of 4.27. The Software industry median Pretax Margin % is 3.61. Paycloud Holdings' value of 6.98% is 93.4% above this industry median. Based on the distribution chart, Paycloud Holdings ranks #1450 out of 2832 companies in the Software industry, which is below the industry midpoint. Overall, Paycloud Holdings has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paycloud Holdings' Pretax Margin % compare to QH and SHOP?
According to the Software industry distribution chart, Paycloud Holdings ranks #1450 out of 2832 companies for Pretax Margin %. This places Paycloud Holdings in the lower half of its industry. The industry median Pretax Margin % is 3.61. Paycloud Holdings' value of 6.98% is 93.4% above this benchmark. While the company's 10-year median is 4.27 vs. the industry median of 3.61, Paycloud Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Software company?
The median Pretax Margin % among Software companies is 3.61, based on 2,832 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paycloud Holdings's current Pretax Margin % of 6.98% is 93.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Paycloud Holdings and its competitors. For the Software industry, the median Pretax Margin % is 3.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paycloud Holdings's current Pretax Margin % is 6.98%, which is 63% above median its own 10-year median of 4.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paycloud Holdings stock overvalued right now?
Based on GuruFocus' analysis, Paycloud Holdings (TSE:4015) is currently considered Significantly Undervalued. The stock's GF Value™ is 円800.23, compared to a current price of 円541.00 — trading 32.4% below its estimated fair value. The current Pretax Margin % is 6.98%, which is 63% above median its 10-year median of 4.27 and 93.4% above the Software industry median of 3.61. Paycloud Holdings' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Paycloud Holdings (TSE:4015), the current Pretax Margin % is 6.98% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paycloud Holdings (TSE:4015) Overvalued in 2026?
Based on GuruFocus' analysis, Paycloud Holdings stock appears to be undervalued.
The current stock price of 円541.00 is trading 32.4% below its estimated GF Value™ of 円800.23.
GuruFocus considers Paycloud Holdings to be Significantly Undervalued.
Key valuation signals for TSE:4015:
Pretax Margin %: 6.98% (63% above median its 10-year median of 4.27)
GF Value™: 円800.23 vs. price of 円541.00 (32.4% below fair value)
Industry Position: 93.4% above the Software median (#1450 of 2832)
No single metric tells the full story. See the TSE:4015 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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